Table of Contents

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1. Overview

The Sharing product details API is used by an AISP to request an ASPSP to retrieve list of products details and features.

2. Endpoints

...

_{S. No.}

...

_Resource

...

_{HTTP Operation}

...

_Endpoint

...

_Mandatory

...

_{Grant Type}

...

_{Message Signing}

...

_{Idempotency Key}

...

_{Request Object}

...

_{Response Object}

...

₁

...

_{sharing product details}

...

_GET

...

_{GET /sharing-product-details}

...

_Mandatory

...

_{Client Credentials}

...

_{Signed Response}

...

_No

...

_NA

...

_{OBReadSharingProductDetails}

3. Data Models

The data dictionary section gives the detail on the payload content for the Sharing Product Details API flows

3.1 Sharing Product Details – Response

The OBReadSharingProductDetails object will be used for the call to:

GET /sharing-product-details

3.1.1 UML Diagram

...

Image Removed

3.1.2 Notes

The sharing-product-details response contains the full payload of all the products sent by ASPSP.

Below are the products:

Credit Cards
Loans
CASA
Investment
Fund Transfer Services

Each of the products contains below elements:

Product Details
Features
Eligibility
Benefits
Terms and Conditions

3.1.3 Data Dictionary

The fields mentioned in the UML diagram are basic product details and features for banks to incorporate in the APIs. Based on the specific cases and applicability, banks may choose to increase the fields for sharing with the AISPs. Also, banks that are not offering any products/services might choose not to build them in the APIs.

...

_Name

...

_Occurrence

...

_XPath

...

_{EnhancedDefinition}

...

_Class

...

_Codes

...

_Pattern

...

_{OBReadSharingProductDetails}

...

_{OBReadSharingProductDetails}

...

_{OBReadSharingProductDetails}

...

_Data

...

_1..1

...

_{OBReadSharingProductDetails/Data}

...

_{OBReadSharingProductDetails/Data}

...

_CreditCards

...

_0..n

...

_{OBReadSharingProductDetails/Data/CreditCards}

...

_{List of Credit card products}

...

_{OBReadSharingProductDetails/Data/CreditCards}

...

_{ProductDetails}

...

_1..1

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails}

...

_{This Section covers basic product description}

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails}

...

_CategoryName

...

_1..1

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryName}

...

_{Product category name used by ASPSPs}

...

_String

...

_CategoryCode

...

_1..1

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryCode}

...

_{Product category code used by ASPSPs}

...

_String

...

_{ProductDescription}

...

_1..1

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductDescription}

...

_{A brief description of the product}

...

_String

...

_ProductCode

...

_1..1

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductCode}

...

_{Product Code for Banks operational purpose}

...

_String

...

_{SubProductCode}

...

_1..1

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails/SubProductCode}

...

_{Sub-Product Code for Banks operational purpose}

...

_String

...

_ProductURL

...

_0..1

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductURL}

...

_{Product URL}

...

_String

...

_Segment

...

_1..1

...

_{OBReadSharingProductDetails/Data/CreditCards/ProductDetails/Segment}

...

_{Product segment such as lifestyle, travel, reward points, etc.}

...

_String

...

Table of Contents

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1. Version Control

Version	Date	Description of Changes
Bahrain OBF v1.0.0	25th Aug 2020	Initial Release

2. Overview

The Sharing product details API is used by an AISP to request an ASPSP to retrieve list of products details and features.

3. Endpoints

S. No.	Resource	HTTP Operation	Endpoint	Mandatory	Scope	Grant Type	Request Object	Response Object
3.1	sharing product details	GET	GET /sharing-product-details	Mandatory	Client Credentials	No	NA	OBReadSharingProductDetails

4. Data Models

The data dictionary section gives detail on the payload content for the Sharing Product Details API flows.

4.1 Sharing Product Details – Response

The OBReadSharingProductDetails object will be used for the call to:

GET /sharing-product-details

4.1.1 UML Diagram

...

Image Added

Image AddedImage AddedImage Added

4.1.2 Notes

The sharing-product-details response contains the full payload of all the products sent by ASPSP.

Below are the products:

Credit Cards
Loans- In Islamic banking, this field is referred to as ‘Financings’
CASA- Current Account and Savings Account
Investment- In Islamic banking, this field is referred to as ‘Investment Account’
Fund Transfer Services

Each of the products contains below elements:

Product Details
Features
Eligibility
Benefits
Terms and Conditions

In addition, the following information can be requested through the Sharing Product Details API

Branch
ATM

4.1.3 Data Dictionary

The fields mentioned in the UML diagram are basic product details and features for banks to incorporate in the APIs. Based on the specific cases and applicability, banks may choose to increase the fields for sharing with the AISPs. Also, banks that are not offering any products/services might choose not to build them in the APIs.

Name

Occurrence

XPath

Enhanced Definition

Class/ Datatype

Codes

Pattern

OBReadSharingProductDetails

Data

1..1

OBReadSharingProductDetails/Data

CreditCards

0..n

OBReadSharingProductDetails/Data/CreditCards

List of Credit card products

OBReadSharingProductDetails/Data/CreditCards

ProductDetails

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/CreditCards/ProductDetails

CategoryName

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryName

Product category name used by ASPSPs

String

CategoryCode

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryCode

Product category code used by ASPSPs

String

ProductDescription

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductDescription

A brief description of the product

String

ProductCode

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductCode

Product Code for ASPSPs operational purpose

String

SubProductCode

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/SubProductCode

Sub-Product Code for ASPSPs operational purpose

String

ProductURL

0..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductURL

Product URL

String

Segment

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

Features

0..1

OBReadSharingProductDetails/Data/CreditCards/Features

List of product features

OBReadSharingProductDetails/Data/CreditCards/Features

Currency

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/Currency

Payment and transaction currency as applicable on the selected card

String

OnetimeFee

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/OnetimeFee

First time membership or fee payable on getting a card in BHD excluding taxes

Number

AnnualFeeAndCharges

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/AnnualFeeAndCharges

Recurring fees and charges payable periodically in BHD excluding taxes

Number

FeeWaiver

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/FeeWaiver

This includes the conditions for fee waiver if any applicable on the selected card

String

AddOnCards

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/AddOnCards

This includes the conditions and limit for add on cards where a card holder can apply for add-on cards for his/her family under the same account

String

CardLimit

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/CardLimit

Transaction limit offered by banks for the customer. This also includes the limits for sub transaction such as ATM withdrawal limit, merchant transaction limit, etc.

String

InterestRates

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/InterestRates

Interest rate payable on repayment post due date- In Islamic banking, this field is referred to as ‘Profit/Charge’

String

Eligibility

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/CreditCards/Eligibility

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/DocumentsRequired

List of documents required for getting a credit card

String

Age

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/Age

Age

Number

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/EmploymentStatus

Employment status

String

Income

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/Income

Income

String

CreditScore

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/CreditScore

Credit score

String

Benefits

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/CreditCards/Benefits

OffersOnTheCard

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/OffersOnTheCard

Some cards have great offers and discounts if used with a particular vendor, website or company. Also banks have tie ups with offices, educational institutions etc. and offer them special rates

String

RewardType

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardType

Some cards are specifically made to suit customers spending habits. For e.g. travel, aviation, lifestyle, shopping, cashback etc.

