| Table of Contents | ||||
|---|---|---|---|---|
|
1. Version Control
Version | Date | Description of Changes |
Bahrain OBF v1.0.0 | 25th Aug 2020 | Initial Release |
2. Overview
The Sharing product details API is used by an AISP to request an ASPSP to retrieve list of products details and features.
3. Endpoints
...
S. No.
...
Resource
...
HTTP Operation
...
Endpoint
...
Mandatory
...
Scope
...
Grant Type
...
Request Object
...
Response Object
...
3.1
...
sharing product details
...
GET
...
GET /sharing-product-details
...
Mandatory
...
Client Credentials
...
No
...
NA
...
OBReadSharingProductDetails
4. Data Models
The data dictionary section gives detail on the payload content for the Sharing Product Details API flows.
4.1 Sharing Product Details – Response
The OBReadSharingProductDetails object will be used for the call to:
GET /sharing-product-details
4.1.1 UML Diagram
...
4.1.2 Notes
The sharing-product-details response contains the full payload of all the products sent by ASPSP.
Below are the products:
Credit Cards
Loans
CASA
Investment
Fund Transfer Services
Each of the products contains below elements:
Product Details
Features
Eligibility
Benefits
Terms and Conditions
4.1.3 Data Dictionary
The fields mentioned in the UML diagram are basic product details and features for banks to incorporate in the APIs. Based on the specific cases and applicability, banks may choose to increase the fields for sharing with the AISPs. Also, banks that are not offering any products/services might choose not to build them in the APIs.
...
Name
...
Occurrence
...
XPath
...
Enhanced Definition
...
Class/ Datatype
...
Codes
...
Pattern
...
OBReadSharingProductDetails
...
...
OBReadSharingProductDetails
...
...
OBReadSharingProductDetails
...
...
...
Data
...
1..1
...
OBReadSharingProductDetails/Data
...
...
OBReadSharingProductDetails/Data
...
...
...
CreditCards
...
0..n
...
OBReadSharingProductDetails/Data/CreditCards
...
List of Credit card products
...
OBReadSharingProductDetails/Data/CreditCards
...
...
...
ProductDetails
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails
...
This Section covers basic product description
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails
...
...
...
CategoryName
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryName
...
Product category name used by ASPSPs
...
String
...
...
...
CategoryCode
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryCode
...
Product category code used by ASPSPs
...
String
...
...
...
ProductDescription
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductDescription
...
A brief description of the product
...
String
...
...
...
ProductCode
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductCode
...
Product Code for ASPSPs operational purpose
...
String
...
...
...
SubProductCode
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/SubProductCode
...
Sub-Product Code for ASPSPs operational purpose
...
String
...
...
...
| Table of Contents | ||||
|---|---|---|---|---|
|
1. Version Control
Version | Date | Description of Changes |
Bahrain OBF v1.0.0 | 25th Aug 2020 | Initial Release |
2. Overview
The Sharing product details API is used by an AISP to request an ASPSP to retrieve list of products details and features.
3. Endpoints
S. No. | Resource | HTTP Operation | Endpoint | Mandatory | Scope | Grant Type | Request Object | Response Object |
3.1 | sharing product details | GET | GET /sharing-product-details | Mandatory | Client Credentials | No | NA | OBReadSharingProductDetails |
4. Data Models
The data dictionary section gives detail on the payload content for the Sharing Product Details API flows.
4.1 Sharing Product Details – Response
The OBReadSharingProductDetails object will be used for the call to:
GET /sharing-product-details
4.1.1 UML Diagram
...
4.1.2 Notes
The sharing-product-details response contains the full payload of all the products sent by ASPSP.
Below are the products:
Credit Cards
Loans- In Islamic banking, this field is referred to as ‘Financings’
CASA- Current Account and Savings Account
Investment- In Islamic banking, this field is referred to as ‘Investment Account’
Fund Transfer Services
Each of the products contains below elements:
Product Details
Features
Eligibility
Benefits
Terms and Conditions
In addition, the following information can be requested through the Sharing Product Details API
Branch
ATM
4.1.3 Data Dictionary
The fields mentioned in the UML diagram are basic product details and features for banks to incorporate in the APIs. Based on the specific cases and applicability, banks may choose to increase the fields for sharing with the AISPs. Also, banks that are not offering any products/services might choose not to build them in the APIs.
Name | Occurrence | XPath | Enhanced Definition | Class/ Datatype | Codes | Pattern | ||||||||||
OBReadSharingProductDetails |
| OBReadSharingProductDetails |
| OBReadSharingProductDetails |
|
| ||||||||||
Data | 1..1 | OBReadSharingProductDetails/Data |
| OBReadSharingProductDetails/Data |
|
| ||||||||||
CreditCards | 0..n | OBReadSharingProductDetails/Data/CreditCards | List of Credit card products | OBReadSharingProductDetails/Data/CreditCards |
|
| ||||||||||
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/CreditCards/ProductDetails |
|
| ||||||||||
CategoryName | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryName | Product category name used by ASPSPs | String |
|
| ||||||||||
CategoryCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryCode | Product category code used by ASPSPs | String |
|
| ||||||||||
ProductDescription | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductDescription | A brief description of the product | String |
|
| ||||||||||
ProductCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductCode | Product Code for ASPSPs operational purpose | String |
|
| ||||||||||
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| ||||||||||
ProductURL | 0..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductURL | Product URL | String |
|
| ||||||||||
Segment | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| ||||||||||
Features | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features | List of product features | OBReadSharingProductDetails/Data/CreditCards/Features |
|
| ||||||||||
Currency | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/Currency | Payment and transaction currency as applicable on the selected card | String |
|
| ||||||||||
OnetimeFee | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/OnetimeFee | First time membership or fee payable on getting a card in BHD excluding taxes | Number |
|
| ||||||||||
AnnualFeeAndCharges | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/AnnualFeeAndCharges | Recurring fees and charges payable periodically in BHD excluding taxes | Number |
|
| ||||||||||
FeeWaiver | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/FeeWaiver | This includes the conditions for fee waiver if any applicable on the selected card | String |
|
| ||||||||||
AddOnCards | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/AddOnCards | This includes the conditions and limit for add on cards where a card holder can apply for add-on cards for his/her family under the same account | String |
|
| ||||||||||
CardLimit | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/CardLimit | Transaction limit offered by banks for the customer. This also includes the limits for sub transaction such as ATM withdrawal limit, merchant transaction limit, etc. | String |
|
| ||||||||||
InterestRates | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/InterestRates | Interest rate payable on repayment post due date- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| ||||||||||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/CreditCards/Eligibility |
|
| ||||||||||
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/DocumentsRequired | List of documents required for getting a credit card | String |
|
| ||||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/Age | Age | Number |
|
| ||||||||||
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/EmploymentStatus | Employment status | String |
|
| ||||||||||
Income | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/Income | Income | String |
|
| ||||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/CreditScore | Credit score | String |
|
| ||||||||||
Benefits | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/CreditCards/Benefits |
|
| ||||||||||
OffersOnTheCard | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/OffersOnTheCard | Some cards have great offers and discounts if used with a particular vendor, website or company. Also banks have tie ups with offices, educational institutions etc. and offer them special rates | String |
