| Table of Contents | ||||
|---|---|---|---|---|
|
1. Version Control
Version | Date | Description of Changes |
Bahrain OBF v1.0 | 25th Aug 2020 | Initial Release |
1. Overview
The Sharing product details API is used by an AISP to request an ASPSP to retrieve list of products details and features.
2. Endpoints
...
S. No.
...
Resource
...
HTTP Operation
...
Endpoint
...
Mandatory
...
Grant Type
...
Idempotency Key
...
Request Object
...
Response Object
...
2.1
...
sharing product details
...
GET
...
GET /sharing-product-details
...
Mandatory
...
Client Credentials
...
No
...
NA
...
OBReadSharingProductDetails
3. Data Models
The data dictionary section gives the detail on the payload content for the Sharing Product Details API flows.
3.1 Sharing Product Details – Response
The OBReadSharingProductDetails object will be used for the call to:
· GET /sharing-product-details
3.1.1 UML Diagram
...
3.1.2 Notes
The sharing-product-details response contains the full payload of all the products sent by ASPSP.
Below are the products:
Credit Cards
Loans
CASA
Investment
Fund Transfer Services
Each of the products contains below elements:
Product Details
Features
Eligibility
Benefits
Terms and Conditions
3.1.3 Data Dictionary
The fields mentioned in the UML diagram are basic product details and features for banks to incorporate in the APIs. Based on the specific cases and applicability, banks may choose to increase the fields for sharing with the AISPs. Also, banks that are not offering any products/services might choose not to build them in the APIs.
...
Name
...
Occurrence
...
XPath
...
EnhancedDefinition
...
Class
...
Codes
...
Pattern
...
OBReadSharingProductDetails
...
...
OBReadSharingProductDetails
...
...
OBReadSharingProductDetails
...
...
...
Data
...
1..1
...
OBReadSharingProductDetails/Data
...
...
OBReadSharingProductDetails/Data
...
...
...
CreditCards
...
0..n
...
OBReadSharingProductDetails/Data/CreditCards
...
List of Credit card products.
...
OBReadSharingProductDetails/Data/CreditCards
...
...
...
ProductDetails
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails
...
This Section covers basic product description.
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails
...
...
...
CategoryName
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryName
...
Product category name used by ASPSPs.
...
String
...
...
...
CategoryCode
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryCode
...
Product category code used by ASPSPs.
...
String
...
...
...
ProductDescription
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductDescription
...
A brief description of the product.
...
String
...
...
...
ProductCode
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductCode
...
Product Code for ASPSPs operational purpose.
...
String
...
...
...
SubProductCode
...
1..1
...
OBReadSharingProductDetails/Data/CreditCards/ProductDetails/SubProductCode
...
Sub-Product Code for ASPSPs operational purpose.
...
String
...
...
...
| Table of Contents | ||||
|---|---|---|---|---|
|
1. Version Control
Version | Date | Description of Changes |
Bahrain OBF v1.0.0 | 25th Aug 2020 | Initial Release |
2. Overview
The Sharing product details API is used by an AISP to request an ASPSP to retrieve list of products details and features.
3. Endpoints
S. No. | Resource | HTTP Operation | Endpoint | Mandatory | Scope | Grant Type | Request Object | Response Object |
3.1 | sharing product details | GET | GET /sharing-product-details | Mandatory | Client Credentials | No | NA | OBReadSharingProductDetails |
4. Data Models
The data dictionary section gives detail on the payload content for the Sharing Product Details API flows.
4.1 Sharing Product Details – Response
The OBReadSharingProductDetails object will be used for the call to:
GET /sharing-product-details
4.1.1 UML Diagram
...
4.1.2 Notes
The sharing-product-details response contains the full payload of all the products sent by ASPSP.
Below are the products:
Credit Cards
Loans- In Islamic banking, this field is referred to as ‘Financings’
CASA- Current Account and Savings Account
Investment- In Islamic banking, this field is referred to as ‘Investment Account’
Fund Transfer Services
Each of the products contains below elements:
Product Details
Features
Eligibility
Benefits
Terms and Conditions
In addition, the following information can be requested through the Sharing Product Details API
Branch
ATM
4.1.3 Data Dictionary
The fields mentioned in the UML diagram are basic product details and features for banks to incorporate in the APIs. Based on the specific cases and applicability, banks may choose to increase the fields for sharing with the AISPs. Also, banks that are not offering any products/services might choose not to build them in the APIs.