String

RewardsProgram

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardsProgram

Rewards program offered by Banks including cashback and redeemable options. Fuel charge waivers and airport lounge access will also be covered here

String

JoiningGiftsOrBonus

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/JoiningGiftsOrBonus

To get customers to apply for their card, banks offer welcome gifts and bonuses. This could be some latest gadget or bonus points and miles

String

OtherBenefits

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/OtherBenefits

Additional benefits if any

String

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank-specific requirements

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions

tnc-title

0..1

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-title

Terms and conditions title

String

tnc-summary

0..1

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

tnc-url

0..1

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-url

Terms and conditions URL

String

SupplementaryData

0..1

OBReadSharingProductDetails/Data/CreditCards/SupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block

OBSupplementaryData

Loans

0..n

OBReadSharingProductDetails/Data/Loans

List of Loans products- In Islamic banking, this field is referred to as ‘Financings’

OBReadSharingProductDetails/Data/Loans

ProductDetails

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/Loans/ProductDetails

CategoryName

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryName

Product category name used by ASPSPs

String

CategoryCode

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryCode

Product category code used by the ASPSPs

String

ProductDescription

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductDescription

A brief description of the product

String

ProductCode

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductCode

Product Code for Banks operational purpose

String

SubProductCode

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/SubProductCode

Sub-Product Code for Banks operational purpose

String

ProductURL

0..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductURL

Product URL

String

Segment

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

Features

0..1

OBReadSharingProductDetails/Data/Loans/Features

List of product features

OBReadSharingProductDetails/Data/Loans/Features

Currency

0..1

OBReadSharingProductDetails/Data/Loans/Features/Currency

Payment and transaction currency as applicable on the selected loan type

String

InitialDeposit

0..1

OBReadSharingProductDetails/Data/Loans/Features/InitialDeposit

Initial amount payable by the customer in BHD excluding taxes

String

HandlingFees/Supplementary

0..1

OBReadSharingProductDetails/Data/Loans/Features/HandlingFees/Supplementary

Loan handling fees applicable for products in BHD excluding taxes

String

MinTenure

0..1

OBReadSharingProductDetails/Data/Loans/Features/MinTenure

Minimum duration of loan period in months

String

MaxTenure

0..1

OBReadSharingProductDetails/Data/Loans/Features/MaxTenure

Maximum duration of loan period in months

String

InterestRates

0..1

OBReadSharingProductDetails/Data/Loans/Features/InterestRates

Interest payable on repayment of the loan amount- In Islamic banking, this field is referred to as ‘Profit/Charge’

String

Eligibility

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/Loans/Eligibility

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/DocumentsRequired

List of documents required for getting a loan

String

Age

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/Age

Age of the loan applicant

Number

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/EmploymentStatus

Employment status of the loan applicant

String

Income

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/Income

Income of the loan applicant

String

CreditScore

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/CreditScore

Credit score of the loan applicant

String

Collateral

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/Collateral

List of collateral accepted against loan if applicable

String

Benefits

0..1

OBReadSharingProductDetails/Data/Loans/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/Loans/Benefits

BonusPack

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/BonusPack

"Free Priority/ Premium/ Easy Banking plan with credit card, 360° reward and welcome offers"

String

FreeMortgageValueAssessment

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/FreeMortgageValueAssessment

"Free assessment of the value of the mortgage"

String

AutoPaySetup

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/AutoPaySetup

"One stop pay"

String

E-cheque

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/E-cheque

"Option of e cheque clearance"

String

EarlyEMIPaymentOptions

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/EarlyEMIPaymentOptions

Benefit of early payment options

String

OtherBenefits

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/OtherBenefits

Additional benefits if any

String

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements

OBReadSharingProductDetails/Data/Loans/TermsAndConditions

tnc-title

0..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-title

Terms and conditions title

String

tnc-summary

0..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

tnc-url

0..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-url

Terms and conditions URL

String

SupplementaryData

0..1

OBReadSharingProductDetails/Data/Loans/SupplementaryData

Additional information that cannot be captured in the structured fields and/or any other specific block

OBSupplementaryData

CASA

0..n

OBReadSharingProductDetails/Data/CASA

List of CASA products

OBReadSharingProductDetails/Data/CASA

ProductDetails

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/CASA/ProductDetails

CategoryName

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryName

Product category name used by the ASPSPs

String

CategoryCode

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryCode

Product category code used by the ASPSPs

String

ProductDescription

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductDescription

A brief description of the product

String

ProductCode

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductCode

Product Code for ASPSPs operational purpose

String

SubProductCode

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/SubProductCode

Sub-Product Code for ASPSPs operational purpose

String

ProductURL

0..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductURL

Product URL

String

Segment

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

Features

0..1

OBReadSharingProductDetails/Data/CASA/Features

List of product features

OBReadSharingProductDetails/Data/CASA/Features

Currency

0..1

OBReadSharingProductDetails/Data/CASA/Features/Currency

Payment and transaction currency as applicable on the selected CASA type

String

MinBalanceMaintenance

0..1

OBReadSharingProductDetails/Data/CASA/Features/MinBalanceMaintenance

Minimum balance to be maintained by the account holder in BHD

String

HandlingFees/Supplementary

0..1

OBReadSharingProductDetails/Data/CASA/Features/HandlingFees/Supplementary

Account handling fees applicable for products in BHD excluding taxes per annum

String

OverdraftLimit

0..1

OBReadSharingProductDetails/Data/CASA/Features/OverdraftLimit

Limit offered by banks for the customer based on turnover and spending levels in BHD per month

String

InterestRates

0..1

OBReadSharingProductDetails/Data/CASA/Features/InterestRates

Interest payable on repayment of the loan amount- In Islamic banking, this field is referred to as ‘Profit/Charge’

String

DepositRate

0..1

OBReadSharingProductDetails/Data/CASA/Features/DepositRate

Interest rate applicable for deposits only- In Islamic banking, this field is referred to as ‘Profit/Charge’

String

MinDepositAmount

0..1

OBReadSharingProductDetails/Data/CASA/Features/MinDepositAmount

Minimum one time deposit amount in BHD

String

Eligibility

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/CASA/Eligibility

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/DocumentsRequired

List of documents required for opening a current account

String

Age

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/Age

Age of the applicant

Number

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/EmploymentStatus

Employment status of the applicant

String

Income

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/Income

Income of the applicant

String

CreditScore

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/CreditScore

Credit score of the applicant

String

Benefits

0..1

OBReadSharingProductDetails/Data/CASA/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/CASA/Benefits

RelationshipManager

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/RelationshipManager

This covers the benefits of availing RM under few conditions

String

ODprotection

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/ODprotection

Enjoy Current Account Overdraft Protection for clearing cheques

String

MinBalance

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/MinBalance

This describes the minimum balance required to keep the account active

String

AutoPaySetup

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/AutoPaySetup

One-stop pay

String

MultipleDebitCards

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/MultipleDebitCards

This includes details of add on debit cards where a account holder can apply for add-on cards for his/her employees under the same account

String

E-cheque

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/E-cheque

Option of E-cheque clearance

String

OtherBenefits

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/OtherBenefits

Additional benefits if any

String

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements

OBReadSharingProductDetails/Data/CASA/TermsAndConditions

tnc-title

0..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-title

Terms and conditions title

String

tnc-summary

0..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

tnc-url

0..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-url

Terms and conditions URL

String

SupplementaryData

0..1

OBReadSharingProductDetails/Data/CASA/SupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block

OBSupplementaryData

Investment

0..n

OBReadSharingProductDetails/Data/Investment

List of Investment products- In Islamic banking, this field is referred to as ‘Investment Account’

OBReadSharingProductDetails/Data/Investment

ProductDetails

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/Investment/ProductDetails

CategoryName

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryName

Product category name used by the ASPSPs

String

CategoryCode

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryCode

Product category code used by the ASPSPs

String

ProductDescription

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductDescription

A brief description of the product

String

ProductCode

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductCode

Product Code for ASPSPs operational purpose

String

SubProductCode

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/SubProductCode

Sub-Product Code for ASPSPs operational purpose

String

ProductURL

0..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductURL

Product URL

String

Segment

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

Features

0..1

OBReadSharingProductDetails/Data/Investment/Features

List of product features

OBReadSharingProductDetails/Data/Investment/Features

Currency

0..1

OBReadSharingProductDetails/Data/Investment/Features/Currency

Payment and transaction currency as applicable on the selected Investment type

String

MinInvestmentRequirement

0..1

OBReadSharingProductDetails/Data/Investment/Features/MinInvestmentRequirement

Minimum investment required for opening the investment account in BHD

String

HandlingFees/Supplementary

0..1

OBReadSharingProductDetails/Data/Investment/Features/HandlingFees/Supplementary

Account handling fees applicable for products in BHD excluding taxes per annum

String

AnnualFees

0..1

OBReadSharingProductDetails/Data/Investment/Features/AnnualFees

Recurring fees and charges payable periodically in BHD excluding of taxes

String

InvestmentTenure

0..1

OBReadSharingProductDetails/Data/Investment/Features/InvestmentTenure

Duration of investment period in months

String

DepositRate

0..1

OBReadSharingProductDetails/Data/Investment/Features/DepositRate

Interest rate applicable for deposits only- In Islamic banking, this field is referred to as ‘Profit/Charge’