|
| ||||||||||
RewardType | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardType | Some cards are specifically made to suit customers spending habits. For e.g. travel, aviation, lifestyle, shopping, cashback etc. | String |
|
| ||||||||||
RewardsProgram | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardsProgram | Rewards program offered by Banks including cashback and redeemable options. Fuel charge waivers and airport lounge access will also be covered here | String |
|
| ||||||||||
JoiningGiftsOrBonus | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/JoiningGiftsOrBonus | To get customers to apply for their card, banks offer welcome gifts and bonuses. This could be some latest gadget or bonus points and miles | String |
|
| ||||||||||
OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/OtherBenefits | Additional benefits if any | String |
|
| ||||||||||
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank-specific requirements | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions |
|
| ||||||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-title | Terms and conditions title | String |
|
| ||||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| ||||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-url | Terms and conditions URL | String |
|
| ||||||||||
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CreditCards/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| ||||||||||
Loans | 0..n | OBReadSharingProductDetails/Data/Loans | List of Loans products- In Islamic banking, this field is referred to as ‘Financings’ | OBReadSharingProductDetails/Data/Loans |
|
| ||||||||||
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/Loans/ProductDetails |
|
| ||||||||||
CategoryName | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryName | Product category name used by ASPSPs | String |
|
| ||||||||||
CategoryCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryCode | Product category code used by the ASPSPs | String |
|
| ||||||||||
ProductDescription | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductDescription | A brief description of the product | String |
|
| ||||||||||
ProductCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductCode | Product Code for Banks operational purpose | String |
|
| ||||||||||
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/SubProductCode | Sub-Product Code for Banks operational purpose | String |
|
| ||||||||||
ProductURL | 0..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductURL | Product URL | String |
|
| ||||||||||
Segment | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| ||||||||||
Features | 0..1 | OBReadSharingProductDetails/Data/Loans/Features | List of product features | OBReadSharingProductDetails/Data/Loans/Features |
|
| ||||||||||
Currency | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/Currency | Payment and transaction currency as applicable on the selected loan type | String |
|
| ||||||||||
InitialDeposit | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/InitialDeposit | Initial amount payable by the customer in BHD excluding taxes | String |
|
| ||||||||||
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/HandlingFees/Supplementary | Loan handling fees applicable for products in BHD excluding taxes | String |
|
| ||||||||||
MinTenure | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/MinTenure | Minimum duration of loan period in months | String |
|
| ||||||||||
MaxTenure | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/MaxTenure | Maximum duration of loan period in months | String |
|
| ||||||||||
InterestRates | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/InterestRates | Interest payable on repayment of the loan amount- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| ||||||||||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/Loans/Eligibility |
|
| ||||||||||
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/DocumentsRequired | List of documents required for getting a loan | String |
|
| ||||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Age | Age of the loan applicant | Number |
|
| ||||||||||
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/EmploymentStatus | Employment status of the loan applicant | String |
|
| ||||||||||
Income | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Income | Income of the loan applicant | String |
|
| ||||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/CreditScore | Credit score of the loan applicant | String |
|
| ||||||||||
Collateral | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Collateral | List of collateral accepted against loan if applicable | String |
|
| ||||||||||
Benefits | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/Loans/Benefits |
|
| ||||||||||
BonusPack | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/BonusPack | "Free Priority/ Premium/ Easy Banking plan with credit card, 360° reward and welcome offers" | String |
|
| ||||||||||
FreeMortgageValueAssessment | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/FreeMortgageValueAssessment | "Free assessment of the value of the mortgage" | String |
|
| ||||||||||
AutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/AutoPaySetup | "One stop pay" | String |
|
| ||||||||||
E-cheque | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/E-cheque | "Option of e cheque clearance" | String |
|
| ||||||||||
EarlyEMIPaymentOptions | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/EarlyEMIPaymentOptions | Benefit of early payment options | String |
|
| ||||||||||
OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/OtherBenefits | Additional benefits if any | String |
|
| ||||||||||
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements | OBReadSharingProductDetails/Data/Loans/TermsAndConditions |
|
| ||||||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-title | Terms and conditions title | String |
|
| ||||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| ||||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-url | Terms and conditions URL | String |
|
| ||||||||||
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/Loans/SupplementaryData | Additional information that cannot be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| ||||||||||
CASA | 0..n | OBReadSharingProductDetails/Data/CASA | List of CASA products | OBReadSharingProductDetails/Data/CASA |
|
| ||||||||||
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/CASA/ProductDetails |
|
| ||||||||||
CategoryName | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryName | Product category name used by the ASPSPs | String |
|
| ||||||||||
CategoryCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryCode | Product category code used by the ASPSPs | String |
|
| ||||||||||
ProductDescription | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductDescription | A brief description of the product | String |
|
| ||||||||||
ProductCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductCode | Product Code for ASPSPs operational purpose | String |
|
| ||||||||||
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| ||||||||||
ProductURL | 0..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductURL | Product URL | String |
|
| ||||||||||
Segment | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| ||||||||||
Features | 0..1 | OBReadSharingProductDetails/Data/CASA/Features | List of product features | OBReadSharingProductDetails/Data/CASA/Features |
|
| ||||||||||
Currency | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/Currency | Payment and transaction currency as applicable on the selected CASA type | String |
|
| ||||||||||
MinBalanceMaintenance | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/MinBalanceMaintenance | Minimum balance to be maintained by the account holder in BHD | String |
|
| ||||||||||
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum | String |
|
| ||||||||||
OverdraftLimit | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/OverdraftLimit | Limit offered by banks for the customer based on turnover and spending levels in BHD per month | String |
|
| ||||||||||
InterestRates | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/InterestRates | Interest payable on repayment of the loan amount- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| ||||||||||
DepositRate | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/DepositRate | Interest rate applicable for deposits only- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| ||||||||||