Name | Occurrence | XPath | Enhanced Definition | Class/ Datatype | Codes | Pattern | |||||||||
OBReadSharingProductDetails |
| OBReadSharingProductDetails |
| OBReadSharingProductDetails |
|
| |||||||||
Data | 1..1 | OBReadSharingProductDetails/Data |
| OBReadSharingProductDetails/Data |
|
| |||||||||
CreditCards | 0..n | OBReadSharingProductDetails/Data/CreditCards | List of Credit card products | OBReadSharingProductDetails/Data/CreditCards |
|
| |||||||||
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/CreditCards/ProductDetails |
|
| |||||||||
CategoryName | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryName | Product category name used by ASPSPs | String |
|
| |||||||||
CategoryCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryCode | Product category code used by ASPSPs | String |
|
| |||||||||
ProductDescription | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductDescription | A brief description of the product | String |
|
| |||||||||
ProductCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductCode | Product Code for ASPSPs operational purpose | String |
|
| |||||||||
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| |||||||||
ProductURL | 0..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductURL | Product URL | String |
|
| |||||||||
Segment | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| |||||||||
Features | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features | List of product features | OBReadSharingProductDetails/Data/CreditCards/Features |
|
| |||||||||
Currency | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/Currency | Payment and transaction currency as applicable on the selected card | String |
|
| |||||||||
OnetimeFee | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/OnetimeFee | First time membership or fee payable on getting a card in BHD excluding taxes | Number |
|
| |||||||||
AnnualFeeAndCharges | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/AnnualFeeAndCharges | Recurring fees and charges payable periodically in BHD excluding taxes | Number |
|
| |||||||||
FeeWaiver | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/FeeWaiver | This includes the conditions for fee waiver if any applicable on the selected card | String |
|
| |||||||||
AddOnCards | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/AddOnCards | This includes the conditions and limit for add on cards where a card holder can apply for add-on cards for his/her family under the same account | String |
|
| |||||||||
CardLimit | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/CardLimit | Transaction limit offered by banks for the customer. This also includes the limits for sub transaction such as ATM withdrawal limit, merchant transaction limit, etc. | String |
|
| |||||||||
InterestRates | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/InterestRates | Interest rate payable on repayment post due date- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| |||||||||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/CreditCards/Eligibility |
|
| |||||||||
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/DocumentsRequired | List of documents required for getting a credit card | String |
|
| |||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/Age | Age | Number |
|
| |||||||||
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/EmploymentStatus | Employment status | String |
|
| |||||||||
Income | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/Income | Income | String |
|
| |||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/CreditScore | Credit score | String |
|
| |||||||||
Benefits | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/CreditCards/Benefits |
|
| |||||||||
OffersOnTheCard | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/OffersOnTheCard | Some cards have great offers and discounts if used with a particular vendor, website or company. Also banks have tie ups with offices, educational institutions etc. and offer them special rates | String |
|
| |||||||||
RewardType | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardType | Some cards are specifically made to suit customers spending habits. For e.g. travel, aviation, lifestyle, shopping, cashback etc. | String |
|
| |||||||||
RewardsProgram | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardsProgram | Rewards program offered by Banks including cashback and redeemable options. Fuel charge waivers and airport lounge access will also be covered here | String |
|
| |||||||||
JoiningGiftsOrBonus | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/JoiningGiftsOrBonus | To get customers to apply for their card, banks offer welcome gifts and bonuses. This could be some latest gadget or bonus points and miles | String |
|
| |||||||||
OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/OtherBenefits | Additional benefits if any | String |
|
| |||||||||
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank-specific requirements | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions |
|
| |||||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-title | Terms and conditions title | String |
|
| |||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| |||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-url | Terms and conditions URL | String |
|
| |||||||||
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CreditCards/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| |||||||||
Loans | 0..n | OBReadSharingProductDetails/Data/Loans | List of Loans products- In Islamic banking, this field is referred to as ‘Financings’ | OBReadSharingProductDetails/Data/Loans |
|
| |||||||||
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/Loans/ProductDetails |
|
| |||||||||
CategoryName | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryName | Product category name used by ASPSPs | String |
|
| |||||||||
CategoryCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryCode | Product category code used by the ASPSPs | String |