String

HistoricInvestmentRate

0..1

OBReadSharingProductDetails/Data/Investment/Features/HistoricInvestmentRate

This covers the historic rates that are gained by the investors in the selected fund- In Islamic banking, this field is referred to as ‘Profit/Charge’

String

Eligibility

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/Investment/Eligibility

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/DocumentsRequired

List of documents required

String

Age

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/Age

Age of the applicant

Number

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/EmploymentStatus

Employment status of the applicant

String

Income

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/Income

Income of the applicant

String

CreditScore

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/CreditScore

Credit score of the applicant

String

Benefits

0..1

OBReadSharingProductDetails/Data/Investment/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/Investment/Benefits

SIPOptions

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/SIPOptions

This covers the broader systematic investment plan option that a customer can opt for

String

QuickerInvestmentWithdrawal

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/QuickerInvestmentWithdrawal

Customers can withdraw the investments within 24 hours of the request submitted

String

MinimumInvestment

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/MinimumInvestment

This describes the minimum annual investment required to keep the account active

String

AutoPaySetup

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/AutoPaySetup

One-stop pay

String

OtherBenefits

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/OtherBenefits

Additional benefits if any

String

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/CreditCardsInvestment/Features_{List of product features}TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements

OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesTermsAndConditions

_Currency

tnc-title

0..1

OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesTermsAndConditions/Currency

_{Payment and transaction currency as applicable on the selected card}

_String

_OnetimeFee

_0..1

_{OBReadSharingProductDetails/Data/CreditCards/Features/OnetimeFee}

_{First time membership or fee payable on getting a card in BHD excluding taxes}

_Number

_{AnnualFeeAndCharges}tnc-title

Terms and conditions title

String

tnc-summary

0..1

OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesTermsAndConditions/AnnualFeeAndCharges

_{Recurring fees and charges payable periodically in BHD excluding taxes}

_Number

_FeeWaivertnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

tnc-url

0..1

OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesTermsAndConditions/FeeWaiver

_{This includes the conditions for fee waiver if any applicable on the selected card}

_Stringtnc-url

Terms and conditions URL

String

_AddOnCardsSupplementaryData

0..1

OBReadSharingProductDetails/Data/CreditCardsInvestment/Features/AddOnCards

_{This includes the conditions and limit for add on cards where a card holder can apply for add-on cards for his/her family under the same account}

_String

_CardLimitSupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block

OBSupplementaryData

FundTransferServices

0..1n

OBReadSharingProductDetails/Data/CreditCards/Features/CardLimit

_{Transaction limit offered by banks for the customer. This also includes the limits for sub transaction such as ATM withdrawal limit, merchant transaction limit, etc.}

_String

_{InterestRates}

0FundTransferServices

List of Fund Transfer Services products

OBReadSharingProductDetails/Data/FundTransferServices

ProductDetails

1..1

OBReadSharingProductDetails/Data/CreditCards/Features/InterestRates

_{Interest rate payable on repayment post due date}

_String

_Eligibility

0/FundTransferServices/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails

CategoryName

1..1

OBReadSharingProductDetails/Data/FundTransferServices/CreditCards/Eligibility_{This covers nationality, age, employment status, income and credit score}ProductDetails/CategoryName

Product category name used by the ASPSPs

String

CategoryCode

1..1

OBReadSharingProductDetails/Data/CreditCards/EligibilityFundTransferServices/ProductDetails/CategoryCode

Product category code used by the ASPSPs

String

_{DocumentsRequired}ProductDescription

01..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/EligibilityProductDetails/DocumentsRequiredProductDescription

_{List of documents required for getting a credit card}A brief description of the product

String

_Age

ProductCode

01..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/Eligibility/Age

_Age

_NumberProductDetails/ProductCode

Product Code for ASPSPs operational purpose

String

_{EmploymentStatus}SubProductCode

01..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/EligibilityProductDetails/EmploymentStatus_{Employment status}SubProductCode

Sub-Product Code for ASPSPs operational purpose

String

_Income

ProductURL

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/EligibilityProductDetails/IncomeProductURL_Income

Product URL

String

_CreditScore

Segment

01..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/EligibilityProductDetails/CreditScore

_{Credit score}

_StringSegment

Product segment such as lifestyle, travel, reward points, etc.

String

_BenefitsFeatures

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsFeatures

List of Benefits offered by this product features

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsFeatures

_{OffersOnTheCard}Currency

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsFeatures/OffersOnTheCard

_{Some cards have great offers and discounts if used with a particular vendor, website or company. Also banks have tie ups with offices, educational institutions etc. and offer them special rates}

_String

_RewardTypeCurrency

Payment and transaction currency as applicable on the selected service type

String

MinFundTransfer

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsFeatures/RewardType

_{Some cards are specifically made to suit customers spending habits. For e.g. travel, aviation, lifestyle, shopping, cashback etc.}

_String

_{RewardsProgram}MinFundTransfer

Minimum fund transfer applicable for the type of service selected in BHD

String

HandlingFees/Supplementary

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/Features/BenefitsHandlingFees/RewardsProgram

_{Rewards program offered by Banks including cashback and redeemable options. Fuel charge waivers and airport lounge access will also be covered here}

_String

_{JoiningGiftsOrBonus}Supplementary

Account handling fees applicable for products in BHD excluding taxes per annum

String

TypesOfFundTransfer

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsFeatures/JoiningGiftsOrBonus_{To get customers to apply for their card, banks offer welcome gifts and bonuses. This could be some latest gadget or bonus points and miles.}TypesOfFundTransfer

This covers different type of fund transfer that banks offer to the customers

String

_{OtherBenefits}

Eligibility

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/OtherBenefits

_{Additional benefits if any}

_String

_{TermsAndConditions}/FundTransferServices/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/Eligibility/TermsAndConditions

_{This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements}

_{OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions}

_tnc-titleDocumentsRequired

List of documents required

String

Age

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/TermsAndConditions/tnc-title

_{Terms and conditions title}

_StringEligibility/Age

Age of the applicant

Number

_tnc-summaryEmploymentStatus

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/TermsAndConditionsEligibility/tnc-summary_{Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.}EmploymentStatus

Employment status of the applicant

String

_tnc-url

Income

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/TermsAndConditionsEligibility/tnc-url_{Terms and conditions URL}Income

Income of the applicant

String

_{SupplementaryData}CreditScore

0..1

OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/Eligibility/SupplementaryData

_{Additional information that can not be captured in the structured fields and/or any other specific block.}

_{OBSupplementaryData}CreditScore

Credit score of the applicant

String

_LoansBenefits

0..n1

OBReadSharingProductDetails/Data/LoansFundTransferServices/Benefits

List of Loans productsBenefits offered by this product

OBReadSharingProductDetails/Data/LoansFundTransferServices/Benefits

_{ProductDetails}InternationalPayment

10..1

OBReadSharingProductDetails/Data/FundTransferServices/Loans/ProductDetails

_{This Section covers basic product description}

_{OBReadSharingProductDetails/Data/Loans/ProductDetails}Benefits/InternationalPayment

International payment with other currency pay-outs

String

_CategoryNameOtherBenefits

10..1

OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsBenefits/CategoryName_{product category name used by ASPSPs}OtherBenefits

Additional benefits if any

String

_CategoryCode

TermsAndConditions

10..1

OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetails/CategoryCode

_{Product category code used by the ASPSPs}

_String

_{ProductDescription}

_1..1

TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements

OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetails/ProductDescription

_{A brief description of the product}

_StringTermsAndConditions

_ProductCode

tnc-title

10..1

OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsTermsAndConditions/ProductCode

_{Product Code for Banks operational purpose}

_Stringtnc-title

Terms and conditions title

String

_{SubProductCode}

tnc-summary

10..1

OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsTermsAndConditions/SubProductCode_{Sub-Product Code for Banks operational purpose}tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

_ProductURL

tnc-url

0..1

OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsTermsAndConditions/ProductURLProduct tnc-url

Terms and conditions URL

String

_SegmentSupplementaryData

10..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/Segment

_{Product segment such as lifestyle, travel, reward points, etc.}

_String

_FeaturesFundTransferServices/SupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block

OBSupplementaryData

OBATM

0..1

OBReadSharingProductDetails/Data/Loans/FeaturesOBATM

List of product featuresATM

OBReadSharingProductDetails/Data/OBATM

ATM

1..n

OBReadSharingProductDetails/Data/Loans/FeaturesOBATM/ATM

Environment of the ATM

String

_CurrencyIdentification

0..1

OBReadSharingProductDetails/Data/LoansOBATM/Features/CurrencyATMIdentification

_{Payment and transaction currency as applicable on the selected loan type}Unique and unambiguous identification of a branch of a financial institution

String

_{InitialDeposit}

ATMServices

0..1n

OBReadSharingProductDetails/Data/LoansOBATM/Features/InitialDeposit

_{Initial amount payable by the customer in BHD excluding taxes}

_String

_{HandlingFees/Supplementary}

_0..1

_{OBReadSharingProductDetails/Data/Loans/Features/HandlingFees/Supplementary}

_{Loan handling fees applicable for products in BHD excluding taxes}

_String

_LoanTenure

_0..1

_{OBReadSharingProductDetails/Data/Loans/Features/LoanTenure}

_{Duration of loan period in months}

_String

_{InterestRates}ATMServices

Describes the type of transaction available for a customer on an ATM.