MinDepositAmount | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/MinDepositAmount | Minimum one time deposit amount in BHD | String |
|
| ||||||||||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/CASA/Eligibility |
|
| ||||||||||
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/DocumentsRequired | List of documents required for opening a current account | String |
|
| ||||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/Age | Age of the applicant | Number |
|
| ||||||||||
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/EmploymentStatus | Employment status of the applicant | String |
|
| ||||||||||
Income | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/Income | Income of the applicant | String |
|
| ||||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/CreditScore | Credit score of the applicant | String |
|
| ||||||||||
Benefits | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/CASA/Benefits |
|
| ||||||||||
RelationshipManager | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/RelationshipManager | This covers the benefits of availing RM under few conditions | String |
|
| ||||||||||
ODprotection | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/ODprotection | Enjoy Current Account Overdraft Protection for clearing cheques | String |
|
| ||||||||||
MinBalance | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/MinBalance | This describes the minimum balance required to keep the account active | String |
|
| ||||||||||
AutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/AutoPaySetup | One-stop pay | String |
|
| ||||||||||
MultipleDebitCards | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/MultipleDebitCards | This includes details of add on debit cards where a account holder can apply for add-on cards for his/her employees under the same account | String |
|
| ||||||||||
E-cheque | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/E-cheque | Option of E-cheque clearance | String |
|
| ||||||||||
OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/OtherBenefits | Additional benefits if any | String |
|
| ||||||||||
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements | OBReadSharingProductDetails/Data/CASA/TermsAndConditions |
|
| ||||||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-title | Terms and conditions title | String |
|
| ||||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| ||||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-url | Terms and conditions URL | String |
|
| ||||||||||
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CASA/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| ||||||||||
Investment | 0..n | OBReadSharingProductDetails/Data/Investment | List of Investment products- In Islamic banking, this field is referred to as ‘Investment Account’ | OBReadSharingProductDetails/Data/Investment |
|
| ||||||||||
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/Investment/ProductDetails |
|
| ||||||||||
CategoryName | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryName | Product category name used by the ASPSPs | String |
|
| ||||||||||
CategoryCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryCode | Product category code used by the ASPSPs | String |
|
| ||||||||||
ProductDescription | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductDescription | A brief description of the product | String |
|
| ||||||||||
ProductCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductCode | Product Code for ASPSPs operational purpose | String |
|
| ||||||||||
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| ||||||||||
ProductURL | 0..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductURL | Product URL | String |
|
| ||||||||||
Segment | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| ||||||||||
Features | 0..1 | OBReadSharingProductDetails/Data/Investment/Features | List of product features | OBReadSharingProductDetails/Data/Investment/Features |
|
| ||||||||||
Currency | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/Currency | Payment and transaction currency as applicable on the selected Investment type | String |
|
| ||||||||||
MinInvestmentRequirement | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/MinInvestmentRequirement | Minimum investment required for opening the investment account in BHD | String |
|
| ||||||||||
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum | String |
|
| ||||||||||
AnnualFees | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/AnnualFees | Recurring fees and charges payable periodically in BHD excluding of taxes | String |
|
| ||||||||||
InvestmentTenure | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/InvestmentTenure | Duration of investment period in months | String |
|
| ||||||||||
DepositRate | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/DepositRate | Interest rate applicable for deposits only- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| ||||||||||
HistoricInvestmentRate | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/HistoricInvestmentRate | This covers the historic rates that are gained by the investors in the selected fund- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| ||||||||||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/Investment/Eligibility |
|
| ||||||||||
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/DocumentsRequired | List of documents required | String |
|
| ||||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/Age | Age of the applicant | Number |
|
| ||||||||||
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/EmploymentStatus | Employment status of the applicant | String |
|
| ||||||||||
Income | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/Income | Income of the applicant | String |
|
| ||||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/CreditScore | Credit score of the applicant | String |
|
| ||||||||||
Benefits | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/ProductDetails/ProductURL | Product URL | StringBenefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/Investment/Benefits |
|
| ||||||||
SegmentSIPOptions | 10..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/ProductDetailsBenefits/SegmentProduct segment such as lifestyle, travel, reward points, etc.SIPOptions | This covers the broader systematic investment plan option that a customer can opt for | String |
|
| ||||||||||
FeaturesQuickerInvestmentWithdrawal | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/Benefits/FeaturesList of product featuresQuickerInvestmentWithdrawal | Customers can withdraw the investments within 24 hours of the request submitted | String |
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| ||||||||||
MinimumInvestment | 0..1 | OBReadSharingProductDetails/Data/Investment/CreditCards/FeaturesBenefits/MinimumInvestment | This describes the minimum annual investment required to keep the account active | String |
|
| ||||||||||
CurrencyAutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesBenefits/CurrencyPayment and transaction currency as applicable on the selected cardAutoPaySetup | One-stop pay | String |
|
| ||||||||||
OnetimeFeeOtherBenefits | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesBenefits/OnetimeFee | First time membership or fee payable on getting a card in BHD excluding taxes | NumberOtherBenefits | Additional benefits if any | String |
|
| ||||||||
AnnualFeeAndChargesTermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/Features/AnnualFeeAndCharges | Recurring fees and charges payable periodically in BHD excluding taxes | NumberTermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements | OBReadSharingProductDetails/Data/Investment/TermsAndConditions |
| FeeWaiver | ||||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesTermsAndConditions/FeeWaiverThis includes the conditions for fee waiver if any applicable on the selected cardtnc-title | Terms and conditions title | String |
| AddOnCards | ||||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesTermsAndConditions/AddOnCardsThis includes the conditions and limit for add on cards where a card holder can apply for add-on cards for his/her family under the same accounttnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
| CardLimit | ||||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesTermsAndConditions/CardLimitTransaction limit offered by banks for the customer. This also includes the limits for sub transaction such as ATM withdrawal limit, merchant transaction limit, etc.tnc-url | Terms and conditions URL | String |
|
| ||||||||||
InterestRatesSupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/InterestRates | Interest rate payable on repayment post due date | StringInvestment/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| ||||||||
EligibilityFundTransferServices | 0..1n | OBReadSharingProductDetails/Data/CreditCards/EligibilityThis covers nationality, age, employment status, income and credit scoreFundTransferServices | List of Fund Transfer Services products | OBReadSharingProductDetails/Data/CreditCards/EligibilityFundTransferServices |
|
| ||||||||||
DocumentsRequiredProductDetails | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/Eligibility/DocumentsRequired | List of documents required for getting a credit card | String |
|
| Age | 0..1ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/Eligibility/Age | Age | Number | ProductDetails |
|
| |
EmploymentStatusCategoryName | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/EligibilityProductDetails/EmploymentStatusEmployment statusCategoryName | Product category name used by the ASPSPs | String |
|
| ||||||||||
IncomeCategoryCode | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/EligibilityProductDetails/IncomeIncomeCategoryCode | Product category code used by the ASPSPs | String |
|
| ||||||||||
CreditScoreProductDescription | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/EligibilityProductDetails/CreditScoreCredit scoreProductDescription | A brief description of the product | String |
|
| ||||||||||
BenefitsProductCode | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/ProductDetails/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/CreditCards/BenefitsProductCode | Product Code for ASPSPs operational purpose | String |
|
| ||||||||
OffersOnTheCardSubProductCode | 01..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/OffersOnTheCardSome cards have great offers and discounts if used with a particular vendor, website or company. Also banks have tie ups with offices, educational institutions etc. and offer them special ratesFundTransferServices/ProductDetails/SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| ||||||||||
RewardTypeProductURL | 0..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsProductDetails/RewardTypeSome cards are specifically made to suit customers spending habits. For e.g. travel, aviation, lifestyle, shopping, cashback etc.ProductURL | Product URL | String |
|
| ||||||||||
RewardsProgramSegment | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsProductDetails/RewardsProgramRewards program offered by Banks including cashback and redeemable options. Fuel charge waivers and airport lounge access will also be covered hereSegment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| ||||||||||
JoiningGiftsOrBonusFeatures | 0..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/Benefits/JoiningGiftsOrBonus | To get customers to apply for their card, banks offer welcome gifts and bonuses. This could be some latest gadget or bonus points and miles | StringFeatures | List of product features | OBReadSharingProductDetails/Data/FundTransferServices/Features |
|
| ||||||||
OtherBenefitsCurrency | 0..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsFeatures/OtherBenefitsAdditional benefits if anyCurrency | Payment and transaction currency as applicable on the selected service type | String |
|
| ||||||||||
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank-specific requirementsMinFundTransfer | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditionsFundTransferServices/Features/MinFundTransfer | Minimum fund transfer applicable for the type of service selected in BHD | String |
| tnc-title | |||||||
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/CreditCardsFeatures/TermsAndConditionsHandlingFees/tnc-titleTerms and conditions titleSupplementary | Account handling fees applicable for products in BHD excluding taxes per annum | String |
|
| ||||||||||
tnc-summaryTypesOfFundTransfer | 0..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/TermsAndConditionsFeatures/tnc-summaryAny material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.TypesOfFundTransfer | This covers different type of fund transfer that banks offer to the customers | String |
|
| ||||||||||
tnc-urlEligibility | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-url | Terms and conditions URL. | String |
|
| SupplementaryData | 0..1FundTransferServices/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/CreditCards/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryDataFundTransferServices/Eligibility |
|
| ||
LoansDocumentsRequired | 0..n1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/Eligibility/DocumentsRequired | List of Loans productsOBReadSharingProductDetails/Data/Loansdocuments required | String |
|
| ||||||||||
ProductDetailsAge | 10..1 | OBReadSharingProductDetails/Data/FundTransferServices/LoansEligibility/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/Loans/ProductDetailsAge | Age of the applicant | Number |
|
| ||||||||
CategoryNameEmploymentStatus | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsEligibility/CategoryNameProduct category name used by ASPSPsEmploymentStatus | Employment status of the applicant | String |
|
| ||||||||||
CategoryCodeIncome | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsEligibility/CategoryCodeProduct category code used by the ASPSPsIncome | Income of the applicant | String |
|
| ||||||||||
ProductDescriptionCreditScore | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsEligibility/ProductDescriptionA brief description CreditScore | Credit score of the productapplicant | String |
|
| ||||||||||
ProductCodeBenefits | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetails/ProductCode | Product Code for Banks operational purpose | StringBenefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/FundTransferServices/Benefits |
|
| ||||||||
SubProductCodeInternationalPayment | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsBenefits/SubProductCodeSub-Product Code for Banks operational purposeInternationalPayment | International payment with other currency pay-outs | String |
|
| ||||||||||
ProductURLOtherBenefits | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsBenefits/ProductURLProduct URLOtherBenefits | Additional benefits if any | String |
|
| ||||||||||
SegmentTermsAndConditions | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | StringTermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions |
| Features | ||||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/Loans/Features | List of product features | OBReadSharingProductDetails/Data/Loans/FeaturesFundTransferServices/TermsAndConditions/tnc-title | Terms and conditions title | String |
| Currency | ||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/FeaturesTermsAndConditions/CurrencyPayment and transaction currency as applicable on the selected loan typetnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
| InitialDeposit | ||||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/FeaturesTermsAndConditions/InitialDepositInitial amount payable by the customer in BHD excluding taxestnc-url | Terms and conditions URL | String |
|
| ||||||||||
HandlingFees/SupplementarySupplementaryData | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/HandlingFees/Supplementary | Loan handling fees applicable for products in BHD excluding taxes | StringFundTransferServices/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| ||||||||
MinTenureOBATM | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/MinTenure | Minimum duration of loan period in months | String |
|
| MaxTenure | 0..1 | OBATM | List of ATM | OBReadSharingProductDetails/Data/Loans/Features/MaxTenure | Maximum duration of loan period in months | String | OBATM |
|
|
InterestRatesATM | 01..1n | OBReadSharingProductDetails/Data/LoansOBATM/Features/InterestRatesInterest payable on repayment ATM | Environment of the loan amountATM | String |
|
| ||||||||||
EligibilityIdentification | 0..1 | OBReadSharingProductDetails/Data/LoansOBATM/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/Loans/EligibilityATMIdentification | Unique and unambiguous identification of a branch of a financial institution | String |
|
| ||||||||
DocumentsRequiredATMServices
| 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/Eligibility/DocumentsRequired | List of documents required for getting a loan | String |
|
| ||||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Age | Age of the loan applicant | Number |
|
| ||||||||||
EmploymentStatusATMServices | Describes the type of transaction available for a customer on an ATM. | String |
