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1. Version Control
Version | Date | Description of Changes |
Bahrain OBF v1.0.0 | 25th Aug 2020 | Initial Release |
2. Overview
The direct-debits resource is used by an AISP to retrieve the direct debits for a specific account identified by AccountId or to retrieve direct debits for all accounts that the PSU user/customer has consented to.
This resource description should be read in conjunction with a compatible Account Information Services API Profile.
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3.
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Endpoints
S. No. | Resource | HTTP Operation | Endpoint | Mandatory | Scope | Grant Type | Idempotency Key | ParameterParameters | Request Object | Response Object |
23.1 | direct-debits | GET | GET /accounts/{AccountId}/direct-debits | Conditional | accounts | Authorization Authorisation Code | No |
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| OBReadDirectDebit |
23.2 | direct-debits | GET | GET /direct-debits | ConditionalOptional | accounts | Authorization Authorisation Code | No | Pagination |
| OBReadDirectDebit |
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3.1
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GET /accounts/{AccountId}/direct-debits
An ASPSP must provide this endpoint for AISPs to retrieve the direct-debits for a specific account identified by AccountId.
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3.2
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GET /direct-debits
An ASPSP may provide this endpoint for AISPs to retrieve direct-debits for all accounts that the PSU user/customer has consented to. This will retrieve the direct-debit resources for all authorised accounts linked to the account-request.
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4.
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Data Models
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4.1
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OBReadDirectDebit
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4.1.
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1 Resource Definition
A resource that contains a set of elements that describes the list of direct debits that have been set up on a specific account (AccountId). An account (AccountId) may have no direct debits set up, or may have multiple direct debits set up.
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4.1.
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2 UML Diagram
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4.1.
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3 Permission Codes
The resource requires the ReadDirectDebits permission. The resource response payload does not differ depending on the permissions granted.
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4.1.
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4 Data Dictionary
Name | Occurrence | XPath | Enhanced Definition | Class/ Datatype | Codes | Pattern |
OBReadDirectDebit |
| OBReadDirectDebit |
| OBReadDirectDebit |
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Data | 1..1 | OBReadDirectDebit/Data |
| OBReadDirectDebit/Data |
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DirectDebit | 0..n | OBReadDirectDebit/Data/DirectDebit | Account to or from which a cash entry is made. | OBReadDirectDebit/Data/DirectDebit |
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AccountId | 1..1 | OBReadDirectDebit/Data/DirectDebit/AccountId | A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner. | String |
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DirectDebitId | 0..1 | OBReadDirectDebit/Data/DirectDebit/DirectDebitId | A unique and immutable identifier used to identify the direct debit resource. This identifier has no meaning to the account owner. | String |
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MandateIdentification | 0..1 | OBReadDirectDebit/Data/DirectDebit/MandateIdentification | Direct Debit reference. For AUDDIS service users provide Core Reference. For non AUDDIS service users provide Core reference if possible or last used reference. | String |
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DirectDebitStatusCode | 0..1 | OBReadDirectDebit/Data/DirectDebit/DirectDebitStatusCode | Specifies the status of the direct debit in code form. | String | Enum:
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Name | 0..1 | OBReadDirectDebit/Data/DirectDebit/Name | Name of Service User. | String |
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PreviousPaymentDateTime | 0..1 | OBReadDirectDebit/Data/DirectDebit/PreviousPaymentDateTime | Date of most recent direct debit collection. | DateTime |
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Frequency | 0..1 | OBReadDirectDebit/Data/DirectDebit/Frequency | Regularity with which direct debit instructions are to be created and processed | String | Enum:
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PreviousPaymentAmount | 0..1 | OBReadDirectDebit/Data/DirectDebit/PreviousPaymentAmount | The amount of the most recent direct debit collection. | OBReadDirectDebit/Data/DirectDebit/PreviousPaymentAmount |
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Amount | 0..1 | OBReadDirectDebit/Data/DirectDebit/PreviousPaymentAmount/Amount | A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. | String |
| ^\d{1,13}$\|^\d{1,13}\.\d{1,5}$ |
Currency | 0..1 | OBReadDirectDebit/Data/DirectDebit/PreviousPaymentAmount/Currency | A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". | String |
| ^[A-Z]{3,3}$ |
4. Usage Example
4.1. Bulk
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SupplementaryData | 0..1 | OBReadDirectDebit/Data/DirectDebit/PreviousPaymentAmount/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
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5. Usage Example
5.1 Bulk
5.1.1Get Direct Debits Request
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5.1.
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2 Get Direct Debits Response
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5.2
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Specific Account
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5.2.
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1 Get Account Direct Debits Request
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5.2.
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2 Get Account Direct Debits Response
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CENTRAL BANK OF BAHRAIN © 2020