String

Balance
BillPayments
CashDeposits
CharityDonation
ChequeDeposits
CashWithdrawal
EnvelopeDeposit
FastCash
MobileBankingRegistration
MobilePaymentRegistration
MobilePhoneTopUp
OrderStatement
Other
PINActivation
PINChange
PINUnblock
MiniStatement

Access24HoursIndicator

0..1

OBReadSharingProductDetails/Data/LoansOBATM/ Features/InterestRates_{Interest payable on repayment of the loan amount}Access24HoursIndicator

Indicates that the ATM is available for use by customers 24 hours per day

String

_Eligibility

_0..1

_{OBReadSharingProductDetails/Data/Loans/Eligibility}

_{This covers nationality, age, employment status, income and credit score}

_{OBReadSharingProductDetails/Data/Loans/Eligibility}

_{DocumentsRequired}

Accessibility

0..1n

OBReadSharingProductDetails/Data/LoansOBATM/EligibilityATM/ DocumentsRequiredAccessibility

_{List of documents required for getting a loan}

_String

_AgeIndicates Types of Accessibility

String

AudioCashMachine
AutomaticDoors
ExternalRamp
InductionLoop
InternalRamp
LevelAccess
LowerLevelCounter
Other
WheelchairAccess

SupportedLanguages

0..1n

OBReadSharingProductDetails/Data/LoansOBATM/ EligibilityATM/Age

_{Age of the loan applicant}

_Number

_{EmploymentStatus}SupportedLanguages

Identification of the language name according to the ISO 639-1 codes. The type is validated by the list of values coded with two alphabetic characters, defined in the standard

String

Supportedcurrencies

0..1n

OBReadSharingProductDetails/Data/LoansOBATM/ EligibilityATM/EmploymentStatus_{Employment status of the loan applicant}Supportedcurrencies

All ISO 4217 defined currency supported by the ATM

String

_Income

MinimumPossibleAmount

0..1

OBReadSharingProductDetails/Data/LoansOBATM/ EligibilityATM/Income

_{Income of the loan applicant}

_StringMinimumPossibleAmount

Minimum amount allowed for a transaction in the service

Number

_CreditScoreOtherAccessibility

0..1n

OBReadSharingProductDetails/Data/Loans/Eligibility/CreditScore

_{Credit score of the loan applicant}

_StringOBATM/ OtherAccessibility

_CollateralName

01..1

OBReadSharingProductDetails/Data/LoansOBATM/ EligibilityOtherAccessibility/CollateralName

_{list of collateral accepted against loan if applicable}Name of the Accessibility

String

_BenefitsDescription

01..1

OBReadSharingProductDetails/Data/OBATM/ LoansOtherAccessibility/BenefitsDescription

_{List of Benefits offered by this product}

_{OBReadSharingProductDetails/Data/Loans/Benefits}Description of the specified Accessibility

String

_BonusPackOtherATMServices

0..1n

OBReadSharingProductDetails/Data/Loans/Benefits/BonusPack

_{"Free Priority/ Premium/ Easy Banking plan with credit card, 360° reward and welcome offers"}

_StringOBATM/ OtherATMServices

_{FreeMortgageValueAssessment}Name

01..1

OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsOtherATMServices/FreeMortgageValueAssessmentName

"Free assessment Name of the value of the mortgage"Service

String

_AutoPaySetup

Description

01..1

OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsOtherATMServices/ AutoPaySetup_{"One stop pay"}Description

Description of the ATM service

String

_E-cheque

Location

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/E-cheque

_{"option of e cheque clearance"}

_StringOBATM/Location

_{EarlyEMIPaymentOptions}

Location category

0..1n

OBReadSharingProductDetails/Data/LoansOBATM/BenefitsLocation/ EarlyEMIPaymentOptions

_{Benefit of early payment options}

_String

_{OtherBenefits}Location category

Indicates the environment of the ATM.

String

BranchExternal
BranchInternal
BranchLobby
Other
RetailerOutlet
RemoteUnit

OtherLocationCategory

0..1n

OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsLocation/OtherBenefits

_{Additional benefits if any}

_StringOtherLocationCategory

_{TermsAndConditions}Name

01..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions_{This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements}OBATM/ Location/OtherLocationCategory/Name

Long name associated with the specified location category

String

Description

1..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditionsOBATM/ Location/OtherLocationCategory/ Description

Description to describe the purpose of the location category

String

_tnc-titlePostalAddress

0..1

OBReadSharingProductDetails/Data/LoansOBATM/ TermsAndConditions/tnc-title

_{Terms and conditions title}

_StringLocation/ PostalAddress

_tnc-summaryAddressLine

0..17

OBReadSharingProductDetails/Data/LoansOBATM/ Location/ TermsAndConditionsPostalAddress /tnc-summary

_{Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.}

_String

_tnc-urlAddressLine

Information that locates and identifies a specific address, as defined by postal services, that is presented in free format text.

String

StreetName

0..1

OBReadSharingProductDetails/Data/OBATM/ LoansLocation/ TermsAndConditionsPostalAddress /tnc-url

_{Terms and conditions URL}

_StringStreetName

Name of a street or thoroughfare.

String

_{SupplementaryData}BuildingNumber

0..1

OBReadSharingProductDetails/Data/OBATM/ Location/ LoansPostalAddress /SupplementaryData

_{Additional information that can not be captured in the structured fields and/or any other specific block.}

_{OBSupplementaryData}

_CASABuildingNumber

Name or Number that identifies the position of a building on a street.

String

PostCode

0..n1

OBReadSharingProductDetails/Data/CASA

_{List of CASA products'}

_{OBReadSharingProductDetails/Data/CASA}

_{ProductDetails}

_1..1

_{OBReadSharingProductDetails/Data/CASA/ProductDetails}

_{This Section covers basic product description}

_{OBReadSharingProductDetails/Data/CASA/ProductDetails}

_CategoryName

1OBATM/ Location/ PostalAddress /PostCode

Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.

String

TownName

0..1

OBReadSharingProductDetails/Data/OBATM/ CASALocation/ ProductDetailsPostalAddress /CategoryName

_{product category name used by the ASPSPs}

_StringTownName

Name of a built-up area, with defined boundaries, and a local government.

String

_CategoryCodeCountrySubDivision

10..1

OBReadSharingProductDetails/Data/OBATM/ CASALocation/ ProductDetailsPostalAddress /CategoryCode_{Product category code used by the ASPSPs}CountrySubDivision

Identifies a subdivision of a country, for instance state, region, county.

String

_{ProductDescription}

Country

10..1

OBReadSharingProductDetails/Data/OBATM/ CASALocation/ ProductDetailsPostalAddress /ProductDescription

_{A brief description of the product}

_StringCountry

Nation with its own government, occupying a particular territory.

String

_ProductCodeGeoLocation

10..1

OBReadSharingProductDetails/Data/CASAOBATM/ Location/ ProductDetails/ProductCode

_{Product Code for Banks operational purpose}

_StringPostalAddress / GeoLocation

Geographic location of the ATM specified by geographic coordinates or UTM coordinates.

_{SubProductCode}Latitude

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/SubProductCode

_{Sub-Product Code for Banks operational purpose}

_String

_ProductURL

0OBATM/ Location/ PostalAddress / GeoLocation/ Latitude

Latitude measured in decimal degrees

Number

Longitude

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductURL

_{Product URL}

_String

_Segment

1OBATM/ Location/ PostalAddress / GeoLocation/ Longitude

Angular measurement of the distance of a location on the earth east or west of the Greenwich observatory.
The longitude is measured in decimal degrees.