|
| ||||||||||||
Access24HoursIndicator | 0..1 | OBReadSharingProductDetails/Data/LoansOBATM/ Eligibility/EmploymentStatusEmployment status of the loan applicantAccess24HoursIndicator | Indicates that the ATM is available for use by customers 24 hours per day | String |
|
| ||||||||||
IncomeAccessibility | 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/EligibilityATM/ IncomeAccessibility | Income of the loan applicantIndicates Types of Accessibility | String |
|
| ||||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/CreditScore | Credit score of the loan applicant | String |
|
| ||||||||||
Collateral | 0..1
|
| ||||||||||||||
SupportedLanguages
| 0..n | OBReadSharingProductDetails/Data/LoansOBATM/ EligibilityATM/CollateralList of collateral accepted against loan if applicableSupportedLanguages | Identification of the language name according to the ISO 639-1 codes. The type is validated by the list of values coded with two alphabetic characters, defined in the standard | String |
|
| ||||||||||
Benefits | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/Loans/BenefitsSupportedcurrencies
|
| BonusPack | 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsATM/BonusPack"Free Priority/ Premium/ Easy Banking plan with credit card, 360° reward and welcome offers"Supportedcurrencies | All ISO 4217 defined currency supported by the ATM | String |
|
| ||||
FreeMortgageValueAssessmentMinimumPossibleAmount | 0..1 | OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsATM/FreeMortgageValueAssessment | "Free assessment of the value of the mortgage" | StringMinimumPossibleAmount | Minimum amount allowed for a transaction in the service | Number |
|
| ||||||||
AutoPaySetupOtherAccessibility | 0..1n | OBReadSharingProductDetails/Data/Loans/BenefitsOBATM/ AutoPaySetup | "One stop pay" | StringOtherAccessibility |
|
|
|
| ||||||||
E-chequeName | 01..1 | OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsOtherAccessibility/E-cheque"Option of e cheque clearance"Name | Name of the Accessibility | String |
|
| ||||||||||
EarlyEMIPaymentOptionsDescription | 01..1 | OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsOtherAccessibility/EarlyEMIPaymentOptionsDescription | Benefit of early payment optionsDescription of the specified Accessibility | String |
|
| ||||||||||
OtherBenefitsOtherATMServices | 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/ Benefits/OtherBenefits | Additional benefits if any | StringOtherATMServices |
|
|
|
| ||||||||
TermsAndConditionsName | 01..1 | OBReadSharingProductDetails/Data/OBATM/ LoansOtherATMServices/TermsAndConditionsThis includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirementsName | Name of the Service | String |
|
| ||||||||||
Description | 1..1 | OBReadSharingProductDetails/Data/OBATM/ Loans/TermsAndConditionsOtherATMServices/ Description | Description of the ATM service | String |
|
| ||||||||||
tnc-titleLocation | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-title | Terms and conditions title | StringOBATM/Location |
|
|
| tnc | ||||||||
-summaryLocation category | 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| tnc-urlLocation/ Location category | Indicates the environment of the ATM. | String |
|
| |||||
OtherLocationCategory | 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/ TermsAndConditionsLocation/tnc-url | Terms and conditions URL | StringOtherLocationCategory |
|
|
|
| ||||||||
SupplementaryDataName | 01..1 | OBReadSharingProductDetails/Data/OBATM/ Location/LoansOtherLocationCategory/SupplementaryData | Additional information that cannot be captured in the structured fields and/or any other specific block | OBSupplementaryDataName | Long name associated with the specified location category | String |
|
| ||||||||
CASADescription | 01..n1 | OBReadSharingProductDetails/Data/CASA | List of CASA products | OBReadSharingProductDetails/Data/CASA/OBATM/ Location/OtherLocationCategory/ Description | Description to describe the purpose of the location category | String |
|
| ||||||||
ProductDetailsPostalAddress | 10..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/OBATM/ CASA/ProductDetailsLocation/ PostalAddress |
|
|
|
| ||||||||
CategoryNameAddressLine | 10..17 | OBReadSharingProductDetails/Data/CASAOBATM/ Location/ ProductDetailsPostalAddress /CategoryNameProduct category name used by the ASPSPsAddressLine | Information that locates and identifies a specific address, as defined by postal services, that is presented in free format text. | String |
|
| ||||||||||
CategoryCodeStreetName | 10..1 | OBReadSharingProductDetails/Data/CASAOBATM/ Location/ ProductDetailsPostalAddress /CategoryCodeProduct category code used by the ASPSPsStreetName | Name of a street or thoroughfare. | String |
|
| ||||||||||
ProductDescriptionBuildingNumber | 10..1 | OBReadSharingProductDetails/Data/CASAOBATM/ Location/ ProductDetailsPostalAddress /ProductDescriptionA brief description of the productBuildingNumber | Name or Number that identifies the position of a building on a street. | String |
|
| ||||||||||
ProductCodePostCode | 10..1 | OBReadSharingProductDetails/Data/OBATM/ CASALocation/ ProductDetailsPostalAddress /ProductCodeProduct Code for ASPSPs operational purposePostCode | Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. | String |
|
| ||||||||||
SubProductCodeTownName | 10..1 | OBReadSharingProductDetails/Data/OBATM/ CASALocation/ ProductDetailsPostalAddress /SubProductCodeSub-Product Code for ASPSPs operational purposeTownName | Name of a built-up area, with defined boundaries, and a local government. | String |
|
| ||||||||||
ProductURLCountrySubDivision | 0..1 | OBReadSharingProductDetails/Data/CASAOBATM/ Location/ ProductDetails/ProductURL | Product URL | PostalAddress /CountrySubDivision | Identifies a subdivision of a country, for instance state, region, county. | String |
|
| ||||||||
SegmentCountry | 10..1 | OBReadSharingProductDetails/Data/OBATM/ CASALocation/ ProductDetailsPostalAddress /SegmentProduct segment such as lifestyle, travel, reward points, etcCountry | Nation with its own government, occupying a particular territory. | String |
|
| ||||||||||
FeaturesGeoLocation | 0..1 | OBReadSharingProductDetails/Data/OBATM/ CASALocation/ PostalAddress / FeaturesGeoLocation | List of product features | OBReadSharingProductDetails/Data/CASA/FeaturesGeographic location of the ATM specified by geographic coordinates or UTM coordinates. |
|
|
| |||||||||
CurrencyLatitude | 01..1 | OBReadSharingProductDetails/Data/OBATM/ Location/ CASAPostalAddress / FeaturesGeoLocation/ Currency | Payment and transaction currency as applicable on the selected CASA type | StringLatitude | Latitude measured in decimal degrees | Number |
|
| ||||||||
MinBalanceMaintenanceLongitude | 01..1 | OBReadSharingProductDetails/Data/CASA/Features/MinBalanceMaintenance | Minimum balance to be maintained by the account holder in BHD | StringOBATM/ Location/ PostalAddress / GeoLocation/ Longitude | Angular measurement of the distance of a location on the earth east or west of the Greenwich observatory. | Number |
|
| ||||||||
HandlingFees/SupplementaryOBBranch | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum | String |
|
| OverdraftLimitOBBranch |
|
|
|
| |||||
Branch
| 1..n | OBReadSharingProductDetails/Data/OBBranch/Branch | Environment of the Branch
| String |
|
| ||||||||||
Identification
| 0..1 | OBReadSharingProductDetails/Data/CASAOBBranch/FeaturesBranch/ OverdraftLimitLimit offered by banks for the customer based on turnover and spending levels in BHD per monthIdentification
| Unique and unambiguous identification of a branch of a financial institution
| String |
|
| ||||||||||
Name InterestRates | 0..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Features/InterestRatesInterest payable on repayment of the loan amountBranch/ Name | Name by which a branch is known and which is usually used to identify that branch
| String |
|
| ||||||||||
Type DepositRate | 0..1 | OBReadSharingProductDetails/Data/CASAOBBranch/FeaturesBranch/ DepositRateInterest rate applicable for deposits onlyType
| Codeset to indicate if a branch is physically in 1 location or is mobile
| String |
|
| ||||||||||
Accessibility MinDepositAmount | 0..1n | OBReadSharingProductDetails/Data/OBBranch/CASA/Features/MinDepositAmount | Minimum one time deposit amount in BHD | String |
|
| ||||||||||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/CASA/Eligibility |
|
| ||||||||||
DocumentsRequired | 0..1Branch/ Accessibility
| Accessibility is the ability and ease a customer can access a service, good, associate, or facility. Features which make the Bank accessible to disabled people