|
| |||||||||
ProductDescription | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductDescription | A brief description of the product | String |
|
| |||||||||
ProductCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductCode | Product Code for Banks operational purpose | String |
|
| |||||||||
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/SubProductCode | Sub-Product Code for Banks operational purpose | String |
|
| |||||||||
ProductURL | 0..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductURL | Product URL | String |
|
| |||||||||
Segment | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| |||||||||
Features | 0..1 | OBReadSharingProductDetails/Data/Loans/Features | List of product features | OBReadSharingProductDetails/Data/Loans/Features |
|
| |||||||||
Currency | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/Currency | Payment and transaction currency as applicable on the selected loan type | String |
|
| |||||||||
InitialDeposit | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/InitialDeposit | Initial amount payable by the customer in BHD excluding taxes | String |
|
| |||||||||
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/HandlingFees/Supplementary | Loan handling fees applicable for products in BHD excluding taxes | String |
|
| |||||||||
MinTenure | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/MinTenure | Minimum duration of loan period in months | String |
|
| |||||||||
MaxTenure | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/MaxTenure | Maximum duration of loan period in months | String |
|
| |||||||||
InterestRates | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/InterestRates | Interest payable on repayment of the loan amount- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| |||||||||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/Loans/Eligibility |
|
| |||||||||
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/DocumentsRequired | List of documents required for getting a loan | String |
|
| |||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Age | Age of the loan applicant | Number |
|
| |||||||||
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/EmploymentStatus | Employment status of the loan applicant | String |
|
| |||||||||
Income | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Income | Income of the loan applicant | String |
|
| |||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/CreditScore | Credit score of the loan applicant | String |
|
| |||||||||
Collateral | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Collateral | List of collateral accepted against loan if applicable | String |
|
| |||||||||
Benefits | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/Loans/Benefits |
|
| |||||||||
BonusPack | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/BonusPack | "Free Priority/ Premium/ Easy Banking plan with credit card, 360° reward and welcome offers" | String |
|
| |||||||||
FreeMortgageValueAssessment | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/FreeMortgageValueAssessment | "Free assessment of the value of the mortgage" | String |
|
| |||||||||
AutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/AutoPaySetup | "One stop pay" | String |
|
| |||||||||
E-cheque | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/E-cheque | "Option of e cheque clearance" | String |
|
| |||||||||
EarlyEMIPaymentOptions | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/EarlyEMIPaymentOptions | Benefit of early payment options | String |
|
| |||||||||
OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/OtherBenefits | Additional benefits if any | String |
|
| |||||||||
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements | OBReadSharingProductDetails/Data/Loans/TermsAndConditions |
|
| |||||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-title | Terms and conditions title | String |
|
| |||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| |||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-url | Terms and conditions URL | String |
|
| |||||||||
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/Loans/SupplementaryData | Additional information that cannot be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| |||||||||
CASA | 0..n | OBReadSharingProductDetails/Data/CASA | List of CASA products | OBReadSharingProductDetails/Data/CASA |
|
| |||||||||
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/CASA/ProductDetails |
|
| |||||||||
CategoryName | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryName | Product category name used by the ASPSPs | String |
|
| |||||||||
CategoryCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryCode | Product category code used by the ASPSPs | String |
|
| |||||||||
ProductDescription | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductDescription | A brief description of the product | String |
|
| |||||||||
ProductCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductCode | Product Code for ASPSPs operational purpose | String |
|
| |||||||||
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| |||||||||
ProductURL | 0..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductURL | Product URL | String |
|
| |||||||||
Segment | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| |||||||||
Features | 0..1 | OBReadSharingProductDetails/Data/CASA/Features | List of product features | OBReadSharingProductDetails/Data/CASA/Features |
|
| |||||||||
Currency | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/Currency | Payment and transaction currency as applicable on the selected CASA type | String |
|
| |||||||||
MinBalanceMaintenance | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/MinBalanceMaintenance | Minimum balance to be maintained by the account holder in BHD | String |
|
| |||||||||
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum | String |
|
| |||||||||