Number

OBBranch

0..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/Segment

_{Product segment such as lifestyle, travel, reward points, etc.}

_StringOBBranch

_FeaturesBranch

01..1n

OBReadSharingProductDetails/Data/CASAOBBranch/FeaturesBranch

_{List of product features}

_{OBReadSharingProductDetails/Data/CASA/Features}Environment of the Branch

String

_CurrencyIdentification

0..1

OBReadSharingProductDetails/Data/CASAOBBranch/FeaturesBranch/ CurrencyIdentification

_{Payment and transaction currency as applicable on the selected CASA type}

_String

_{MinBalanceMaintenance}Unique and unambiguous identification of a branch of a financial institution

String

Name

0..1

OBReadSharingProductDetails/Data/CASAOBBranch/FeaturesBranch/ MinBalanceMaintenance_{Minimum balance to be maintained by the account holder in BHD}Name

Name by which a branch is known and which is usually used to identify that branch

String

_{HandlingFees/Supplementary}

Type

0..1

OBReadSharingProductDetails/Data/CASAOBBranch/Features/HandlingFees/Supplementary

_{Account handling fees applicable for products in BHD excluding taxes per annum}

_String

_{OverdraftLimit}Branch/ Type

Codeset to indicate if a branch is physically in 1 location or is mobile

String

Mobile
Physical

Accessibility

0..1n

OBReadSharingProductDetails/Data/CASAOBBranch/FeaturesBranch/ OverdraftLimit

_{Limit offered by banks for the customer based on turnover and spending levels in BHD per month}

_String

_{InterestRates}

_0..1

_{OBReadSharingProductDetails/Data/CASA/Features/InterestRates}

_{Interest payable on repayment of the loan amount}

_String

_DepositRate

_0..1Accessibility

Accessibility is the ability and ease a customer can access a service, good, associate, or facility. Features which make the Bank accessible to disabled people

String

AutomaticDoors
AudioCashMachine
ExternalRamp
HelpingHandUnit
InductionLoop
InternalRamp
LevelAccess
LowerLevelCounter
Other
WheelchairAccess

CustomerSegment

0..n

OBReadSharingProductDetails/Data/CASAOBBranch/Features/DepositRate

_{Interest rate applicable for deposits only}

_String

_{MinDepositAmount}

_0..1Branch/ CustomerSegment

The marketing segment which the branch is able to address in terms of customer type. Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another

String

Corporate
Retail
SME

ServiceandFacility

0..n

OBReadSharingProductDetails/Data/CASAOBBranch/FeaturesBranch/ MinDepositAmount

_{Minimum one time deposit amount in BHD}

_String

_EligibilityServiceandFacility

Service/Facilities offered at a branch

String

AssistedServiceCounter
AccountVerificationService
BusinessCounter
BusinessDepositTerminal
CardIssuanceFacility
CollectionLockers
CounterServices
LodgementDevice
MortgageAdvisor
OnDemandCurrency
Other

SupportedLanguages

0..1n

OBReadSharingProductDetails/Data/CASA/Eligibility

_{This covers nationality, age, employment status, income and credit score}

_{OBReadSharingProductDetails/Data/CASA/Eligibility}

_{DocumentsRequired}

_0..1OBBranch/Branch/ SupportedLanguages

Identification of the language name according to the ISO 639-1 codes. The type is validated by the list of values coded with two alphabetic characters, defined in the standard

String

Supportedcurrencies

0..n

OBReadSharingProductDetails/Data/CASAOBBranch/Eligibility/DocumentsRequired_{List of documents required for opening a current account}Branch/ Supportedcurrencies

All ISO 4217 defined currency supported by the ATM

String

_Age

OtherServiceandFacility

0..1n

OBReadSharingProductDetails/Data/CASAOBBranch/EligibilityBranch/ Age

_{Age of the applicant}

_Number

_{EmploymentStatus}

0OtherServiceandFacility

Name

1..1

OBReadSharingProductDetails/Data/OBBranch/CASABranch/EligibilityOtherServiceandFacility/EmploymentStatusName

Employment status Name of the applicant_StringService and Facility

String

Description

_Income

01..1

OBReadSharingProductDetails/Data/CASAOBBranch/Branch/EligibilityOtherServiceandFacility/ IncomeDescription

Income Description of the applicantService and Facility

String

OtherAccessibility

_CreditScore

0..1n

OBReadSharingProductDetails/Data/CASAOBBranch/EligibilityBranch/CreditScore

_{Credit score of the applicant}

_StringOtherAccessibility

_BenefitsName

01..1

OBReadSharingProductDetails/Data/CASA/Benefits

_{List of Benefits offered by this product}

_{OBReadSharingProductDetails/Data/CASA/Benefits}

_{RelationshipManager}

0OBBranch/Branch/OtherAccessibility/Name

Name of the Accessibility

String

Description

1..1

OBReadSharingProductDetails/Data/OBBranch/CASABranch/BenefitsOtherAccessibility/ RelationshipManagerDescription

_{This covers the benefits of availing RM under few conditions}

_String

_ODprotectionDescription of the specified Accessibility

String

ContactInfo

0..1n

OBReadSharingProductDetails/Data/CASAOBBranch/BenefitsBranch/ODprotection

_{Enjoy Current Account Overdraft Protection for clearing cheques}

_String

_MinBalance

0ContactInfo

Communication device number or electronic address used for communication.

ContactType

1..1

OBReadSharingProductDetails/Data/CASAOBBranch/Branch/Benefits/MinBalance

_{This describes the minimum balance required to keep the account active}

_String

_AutoPaySetup

_0..1

_{OBReadSharingProductDetails/Data/CASA/Benefits/AutoPaySetup}

_{One stop pay}

_String

_{MultipleDebitCards}

0ContactInfo/ ContactType

Contact type such Phone, Fax and email

String

AlternateEmail
AlternateFax
AlternatePhone
Email
Fax
Other
Phone

ContactContent

1..1

OBReadSharingProductDetails/Data/OBBranch/CASABranch/BenefitsContactInfo/ MultipleDebitCards

_{This includes details of add on debit cards where a account holder can apply for add-on cards for his/her employees under the same account}

_String

_E-cheque

0ContactContent

Collection of information that identifies a phone/Fax number/ email, as defined by telecom services.

String

ContactDescription

1..1

OBReadSharingProductDetails/Data/OBBranch/CASA/Benefits/E-cheque_{Option of e cheque clearance}Branch/ContactInfo/ ContactDescription

Description of contact such as main phone number, alternate phone number, Fax number, alternate fax number, email and alternate email

String

_{OtherBenefits}

OtherContactType

0..1

OBReadSharingProductDetails/Data/OBBranch/CASABranch/BenefitsContactInfo/OtherBenefits

_{Additional benefits if any}

_StringOtherContactType

Other contact type which is not in the standard list

_{TermsAndConditions}

_0..1

_{OBReadSharingProductDetails/Data/CASA/TermsAndConditions}

_{This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements}

_{OBReadSharingProductDetails/Data/CASA/TermsAndConditions}

_tnc-title

0

Name

1..1

OBReadSharingProductDetails/Data/OBBranch/Branch/CASAContactInfo/TermsAndConditions/tnc-title_{Terms and conditions title}OtherContactType/ Name

Long name associated with the code

String

_tnc-summary

0

Description

1..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-summary

_{Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.}

_String

_tnc-urlOBBranch/Branch/ContactInfo/OtherContactType/ Description

Description to describe the purpose of the code

String

PostalAddress

0..1

OBReadSharingProductDetails/Data/CASAOBBranch/TermsAndConditions/tnc-url

_{Terms and conditions URL}

_String

_{SupplementaryData}Branch/PostalAddress

AddressLine

0..17

OBReadSharingProductDetails/Data/CASA/SupplementaryData

_{Additional information that can not be captured in the structured fields and/or any other specific block.}

_{OBSupplementaryData}

_Investment

_0..n

_{OBReadSharingProductDetails/Data/Investment}

_{List of Investment products}

_{OBReadSharingProductDetails/Data/Investment}

_{ProductDetails}

_1..1

_{OBReadSharingProductDetails/Data/Investment/ProductDetails}

_{This Section covers basic product description}

_{OBReadSharingProductDetails/Data/Investment/ProductDetails}

_CategoryName

1OBBranch/Branch/PostalAddress/ AddressLine

Information that locates and identifies a specific address, as defined by postal services, that is presented in free format text.