| String |
|
| |||||||||||
CustomerSegment | 0..n | OBReadSharingProductDetails/Data/CASAOBBranch/EligibilityBranch/ DocumentsRequired | List of documents required for opening a current account | String |
|
| ||||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/Age | Age of the applicant | Number |
|
| ||||||||||
EmploymentStatus | 0..1CustomerSegment | The marketing segment which the branch is able to address in terms of customer type. Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another | String |
|
| |||||||||||
ServiceandFacility | 0..n | OBReadSharingProductDetails/Data/CASAOBBranch/EligibilityBranch/ EmploymentStatus | Employment status of the applicant | String |
|
| ||||||||||
Income | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/Income | Income of the applicant | String |
|
| ||||||||||
CreditScore | 0..1ServiceandFacility | Service/Facilities offered at a branch | String |
|
| |||||||||||
SupportedLanguages
| 0..n | OBReadSharingProductDetails/Data/CASAOBBranch/EligibilityBranch/ CreditScoreCredit score of the applicantSupportedLanguages
| Identification of the language name according to the ISO 639-1 codes. The type is validated by the list of values coded with two alphabetic characters, defined in the standard
| String |
|
| ||||||||||
BenefitsSupportedcurrencies
| 0..1n | OBReadSharingProductDetails/Data/CASA/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/CASA/Benefits |
|
| RelationshipManager | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/RelationshipManager | This covers the benefits of availing RM under few conditionsOBBranch/Branch/ Supportedcurrencies
| All ISO 4217 defined currency supported by the ATM
| String |
|
| ||
ODprotectionOtherServiceandFacility | 0..1n | OBReadSharingProductDetails/Data/CASAOBBranch/BenefitsBranch/ ODprotection | Enjoy Current Account Overdraft Protection for clearing cheques | StringOtherServiceandFacility |
|
|
|
| ||||||||
Name MinBalance | 01..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Branch/BenefitsOtherServiceandFacility/MinBalanceName | This describes the minimum balance required to keep the account activeName of the Service and Facility
| String |
|
| ||||||||||
AutoPaySetupDescription
| 01..1 | OBReadSharingProductDetails/Data/OBBranch/CASABranch/Benefits/AutoPaySetupOne-stop payOtherServiceandFacility/ Description | Description of the Service and Facility
| String |
|
| ||||||||||
MultipleDebitCardsOtherAccessibility
| 0..1n | OBReadSharingProductDetails/Data/CASAOBBranch/BenefitsBranch/MultipleDebitCards | This includes details of add on debit cards where a account holder can apply for add-on cards for his/her employees under the same account | StringOtherAccessibility |
|
|
|
| ||||||||
Name E-cheque | 01..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Branch/Benefits/E-chequeOption of E-cheque clearanceOtherAccessibility/Name
| Name of the Accessibility
| String |
|
| ||||||||||
Description OtherBenefits | 01..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Branch/Benefits/OtherBenefitsAdditional benefits if anyOtherAccessibility/ Description | Description of the specified Accessibility
| String |
|
| ||||||||||
ContactInfo TermsAndConditions | 0..1n | OBReadSharingProductDetails/Data/CASA/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements | OBReadSharingProductDetails/Data/CASA/TermsAndConditionsOBBranch/Branch/ContactInfo | Communication device number or electronic address used for communication.
|
|
|
| ||||||||
ContactType tnc-title | 01..1 | OBReadSharingProductDetails/Data/OBBranch/CASABranch/TermsAndConditions/tnc-title | Terms and conditions title | String |
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| tnc-summary | 0ContactInfo/ ContactType
| Contact type such Phone, Fax and email
| String |
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| ||||
ContactContent
| 1..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Branch/TermsAndConditions/tnc-summaryAny material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.ContactInfo/ ContactContent
| Collection of information that identifies a phone/Fax number/ email, as defined by telecom services.
| String |
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| tnc-url | |||||||||
0ContactDescription
| 1..1 | OBReadSharingProductDetails/Data/OBBranch/CASABranch/TermsAndConditions/tnc-urlTerms and conditions URLContactInfo/ ContactDescription
| Description of contact such as main phone number, alternate phone number, Fax number, alternate fax number, email and alternate email
| String |
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| ||||||||||
OtherContactType SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CASA/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
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| Investment | 0..n | OBReadSharingProductDetails/Data/Investment | List of Investment products | OBReadSharingProductDetails/Data/InvestmentOBBranch/Branch/ContactInfo/OtherContactType | Other contact type which is not in the standard list
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Name ProductDetails | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/Investment/ProductDetailsOBBranch/Branch/ContactInfo/OtherContactType/ Name
| Long name associated with the code
| String |
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| ||||||||
Description CategoryName | 1..1 | OBReadSharingProductDetails/Data/OBBranch/Branch/InvestmentContactInfo/ProductDetailsOtherContactType/ CategoryNameProduct category name used by the ASPSPsDescription
| Description to describe the purpose of the code
| String |
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PostalAddress CategoryCode | 10..1 | OBReadSharingProductDetails/Data/InvestmentOBBranch/ProductDetailsBranch/CategoryCode | Product category code used by the ASPSPs | StringPostalAddress |
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AddressLine ProductDescription | 10..17 | OBReadSharingProductDetails/Data/InvestmentOBBranch/Branch/ProductDetails/ProductDescriptionA brief description of the productPostalAddress/ AddressLine
| Information that locates and identifies a specific address, as defined by postal services, that is presented in free format text.
| String |
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| ||||||||||
ProductCodeStreetName
| 10..1 | OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetails/ProductCodeProduct Code for ASPSPs operational purposePostalAddress/ StreetName
| Name of a street or thoroughfare.
| String |
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| ||||||||||
BuildingNumber SubProductCode | 10..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/SubProductCodeSub-Product Code for ASPSPs operational purposeOBBranch/Branch/PostalAddress/ BuildingNumber
| Name or Number that identifies the position of a building on a street.
| String |
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| ||||||||||
PostCode ProductURL | 0..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductURLProduct URLOBBranch/Branch/PostalAddress/ PostCode
| Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
| String |
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| ||||||||||
SegmentTownName
| 10..1 | OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetailsPostalAddress/ Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
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| FeaturesTownName
| Name of a built-up area, with defined boundaries, and a local government.
| String |
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| |||||
CountrySubDivision
| 0..1 | OBReadSharingProductDetails/Data/Investment/Features | List of product features | OBReadSharingProductDetails/Data/Investment/FeaturesOBBranch/Branch/PostalAddress/ CountrySubDivision
| Identifies a subdivision of a country, for instance state, region, county.
| String |
|
| ||||||||
Country Currency | 0..1 | OBReadSharingProductDetails/Data/InvestmentOBBranch/Branch/Features/CurrencyPayment and transaction currency as applicable on the selected Investment typePostalAddress/ Country
| Nation with its own government, occupying a particular territory.
| String |
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| ||||||||||
GeoLocation MinInvestmentRequirement | 0..1 | OBReadSharingProductDetails/Data/InvestmentOBBranch/Branch/Features/MinInvestmentRequirement | Minimum investment required for opening the investment account in BHD | StringPostalAddress/GeoLocation
| Geographic location of the ATM specified by geographic coordinates or UTM coordinates.