OverdraftLimit | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/OverdraftLimit | Limit offered by banks for the customer based on turnover and spending levels in BHD per month | String |
|
| |||||||||
InterestRates | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/InterestRates | Interest payable on repayment of the loan amount- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| |||||||||
DepositRate | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/DepositRate | Interest rate applicable for deposits only- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| |||||||||
MinDepositAmount | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/MinDepositAmount | Minimum one time deposit amount in BHD | String |
|
| |||||||||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/CASA/Eligibility |
|
| |||||||||
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/DocumentsRequired | List of documents required for opening a current account | String |
|
| |||||||||
Age | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/Age | Age of the applicant | Number |
|
| |||||||||
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/EmploymentStatus | Employment status of the applicant | String |
|
| |||||||||
Income | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/Income | Income of the applicant | String |
|
| |||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/CreditScore | Credit score of the applicant | String |
|
| |||||||||
Benefits | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/CASA/Benefits |
|
| |||||||||
RelationshipManager | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/RelationshipManager | This covers the benefits of availing RM under few conditions | String |
|
| |||||||||
ODprotection | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/ODprotection | Enjoy Current Account Overdraft Protection for clearing cheques | String |
|
| |||||||||
MinBalance | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/MinBalance | This describes the minimum balance required to keep the account active | String |
|
| |||||||||
AutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/AutoPaySetup | One-stop pay | String |
|
| |||||||||
MultipleDebitCards | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/MultipleDebitCards | This includes details of add on debit cards where a account holder can apply for add-on cards for his/her employees under the same account | String |
|
| |||||||||
E-cheque | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/E-cheque | Option of E-cheque clearance | String |
|
| |||||||||
OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/OtherBenefits | Additional benefits if any | String |
|
| |||||||||
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements | OBReadSharingProductDetails/Data/CASA/TermsAndConditions |
|
| |||||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-title | Terms and conditions title | String |
|
| |||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| |||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-url | Terms and conditions URL | String |
|
| |||||||||
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CASA/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| |||||||||
Investment | 0..n | OBReadSharingProductDetails/Data/Investment | List of Investment products- In Islamic banking, this field is referred to as ‘Investment Account’ | OBReadSharingProductDetails/Data/Investment |
|
| |||||||||
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/Investment/ProductDetails |
|
| |||||||||
CategoryName | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryName | Product category name used by the ASPSPs | String |
|
| |||||||||
CategoryCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryCode | Product category code used by the ASPSPs | String |
|
| |||||||||
ProductDescription | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductDescription | A brief description of the product | String |
|
| |||||||||
ProductCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductCode | Product Code for ASPSPs operational purpose | String |
|
| |||||||||
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| |||||||||
ProductURL | 0..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductURL | Product URL | String |
|
| |||||||||
Segment | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| |||||||||
Features | 0..1 | OBReadSharingProductDetails/Data/Investment/Features | List of product features | OBReadSharingProductDetails/Data/Investment/Features |
|
| |||||||||
Currency | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/Currency | Payment and transaction currency as applicable on the selected Investment type | String |
|
| |||||||||
MinInvestmentRequirement | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/MinInvestmentRequirement | Minimum investment required for opening the investment account in BHD | String |
|
| |||||||||
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum | String |
|
| |||||||||
AnnualFees | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/AnnualFees | Recurring fees and charges payable periodically in BHD excluding of taxes | String |
|
| |||||||||
InvestmentTenure | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/InvestmentTenure | Duration of investment period in months | String |
|
| |||||||||
DepositRate | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/ProductDetailsFeatures/ProductURLProduct URL.DepositRate | Interest rate applicable for deposits only- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| |||||||||
SegmentHistoricInvestmentRate | 10..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/ProductDetailsFeatures/SegmentProduct segment such as lifestyle, travel, reward points, etc.HistoricInvestmentRate | This covers the historic rates that are gained by the investors in the selected fund- In Islamic banking, this field is referred to as ‘Profit/Charge’ | String |
|
| |||||||||
FeaturesEligibility | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesList of product features.Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesEligibility |
|
| |||||||||
CurrencyDocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesEligibility/CurrencyPayment and transaction currency as applicable on the selected card.DocumentsRequired | List of documents required | String |
|
| |||||||||
OnetimeFeeAge | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesEligibility/OnetimeFeeFirst time membership or fee payable on getting a card in BHD excluding taxes.Age | Age of the applicant | Number |
|
| |||||||||
AnnualFeeAndChargesEmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesEligibility/AnnualFeeAndCharges | Recurring fees and charges payable periodically in BHD excluding taxes. | NumberEmploymentStatus | Employment status of the applicant | String |
|
| |||||||
FeeWaiverIncome | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesEligibility/FeeWaiverIncome | This includes the conditions for fee waiver if any applicable on the selected card.Income of the applicant | String |
|
| |||||||||
AddOnCardsCreditScore | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesEligibility/AddOnCardsThis includes the conditions and limit for add on cards where a card holder can apply for add-on cards for his/her family under the same account.CreditScore | Credit score of the applicant | String |
|
| |||||||||
CardLimitBenefits | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/Features/CardLimitTransaction limit offered by banks for the customer. This also includes the limits for sub transaction such as ATM withdrawal limit, merchant transaction limit, etc.Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/Investment/Benefits |
|
| |||||||||
SIPOptions | 0..1 | OBReadSharingProductDetails/Data/Investment/Benefits/SIPOptions | This covers the broader systematic investment plan option that a customer can opt for | String |
|
| |||||||||
InterestRatesQuickerInvestmentWithdrawal | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/FeaturesBenefits/InterestRatesInterest rate payable on repayment post due date.QuickerInvestmentWithdrawal | Customers can withdraw the investments within 24 hours of the request submitted | String |
|
| |||||||||
EligibilityMinimumInvestment | 0..1 | OBReadSharingProductDetails/Data/Investment/CreditCardsBenefits/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/CreditCards/EligibilityMinimumInvestment | This describes the minimum annual investment required to keep the account active | String |
|
| |||||||
DocumentsRequiredAutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/EligibilityBenefits/DocumentsRequiredList of documents required for getting a credit card.AutoPaySetup | One-stop pay | String |
|
| |||||||||
AgeOtherBenefits | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/EligibilityBenefits/Age | Age. | NumberOtherBenefits | Additional benefits if any | String |
|
| |||||||
EmploymentStatusTermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/Eligibility/EmploymentStatus | Employment status. | StringTermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements | OBReadSharingProductDetails/Data/Investment/TermsAndConditions |
| Income | |||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/EligibilityTermsAndConditions/IncomeIncome.tnc-title | Terms and conditions title | String |
| CreditScore | |||||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/CreditScoreCredit scoreInvestment/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
| Benefits | |||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/CreditCards/BenefitsInvestment/TermsAndConditions/tnc-url | Terms and conditions URL | String |
|
| |||||||
OffersOnTheCardSupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CreditCardsInvestment/Benefits/OffersOnTheCard | Some cards have great offers and discounts if used with a particular vendor, website or company. Also banks have tie ups with offices, educational institutions etc. and offer them special rates. | StringSupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| |||||||
RewardTypeFundTransferServices | 0..1n | OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardType | Some cards are specifically made to suit customers spending habits. For e.g. travel, aviation, lifestyle, shopping, cashback etc. | StringFundTransferServices | List of Fund Transfer Services products | OBReadSharingProductDetails/Data/FundTransferServices |
|
| |||||||
RewardsProgramProductDetails | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/Benefits/RewardsProgram | Rewards program offered by Banks including cashback and redeemable options. Fuel charge waivers and airport lounge access will also be covered here. | StringProductDetails | This Section covers basic product description | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails |
|
| |||||||
JoiningGiftsOrBonusCategoryName | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsProductDetails/JoiningGiftsOrBonusTo get customers to apply for their card, banks offer welcome gifts and bonuses. This could be some latest gadget or bonus points and miles.CategoryName | Product category name used by the ASPSPs | String |
|
| |||||||||
OtherBenefitsCategoryCode | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/BenefitsProductDetails/OtherBenefitsAdditional benefits if any.CategoryCode | Product category code used by the ASPSPs | String |
|
| |||||||||
TermsAndConditionsProductDescription | 01..1 | OBReadSharingProductDetails/Data/FundTransferServices/CreditCardsProductDetails/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements. | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditionsProductDescription | A brief description of the product | String |
|
| |||||||
tnc-titleProductCode | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/TermsAndConditionsProductDetails/tnc-titleTerms and conditions title.ProductCode | Product Code for ASPSPs operational purpose | String |
|
| |||||||||