String

StreetName

0..1

OBReadSharingProductDetails/Data/OBBranch/Branch/PostalAddress/ StreetName

Name of a street or thoroughfare.

String

BuildingNumber

0..1

OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetailsPostalAddress/ CategoryName_{product category name used by the ASPSPs}BuildingNumber

Name or Number that identifies the position of a building on a street.

String

_CategoryCode

1

PostCode

0..1

OBReadSharingProductDetails/Data/InvestmentOBBranch/Branch/ProductDetailsPostalAddress/ CategoryCode

_{Product category code used by the ASPSPs}

_String

_{ProductDescription}

1PostCode

Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.

String

TownName

0..1

OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetailsPostalAddress/ ProductDescription_{A brief description of the product}TownName

Name of a built-up area, with defined boundaries, and a local government.

String

_ProductCode

1

CountrySubDivision

0..1

OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetailsPostalAddress/ ProductCode_{Product Code for Banks operational purpose}CountrySubDivision

Identifies a subdivision of a country, for instance state, region, county.

String

_{SubProductCode}

1

Country

0..1

OBReadSharingProductDetails/Data/InvestmentOBBranch/Branch/ProductDetailsPostalAddress/ SubProductCode_{Sub-Product Code for Banks operational purpose}Country

Nation with its own government, occupying a particular territory.

String

_ProductURL

GeoLocation

0..1

OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetails/ProductURL

_{Product URL}

_String

_SegmentPostalAddress/GeoLocation

Geographic location of the ATM specified by geographic coordinates or UTM coordinates.

Latitude

1..1

OBReadSharingProductDetails/Data/OBBranch/Branch/InvestmentPostalAddress/ProductDetailsGeoLocation/ Segment

_{Product segment such as lifestyle, travel, reward points, etc.}

_String

_Features

_0..1

_{OBReadSharingProductDetails/Data/Investment/Features}

_{List of product features}

_{OBReadSharingProductDetails/Data/Investment/Features}

_Currency

0Latitude

Latitude measured in decimal degrees

Number

Longitude

1..1

OBReadSharingProductDetails/Data/OBBranch/Branch/InvestmentPostalAddress/FeaturesGeoLocation/ Currency

_{Payment and transaction currency as applicable on the selected Investment type}

_String

_{MinInvestmentRequirement}

_0..1

_{OBReadSharingProductDetails/Data/Investment/Features/MinInvestmentRequirement}

_{Minimum investment required for opening the investment account in BHD}

_String

_{HandlingFees/Supplementary}

_0..1Longitude

Angular measurement of the distance of a location on the earth east or west of the Greenwich observatory.
The longitude is measured in decimal degrees.

Number

4.1.4 Static Enumerations

This section provides the definitions of the enumerations used across the Sharinig product details use cases.

Code Class

Name

Definition

OBReadSharingProductDetails/Data/Investment/Features/HandlingFees/Supplementary

_{Account handling fees applicable for products in BHD excluding taxes per annum}

_String

_AnnualFees

_0..1

OBATM/ATMServices

Balance

Balance inquiry

OBReadSharingProductDetails/Data/InvestmentOBATM/Features/AnnualFees

_{Recurring fees and charges payable periodically in BHD excluding of taxes}

_String

_{InvestmentTenure}

_0..1

ATMServices

BillPayments

Funds transfer to pay a third party

OBReadSharingProductDetails/Data/InvestmentOBATM/Features/InvestmentTenure

_{Duration of investment period in months}

_String

_DepositRate

_0..1ATMServices

CashDeposits

Deposit of cash

OBReadSharingProductDetails/Data/InvestmentOBATM/Features/DepositRate

_{Interest rate applicable for deposits only}

_String

_{HistoricInvestmentRate}

_0..1ATMServices

CharityDonation

Funds transfer to make a charity donation

OBReadSharingProductDetails/Data/OBATM/ATMServices

ChequeDeposits

Deposit of cheques

OBReadSharingProductDetails/Data/InvestmentOBATM/Features/HistoricInvestmentRate

_{This covers the historic rates that are gained by the investors in the selected fund}

_String

_Eligibility

_0..1

ATMServices

CashWithdrawal

Standard withdrawal of cash

OBReadSharingProductDetails/Data/InvestmentOBATM/Eligibility_{This covers nationality, age, employment status, income and credit score}ATMServices

EnvelopeDeposit

Deposit of media items unverified by the ATM, for instance in an envelope

OBReadSharingProductDetails/Data/InvestmentOBATM/EligibilityATMServices

_{DocumentsRequired}

_0..1FastCash

Deposit of media items verified by the ATM

OBReadSharingProductDetails/Data/Investment/Eligibility/DocumentsRequired

_{List of documents required}

_String

_Age

_0..1

OBATM/ATMServices

MobileBankingRegistration

The ATM is capable of registering the user for mobile banking

OBReadSharingProductDetails/Data/Investment/Eligibility/Age

_{Age of the applicant}

_Number

_{EmploymentStatus}

_0..1OBATM/ATMServices

MobilePaymentRegistration

The ATM is capable of registering the user for Mobile Payment Services

OBReadSharingProductDetails/Data/OBATM/ATMServices

MobilePhoneTopUp

The ATM is capable performing a mobile phone top up from the users bank account

OBReadSharingProductDetails/Data/Investment/Eligibility/EmploymentStatus

_{Employment status of the applicant}

_String

_Income

_0..1

OBATM/ATMServices

OrderStatement

The ATM is capable of ordering a bank statement

OBReadSharingProductDetails/Data/Investment/Eligibility/Income

_{Income of the applicant}

_String

_CreditScore

_0..1

OBATM/ATMServices

Other

Fillout OtherATMService fields with code name and description of an ATM service which is not in the standard code list

OBReadSharingProductDetails/Data/Investment/Eligibility/CreditScore

_{Credit score of the applicant}

_String

_Benefits

_0..1OBATM/ATMServices

PINActivation

The ATM is capable of activating a debit card using a PIN

OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATMServices

PINChange_{List of Benefits offered by this product}

Modification of the card PIN value

OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATMServices

_SIPOptions

_0..1PINUnblock

Unblock the PIN

OBReadSharingProductDetails/Data/Investment/Benefits/SIPOptions

_{This covers the broader systematic investment plan option that a customer can opt for}

_String

_{QuickerInvestmentWithdrawal}

_0..1

OBATM/ATMServices

MiniStatement

Ask for account mini statement information to a related customer account

OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ QuickerInvestmentWithdrawal

_{Customer can withdraw the investments within 24 hours of the request submitted}

_String

_{MinimumInvestment}

_0..1Accessibility

AudioCashMachine

The ATM has a headphone jack

OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ MinimumInvestment

_{This describes the minimum annual investment required to keep the account active}

_String

_AutoPaySetup

_0..1

Accessibility

AutomaticDoors

Access to the ATM is provided by automatic doors

OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ AutoPaySetupAccessibility

_{One stop pay}

_String

_{OtherBenefits}

_0..1

ExternalRamp

Access to the ATM is provided by means of an external ramp

OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ OtherBenefits

_{Additional benefits if any}

_String

_{TermsAndConditions}

_0..1Accessibility

InductionLoop

The ATM has a hearing aid induction loop

OBReadSharingProductDetails/Data/Investment/TermsAndConditions_{This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements}OBATM/ATM/ Accessibility

InternalRamp

Access to the ATM is provided by means of an internal ramp

OBReadSharingProductDetails/Data/InvestmentOBATM/ATM/ TermsAndConditionsAccessibility

_tnc-title

_0..1

LevelAccess

Level access to the ATM not impeded by any step or ramp

OBReadSharingProductDetails/Data/InvestmentOBATM/TermsAndConditionsATM/ tnc-title

_{Terms and conditions title}

_String

_tnc-summary

_0..1Accessibility

LowerLevelCounter

Access to the ATM is at a low level suitable for wheelchair users

OBReadSharingProductDetails/Data/InvestmentOBATM/TermsAndConditions/tnc-summary

_{Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.}

_String

_tnc-url

_0..1

_{OBReadSharingProductDetails/Data/Investment/TermsAndConditions/tnc-url}

_{Terms and conditions URL}

_String

_{SupplementaryData}

_0..1ATM/ Accessibility

Other

Used to indicate that the code is not in this standard accessibility list. Note: OtherAccessibility can be used to supply the code, name and description