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Latitude HandlingFees/Supplementary | 01..1 | OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/FeaturesPostalAddress/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum | StringGeoLocation/ Latitude
| Latitude measured in decimal degrees
| Number |
|
| ||||||||
AnnualFeesLongitude
| 01..1 | OBReadSharingProductDetails/Data/OBBranch/Branch/InvestmentPostalAddress/Features/AnnualFees | Recurring fees and charges payable periodically in BHD excluding of taxes | StringGeoLocation/ Longitude
| Angular measurement of the distance of a location on the earth east or west of the Greenwich observatory.
| Number |
|
| InvestmentTenure | 0..1
4.1.4 Static Enumerations
This section provides the definitions of the enumerations used across the Sharinig product details use cases.
Code Class | Name | Definition | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/Features/InvestmentTenure | Duration of investment period in months | String |
|
| DepositRate | 0..1 | ATMServices | Balance | Balance inquiry |
OBReadSharingProductDetails/Data/OBATM/ATMServices | BillPayments | Funds transfer to pay a third party | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/Features/DepositRate | Interest rate applicable for deposits only | String |
|
| HistoricInvestmentRate | 0..1ATMServices | CashDeposits | Deposit of cash | |
OBReadSharingProductDetails/Data/InvestmentOBATM/Features/HistoricInvestmentRate | This covers the historic rates that are gained by the investors in the selected fund | String |
|
| Eligibility | 0..1ATMServices | CharityDonation | Funds transfer to make a charity donation | |
OBReadSharingProductDetails/Data/OBATM/ATMServices | ChequeDeposits | Deposit of cheques | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/EligibilityThis covers nationality, age, employment status, income and credit scoreATMServices | CashWithdrawal | Standard withdrawal of cash | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/EligibilityATMServices |
|
| DocumentsRequired | 0..1EnvelopeDeposit | Deposit of media items unverified by the ATM, for instance in an envelope | ||||
OBReadSharingProductDetails/Data/Investment/Eligibility/DocumentsRequired | List of documents required | String |
|
| Age | 0..1 | OBATM/ATMServices | FastCash | Deposit of media items verified by the ATM |
OBReadSharingProductDetails/Data/Investment/Eligibility/Age | Age of the applicant | Number |
|
| EmploymentStatus | 0..1OBATM/ATMServices | MobileBankingRegistration | The ATM is capable of registering the user for mobile banking | |
OBReadSharingProductDetails/Data/Investment/Eligibility/EmploymentStatus | Employment status of the applicant | String |
|
| Income | 0..1OBATM/ATMServices | MobilePaymentRegistration | The ATM is capable of registering the user for Mobile Payment Services | |
OBReadSharingProductDetails/Data/OBATM/ATMServices | MobilePhoneTopUp | The ATM is capable performing a mobile phone top up from the users bank account | |||||||
OBReadSharingProductDetails/Data/Investment/Eligibility/Income | Income of the applicant | String |
|
| CreditScore | 0..1 | OBATM/ATMServices | OrderStatement | The ATM is capable of ordering a bank statement |
OBReadSharingProductDetails/Data/Investment/Eligibility/CreditScore | Credit score of the applicant | String |
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| Benefits | 0..1 | OBATM/ATMServices | Other | Fillout OtherATMService fields with code name and description of an ATM service which is not in the standard code list |
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsList of Benefits offered by this productATMServices | PINActivation | The ATM is capable of activating a debit card using a PIN | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATMServices |
|
| SIPOptions | 0..1 | PINChange | Modification of the card PIN value | |||
OBReadSharingProductDetails/Data/Investment/Benefits/SIPOptions | This covers the broader systematic investment plan option that a customer can opt for | String |
|
| QuickerInvestmentWithdrawal | 0..1OBATM/ATMServices | PINUnblock | Unblock the PIN | |
OBReadSharingProductDetails/Data/InvestmentOBATM/Benefits/QuickerInvestmentWithdrawal | Customers can withdraw the investments within 24 hours of the request submitted | String |
|
| MinimumInvestment | 0..1ATMServices | MiniStatement | Ask for account mini statement information to a related customer account | |
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ MinimumInvestment | This describes the minimum annual investment required to keep the account active | String |
|
| AutoPaySetup | 0..1Accessibility | AudioCashMachine | The ATM has a headphone jack | |
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ AutoPaySetup | One-stop pay | String |
|
| OtherBenefits | 0..1 | Accessibility | AutomaticDoors | Access to the ATM is provided by automatic doors |
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ OtherBenefits | Additional benefits if any | String |
|
| TermsAndConditions | 0..1Accessibility | ExternalRamp | Access to the ATM is provided by means of an external ramp | |
OBReadSharingProductDetails/Data/Investment/TermsAndConditionsThis includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirementsOBATM/ATM/ Accessibility | InductionLoop | The ATM has a hearing aid induction loop | |||||||
OBReadSharingProductDetails/Data/OBATM/InvestmentATM/ TermsAndConditionsAccessibility |
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| tnc-title | 0..1 | InternalRamp | Access to the ATM is provided by means of an internal ramp | |||
OBReadSharingProductDetails/Data/InvestmentOBATM/TermsAndConditionsATM/ tnc-title | Terms and conditions title | String |
|
| tnc-summary | 0..1Accessibility | LevelAccess | Level access to the ATM not impeded by any step or ramp | |
OBReadSharingProductDetails/Data/InvestmentOBATM/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| tnc-url | 0..1 | ATM/ Accessibility | LowerLevelCounter | Access to the ATM is at a low level suitable for wheelchair users |
OBReadSharingProductDetails/Data/InvestmentOBATM/TermsAndConditionsATM/ tnc-url | Terms and conditions URL | String |
|
| SupplementaryData | 0..1Accessibility | Other | Used to indicate that the code is not in this standard accessibility list. Note: OtherAccessibility can be used to supply the code, name and description | |
OBReadSharingProductDetails/Data/Investment/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| FundTransferServices | 0..nOBATM/ATM/ Accessibility | WheelchairAccess | The ATM is accessible by wheelchair users | |
OBReadSharingProductDetails/Data/FundTransferServicesList of Fund Transfer Services productsOBATM/Location/ Location category | BranchExternal | ATM is located on a bank branch external wall | |||||||
OBReadSharingProductDetails/Data/FundTransferServices |
|
| ProductDetails | 1..1/OBATM/Location/ Location category | BranchInternal | ATM is located inside a bank branch and is only available during opening hours | |||
OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails |
|
| CategoryName | 1..1 | OBATM/Location/ Location category | BranchLobby | ATM is located in a lobby which is accessible by the banks customers |
OBReadSharingProductDetails/Data/FundTransferServicesOBATM/ProductDetailsLocation/ CategoryName | Product category name used by the ASPSPs | String |
|
| CategoryCode | 1..1 | Location category | Other | Other environments, for instance a mall or an airport |
OBReadSharingProductDetails/Data/FundTransferServicesOBATM/ProductDetailsLocation/ CategoryCode | Product category code used by the ASPSPs | String |
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| ProductDescription | 1..1Location category | RetailerOutlet | ATM is located at a retailer outlet | |