OBReadSharingProductDetails/Data/OBATM/ATM/ Accessibility

WheelchairAccess

The ATM is accessible by wheelchair users

OBReadSharingProductDetails/Data/Investment/SupplementaryData

_{Additional information that can not be captured in the structured fields and/or any other specific block.}

_{OBSupplementaryData}

_{FundTransferServices}

_0..n

_{OBReadSharingProductDetails/Data/FundTransferServices}

_{List of Fund Transfer Services products}OBATM/Location/ Location category

BranchExternal

ATM is located on a bank branch external wall

OBReadSharingProductDetails/Data/OBATM/Location/ Location category

BranchInternal

ATM is located inside a bank branch and is only available during opening hours

OBReadSharingProductDetails/Data/FundTransferServices

_{ProductDetails}

_1..1OBATM/Location/ Location category

BranchLobby

ATM is located in a lobby which is accessible by the banks customers

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails_{This Section covers basic product description}OBATM/Location/ Location category

Other

Other environments, for instance a mall or an airport

OBReadSharingProductDetails/Data/OBATM/FundTransferServicesLocation/ ProductDetailsLocation category

_CategoryName

_1..1

RetailerOutlet

ATM is located at a retailer outlet

OBReadSharingProductDetails/Data/FundTransferServicesOBATM/ProductDetailsLocation/ CategoryName

_{product category name used by the ASPSPs}

_String

_CategoryCode

_1..1

Location category

RemoteUnit

ATM is a part of a mobile banking facility

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ CategoryCode

_{Product category code used by the ASPSPs}

_String

_{ProductDescription}

_1..1

Accessibility

AutomaticDoors

Access to the branch is provided by automatic doors

OBReadSharingProductDetails/Data/OBBranch/Branch/ Accessibility

AudioCashMachine

The branch has ATM(s) that have a headphone jack

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ ProductDescription

_{A brief description of the product}

_String

_ProductCode

_1..1Accessibility

ExternalRamp

Access to the branch is provided by means of an external ramp

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetails/ProductCode

_{Product Code for Banks operational purpose}

_String

_{SubProductCode}

_1..1

Branch/ Accessibility

HelpingHandUnit

Branches with Helping Hand units that contain items to assist customers who have a disability to transact with us in the branch. This may include items such as: magnifiers, pen grips, cheque, templates, banknote gauges, clipboards and lap-pads

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ SubProductCode

_{Sub-Product Code for Banks operational purpose}

_String

_ProductURL

_0..1

Accessibility

InductionLoop

The branch has a hearing aid induction loop

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ ProductURLAccessibility

_{Product URL}

_String

_Segment

_1..1InternalRamp

Access to the branch is provided by means of an internal ramp

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ Segment

_{Product segment such as lifestyle, travel, reward points, etc.}

_String

_Features

_0..1Accessibility

LevelAccess

Level access to the branch not impeded by any step or ramp

OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/ Features_{List of product features}Accessibility

LowerLevelCounter

The branch counter is at a lower level, suitable for wheelchair users

OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/ FeaturesAccessibility

_Currency

_0..1Other

Used to indicate that the code is not in this standard accessibility list. Note: OtherAccessibility can be used to supply the code, name and description

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/FeaturesBranch/ Currency

_{Payment and transaction currency as applicable on the selected service type}

_String

_{MinFundTransfer}

_0..1

Accessibility

WheelchairAccess

The branch is accessible by wheelchair users

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/FeaturesBranch/ MinFundTransfer

_{Minimum fund transfer applicable for the type of service selected in BHD}

_String

_{HandlingFees/Supplementary}

_0..1

Type

Mobile

Represents a mobile branch/van which travels to different locations

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/FeaturesBranch/ HandlingFees/Supplementary

_{Account handling fees applicable for products in BHD excluding taxes per annum}

_String

_{TypesOfFundTransfer}

_0..1Type

Physical

Represents a main or sub branch which is a fixed physical location

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/FeaturesBranch/ TypesOfFundTransfer

_{This covers different type of fund transfer that banks offer to the customers}

_String

_Eligibility

_0..1

CustomerSegment

Corporate

The branch is able to provide services to corporate customers

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility_{This covers nationality, age, employment status, income and credit score}OBBranch/Branch/ CustomerSegment

SME

The branch is able to provide services to SME customers

OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/ EligibilityCustomerSegment

_{DocumentsRequired}

_0..1Personal

The branch is able to provide services to retail customers

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ DocumentsRequired

_{List of documents required}

_String

_Age

_0..1

ServiceandFacility

AssistedServiceCounter

Branch provides assisted service counters which are machines providing a wide range of banking facilities similar to those provided by counter services

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ Age

_{Age of the applicant}

_Number

_{EmploymentStatus}

_0..1ServiceandFacility

AccountVerificationService

Branch provides AVS verifying, for instance, Account Holders (Name /Company No), Account (Code, Branch No, Status, Type, Length open and if it accepts debits/credits)

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ EmploymentStatus

_{Employment status of the applicant}

_String

_Income

_0..1

ServiceandFacility

BusinessCounter

The branch has a business counter

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ Income

_{Income of the applicant}

_String

_CreditScore

_0..1

ServiceandFacility

BusinessDepositTerminal

The branch provides automated terminals for taking business deposits

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ CreditScore

_{Credit score of the applicant}

_String

_Benefits

_0..1

_{OBReadSharingProductDetails/Data/FundTransferServices/Benefits}

_{List of Benefits offered by this product}ServiceandFacility

CardIssuanceFacility

The branch provides a card issuance facility. Note this is usually an emergency for issuing standard debit cards with personalised magnetic stripe and chip data only

OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility

CollectionLockers

The branch has Click and Collect Lockers

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/Branch/ BenefitsServiceandFacility

_{InternationalPayment}

_0..1CounterServices

The branch provides counter teller services

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/BenefitsBranch/ InternationalPayment

_{International payment with other currency pay-outs}

_String

_{OtherBenefits}

_0..1ServiceandFacility

LodgementDevice

The branch provides lodgement devices which are ATMs which can accept cash and cheque deposits

OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility

MortgageAdvisor

The branch provides mortgage advisor services

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/BenefitsBranch/ OtherBenefits

_{Additional benefits if any}

_String

_{TermsAndConditions}

_0..1

ServiceandFacility

OnDemandCurrency

The branch can provide foreign currency on demand

OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions_{This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements}OBBranch/Branch/ ServiceandFacility

Other

Used to indicate that the Branch Self Service code does not exist in this standard code list. Use OtherSelfService to supply code, name & description

OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions

_tnc-title

_0..1OBBranch/Branch/ContactInfo/ ContactType

AlternateEmail

Alternate email

OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/TermsAndConditionsContactInfo/ tnc-title

_{Terms and conditions title}

_String

_tnc-summary

_0..1ContactType

AlternateFax

Alternate fax number

OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType

AlternatePhone

Alter phone number

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/Branch/TermsAndConditionsContactInfo/ tnc-summary

_{Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.}

_String

_tnc-url

_0..1

ContactType

Email

OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/TermsAndConditions/tnc-url

_{Terms and conditions URL}

_String

_{SupplementaryData}

_0..1Branch/ContactInfo/ ContactType

Fax

Contact fax number

OBReadSharingProductDetails/Data/OBBranch/FundTransferServices/SupplementaryData

_{Additional information that can not be captured in the structured fields and/or any other specific block.}

_{OBSupplementaryData}

...

Branch/ContactInfo/ ContactType

Other

Other contact type

5. Usage Examples

...

5.1.1 Request

GET /sharing-product-details

Authorization: Bearer 4ZopnFZFKjr5zDsicSQpLL

x-fapi-auth-date: Tue, 22 Apr 2020 19:43:31 GMT+03:00

x-fapi-customer-ip-address: 204.35.213.15

x-fapi-interaction-id: 75bdc714-b2dg-7676-c759-780d6815689f

Accept: application/json

...

5.1.2 Response

200 OK

x-fapi-interaction-id: 75bdc714-b2dg-7676-c759-780d6815689f

Content-Type: application/json

{

"Data": {

"CreditCards": [

{

"ProductDetails": {

"CategoryName": "Credit-card",

"CategoryCode": "CC",

"ProductDescription": "Amex XYZ platinum premium credit cards",

"ProductCode": "AMEXXYZ-1",

"SubProductCode": "AMEXXYZ-101",

"ProductURL": "http//xyz.com/creditcards/",

"Segment": "lifestyle"

},

"Features": {

"Currency": "BHD",

"OnetimeFee": 100,

"AnnualFeeAndCharges": 50,

"FeeWaiver": "Under the following condition: customer to have made the transaction of >10,000 BHD in the financial year",

"AddOnCards": "2 complementary complimentary add on card for the family members with limited transaction options",

"CardLimit": "1000 BHD per month",

"InterestRates": "2.5% exclusive of taxes per month"

},

"Eligibility": {

"DocumentsRequired": "1. Address proof 2. salary slip 3. bank statement, etc.",

"Age": 26,

"EmploymentStatus": "Employed",

"Income": ">10,000 BHD per annum",

"CreditScore": "700"

},

"Benefits": {

"OffersOnTheCard": "Get up to 20% off at the selected restaurants in Bahrain"

"RewardType": " PremierMiles Credit Card",

"RewardsProgram": " Free access to selected airport lounges",

"JoiningGiftsOrBonus": "Complementary 100 reward points on joining",

"OtherBenefits": " Immediate access to Mastercard XYZ ATMs worldwide"

},

"TermsAndConditions": {,

"tnc-url": "http//xyz.com/creditcards/tnc/"

}

],

"Loans": [

{

"ProductDetails": {

"CategoryName": "Personal loan",

"CategoryCode": "LN",

"ProductDescription": "NBB XYZ educational loan",

"ProductCode": "NBBXYZ-L",

"SubProductCode": "NBBXYZ-L-101",

"ProductURL": "http//xyz.com/loans/",

"Segment": "personal"

},

"Features": {

"Currency": "BHD",

"InitialDeposit": "100",

"HandlingFees/Supplementary": "50",

"LoanTenure": "48",

"InterestRates": "8% inclusive of taxes"

},

"Eligibility": {

"DocumentsRequired": "1. Address proof 2. salary slip 3. bank statement, etc.",

"Age": 26,

"EmploymentStatus": "Employed",

"Income": ">10,000 BHD per annum",

"CreditScore": "700",

"Collateral": "1. mortgages such as house"

},

"Benefits": {

"BonusPack": "Free card issuance fee for the first year, Bank representative can provide the service at your doorsteps",

"FreeMortgageValueAssessment": " ",

"AutoPaySetup": " Auto pay option available for repayment",

"E-cheque": " Access e-Cheque services anywhere in the world through the Internet",

"EarlyEMIPaymentOptions": " Three month grace period option",

"OtherBenefits": "Free Home Protect cover from SOLIDARITY XYZ for the Ijara option"

},

"TermsAndConditions": {,

"tnc-url": "http//xyz.com/loans/tnc/"

}

],

"CASA": [

{

"ProductDetails": {

"CategoryName": "Current account Saving account",

"CategoryCode": "CASA",

"ProductDescription": "NBB XYZ Current account",

"ProductCode": "NBBXYZ-CASA",

"SubProductCode": "NBBXYZ-CASA-101",

"ProductURL": "http//xyz.com/casa/",

"Segment": "Retail"

},

"Features": {

"Currency": "BHD",

"MinBalanceMaintenance": "25",

"HandlingFees/Supplementary": "50",

"OverdraftLimit": "10000",

"InterestRates": "8% inclusive of taxes",

"DepositRate": "4% inclusive of taxes",

"MinDepositAmount": "10"

},

"Eligibility": {

"DocumentsRequired": "1. Address proof 2. Business documents 3. bank statement, etc.",

"Age": 26,

"EmploymentStatus": "Employed",

"Income": ">10,000 BHD per annum",

"CreditScore": "700"

},

"Benefits": {

"RelationshipManager": "A dedicated relationship manager, as well as an exclusive debit card with additional privileges",

"ODprotection": "We offer protection to make sure you are temporarily covered when withdrawing funds in excess of your account balance",

"MinBalance": "Minimum Initial deposit of BD 20 or USD 50": "A minimum balance charge of BD 1 if the average monthly balance is less than BD 20 or equivalent. This may be updated as per the Bank’s Schedule of Fees and Service Charges",

"AutoPaySetup": "Standing instruction facility",

"MultipleDebitCards": " Free Debit card at the time of account opening for individuals, Joint Personal, Sole Proprietorship",

"E-cheque": "Free access to eBanking channels and Phone Banking",

"OtherBenefits": "Can be opened in Bahraini Dinars and US Dollars, Easy money transfer options between your own accounts or to other beneficiaries within Bahrain or overseas"

},

"TermsAndConditions": {,

"tnc-url": "http//xyz.com/casa/tnc/"

}

],

"Investment": [

{

"ProductDetails": {

"CategoryName": "Investment account",

"CategoryCode": "IA",

"ProductDescription": "NBB XYZ Investment service",

"ProductCode": "NBBXYZ-IA",

"SubProductCode": "NBBXYZ-IA-101",

"ProductURL": "http//xyz.com/investment/",

"Segment": "Retail"

},

"Features": {

"Currency": "BHD",

"MinInvestmentRequirement": "1000",

"HandlingFees/Supplementary": "50",

"AnnualFees": "50",

"InvestmentTenure": "48",

"DepositRate": "4% inclusive of taxes",

"HistoricInvestmentRate": "year wise % return

2008-15%

2009-20%

……

2019-17%"

},

"Eligibility": {

"DocumentsRequired": "1. Address proof 2. Business documents 3. bank statement, etc.",

"Age": 26,

"EmploymentStatus": "Employed",

"Income": ">10,000 BHD per annum",

"CreditScore": "700"

},

"Benefits": {

"SIPOptions": "Minimum SIP amount of 50 BHD per month",

"QuickerInvestmentWithdrawal": "All transmission costs, service charges and any other charges and expenses whatsoever of any kind relating to withdrawals from an Account will be paid by the Customer in full without deduction or set-off immediately upon demand or by debiting the relevant Account(s)",

"MinimumInvestment": "Minimum deposit of BHD 1,000 for BHD currency deposits",

"AutoPaySetup": "Standing instruction facility",

"OtherBenefits": "Flexible profit distribution on a monthly basis, or at maturity"

},

"TermsAndConditions": {,

"tnc-url": "http//xyz.com/investment/tnc/"

}

],

"FundTransferServices": [

{

"ProductDetails": {

"CategoryName": "Fund transfer",

"CategoryCode": "FT",

"ProductDescription": "NBB XYZ Fund transfer service",

"ProductCode": "NBBXYZ-FT",

"SubProductCode": "NBBXYZ-FT-101",

"ProductURL": "http//xyz.com/fundtransferservices/",

"Segment": "Retail"

},

"Features": {

"Currency": "BHD",

"MinFundTransfer": "10",

"HandlingFees/Supplementary": "50",

"TypesOfFundTransfer": "1. Fawri

2. Fawri+

3. Fawateer"

},

"Eligibility": {

"DocumentsRequired": "1. Address proof 2. Business documents 3. bank statement, etc.",

"Age": 26,

"EmploymentStatus": "Employed",

"Income": ">10,000 BHD per annum",

"CreditScore": "700"

},

"Benefits": {

"InternationalPayment": "Facility of international payments is conveniently available through mobile and internet banking, as well as through any branch",

"OtherBenefits": "The Bank offers speedy money transfer services to most countries in the world in major currencies"

},

"TermsAndConditions": {,

"tnc-url": "http//xyz.com/fundtransferservices/tnc/"

}

]

}

Version	Old Version 8	New Version Current
Changes made by	CBB Admin	CBB Admin
Saved on	May 18, 2020	Sept 24, 2020

Page Comparison

Versions Compared

Key

1. Overview

2. Endpoints

3. Data Models

3.1 Sharing Product Details – Response

3.1.1 UML Diagram

3.1.2 Notes

3.1.3 Data Dictionary

1. Version Control

2. Overview

3. Endpoints

4. Data Models

4.1 Sharing Product Details – Response

4.1.1 UML Diagram

4.1.2 Notes

4.1.3 Data Dictionary

4.1.4 Static Enumerations

5. Usage Examples

5.1 GET /sharing-product-details

5.1.1 Request

5.1.2 Response