OBReadSharingProductDetails/Data/FundTransferServicesOBATM/ProductDetails/ProductDescription | A brief description of the product | String |
|
| ProductCode | 1..1 | Location/ Location category | RemoteUnit | ATM is a part of a mobile banking facility |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ ProductCode | Product Code for ASPSPs operational purpose | String |
|
| SubProductCode | 1..1Accessibility | AutomaticDoors | Access to the branch is provided by automatic doors | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| ProductURL | 0..1Accessibility | AudioCashMachine | The branch has ATM(s) that have a headphone jack | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ ProductURLAccessibility | Product URL | String |
|
| Segment | 1..1 | ExternalRamp | Access to the branch is provided by means of an external ramp | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| Features | 0..1Accessibility | HelpingHandUnit | Branches with Helping Hand units that contain items to assist customers who have a disability to transact with us in the branch. This may include items such as: magnifiers, pen grips, cheque, templates, banknote gauges, clipboards and lap-pads | |
OBReadSharingProductDetails/Data/OBBranch/Branch/ Accessibility | InductionLoop | The branch has a hearing aid induction loop | |||||||
OBReadSharingProductDetails/Data/FundTransferServices/FeaturesList of product featuresOBBranch/Branch/ Accessibility | InternalRamp | Access to the branch is provided by means of an internal ramp | |||||||
OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/ FeaturesAccessibility |
|
| Currency | 0..1LevelAccess | Level access to the branch not impeded by any step or ramp | ||||
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/Features/Currency | Payment and transaction currency as applicable on the selected service type | String |
|
| MinFundTransfer | 0..1Branch/ Accessibility | LowerLevelCounter | The branch counter is at a lower level, suitable for wheelchair users | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/FeaturesBranch/ MinFundTransfer | Minimum fund transfer applicable for the type of service selected in BHD | String |
|
| HandlingFees/Supplementary | 0..1Accessibility | Other | Used to indicate that the code is not in this standard accessibility list. Note: OtherAccessibility can be used to supply the code, name and description | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum | String |
|
| TypesOfFundTransfer | 0..1Branch/ Accessibility | WheelchairAccess | The branch is accessible by wheelchair users | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/FeaturesBranch/ TypesOfFundTransfer | This covers different type of fund transfer that banks offer to the customers | String |
|
| Eligibility | 0..1Type | Mobile | Represents a mobile branch/van which travels to different locations | |
OBReadSharingProductDetails/Data/FundTransferServices/EligibilityThis covers nationality, age, employment status, income and credit scoreOBBranch/Branch/ Type | Physical | Represents a main or sub branch which is a fixed physical location | |||||||
OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/ EligibilityCustomerSegment |
|
| DocumentsRequired | 0..1 | Corporate | The branch is able to provide services to corporate customers | |||
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ DocumentsRequired | List of documents required | String |
|
| Age | 0..1 | CustomerSegment | SME | The branch is able to provide services to SME customers |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ Age | Age of the applicant | Number |
|
| EmploymentStatus | 0..1 | CustomerSegment | Personal | The branch is able to provide services to retail customers |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ EmploymentStatus | Employment status of the applicant | String |
|
| Income | 0..1 | ServiceandFacility | AssistedServiceCounter | Branch provides assisted service counters which are machines providing a wide range of banking facilities similar to those provided by counter services |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ Income | Income of the applicant | String |
|
| CreditScore | 0..1ServiceandFacility | AccountVerificationService | Branch provides AVS verifying, for instance, Account Holders (Name /Company No), Account (Code, Branch No, Status, Type, Length open and if it accepts debits/credits) | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/EligibilityBranch/ CreditScore | Credit score of the applicant | String |
|
| Benefits | 0..1ServiceandFacility | BusinessCounter | The branch has a business counter | |
OBReadSharingProductDetails/Data/FundTransferServices/BenefitsList of Benefits offered by this productOBBranch/Branch/ ServiceandFacility | BusinessDepositTerminal | The branch provides automated terminals for taking business deposits | |||||||
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/Branch/ BenefitsServiceandFacility |
|
| InternationalPayment | 0..1CardIssuanceFacility | The branch provides a card issuance facility. Note this is usually an emergency for issuing standard debit cards with personalised magnetic stripe and chip data only | ||||
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/BenefitsBranch/ InternationalPayment | International payment with other currency pay-outs | String |
|
| OtherBenefits | 0..1ServiceandFacility | CollectionLockers | The branch has Click and Collect Lockers | |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | CounterServices | The branch provides counter teller services | |||||||
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/BenefitsBranch/ OtherBenefits | Additional benefits if any | String |
|
| TermsAndConditions | 0..1ServiceandFacility | LodgementDevice | The branch provides lodgement devices which are ATMs which can accept cash and cheque deposits | |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | MortgageAdvisor | The branch provides mortgage advisor services | |||||||
OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/ TermsAndConditionsThis includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirementsServiceandFacility | OnDemandCurrency | The branch can provide foreign currency on demand | |||||||
OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/ TermsAndConditionsServiceandFacility |
|
| tnc-title | 0..1Other | Used to indicate that the Branch Self Service code does not exist in this standard code list. Use OtherSelfService to supply code, name & description | ||||
OBReadSharingProductDetails/Data/OBBranch/FundTransferServicesBranch/TermsAndConditionsContactInfo/ tnc-title | Terms and conditions title | String |
|
| tnc-summary | 0..1 | ContactType | AlternateEmail | Alternate email |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/Branch/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| tnc-url | 0..1ContactInfo/ ContactType | AlternateFax | Alternate fax number | |
OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType | AlternatePhone | Alter phone number | |||||||
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/Branch/TermsAndConditionsContactInfo/ tnc-url | Terms and conditions URL | String |
|
| SupplementaryData | 0..1 | ContactType | ||
OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType | Fax | Contact fax number | |||||||
OBReadSharingProductDetails/Data/FundTransferServices/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
| OBBranch/Branch/ContactInfo/ ContactType | Other | Other contact type |
5. Usage Examples
5.1 GET /sharing-product-details
5.1.1 Request
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5.1.2 Response
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