tnc-summarySubProductCode | 01..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/TermsAndConditionsProductDetails/tnc-summaryAny material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.SubProductCode | Sub-Product Code for ASPSPs operational purpose | String |
|
| |||||||||
tnc-urlProductURL | 0..1 | OBReadSharingProductDetails/Data/CreditCardsFundTransferServices/TermsAndConditionsProductDetails/tnc-urlTerms and conditions URL.ProductURL | Product URL | String |
|
| |||||||||
SupplementaryDataSegment | 01..1 | OBReadSharingProductDetails/Data/CreditCards/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block. | OBSupplementaryDataFundTransferServices/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| |||||||
LoansFeatures | 0..n1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/Features | List of Loans products.product features | OBReadSharingProductDetails/Data/FundTransferServices/LoansFeatures |
|
| |||||||||
ProductDetailsCurrency | 10..1 | OBReadSharingProductDetails/Data/FundTransferServices/LoansFeatures/ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/Loans/ProductDetailsCurrency | Payment and transaction currency as applicable on the selected service type | String |
|
| |||||||
CategoryNameMinFundTransfer | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsFeatures/CategoryNameProduct category name used by ASPSPs.MinFundTransfer | Minimum fund transfer applicable for the type of service selected in BHD | String |
| CategoryCode | |||||||||
HandlingFees/Supplementary | 10..1 | OBReadSharingProductDetails/Data/FundTransferServices/LoansFeatures/ProductDetailsHandlingFees/CategoryCodeProduct category code used by the ASPSPs.Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum | String |
|
| |||||||||
ProductDescriptionTypesOfFundTransfer | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsFeatures/ProductDescriptionA brief description of the productTypesOfFundTransfer | This covers different type of fund transfer that banks offer to the customers | String |
|
| |||||||||
ProductCodeEligibility | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetails/ProductCode | Product Code for Banks operational purpose. | String |
|
| SubProductCode | 1..1Eligibility | This covers nationality, age, employment status, income and credit score | OBReadSharingProductDetails/Data/Loans/ProductDetails/SubProductCode | Sub-Product Code for Banks operational purpose. | String | FundTransferServices/Eligibility |
|
|
ProductURLDocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsEligibility/ProductURLProduct URL.DocumentsRequired | List of documents required | String |
|
| |||||||||
SegmentAge | 10..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/ProductDetailsEligibility/Segment | Product segment such as lifestyle, travel, reward points, etc. | StringAge | Age of the applicant | Number |
|
| |||||||
FeaturesEmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/LoansEligibility/FeaturesEmploymentStatus | List of product features. | OBReadSharingProductDetails/Data/Loans/FeaturesEmployment status of the applicant | String |
|
| ||||||||
CurrencyIncome | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/FeaturesEligibility/CurrencyPayment and transaction currency as applicable on the selected loan type.Income | Income of the applicant | String |
|
| |||||||||
InitialDepositCreditScore | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/FeaturesEligibility/InitialDepositInitial amount payable by the customer in BHD excluding taxes.CreditScore | Credit score of the applicant | String |
|
| |||||||||
HandlingFees/SupplementaryBenefits | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/HandlingFees/Supplementary | Loan handling fees applicable for products in BHD excluding taxes. | StringFundTransferServices/Benefits | List of Benefits offered by this product | OBReadSharingProductDetails/Data/FundTransferServices/Benefits |
|
| |||||||
MinTenureInternationalPayment | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/FeaturesBenefits/MinTenureMinimum duration of loan period in months.InternationalPayment | International payment with other currency pay-outs | String |
|
| |||||||||
MaxTenureOtherBenefits | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/FeaturesBenefits/MaxTenureMaximum duration of loan period in months.OtherBenefits | Additional benefits if any | String |
|
| |||||||||
InterestRatesTermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/Features/InterestRates | Interest payable on repayment of the loan amount. | StringTermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions |
| Eligibility | |||||||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/LoansTermsAndConditions/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/Loans/Eligibilitytnc-title | Terms and conditions title | String |
| DocumentsRequired | |||||||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/DocumentsRequiredList of documents required for getting a loan/FundTransferServices/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
| Age | |||||||||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/EligibilityTermsAndConditions/Age | Age of the loan applicant. | Numbertnc-url | Terms and conditions URL | String |
|
| |||||||
EmploymentStatusSupplementaryData | 0..1 | OBReadSharingProductDetails/Data/LoansFundTransferServices/Eligibility/EmploymentStatus | Employment status of the loan applicant. | StringSupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block | OBSupplementaryData |
|
| |||||||
IncomeOBATM | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Income | Income of the loan applicant. | StringOBATM | List of ATM | OBReadSharingProductDetails/Data/OBATM |
|
| |||||||
CreditScoreATM | 01..1n | OBReadSharingProductDetails/Data/LoansOBATM/Eligibility/CreditScoreCredit score ATM | Environment of the loan applicant.ATM | String |
|
| |||||||||
CollateralIdentification | 0..1 | OBReadSharingProductDetails/Data/LoansOBATM/Eligibility/CollateralList of collateral accepted against loan if applicable.ATMIdentification | Unique and unambiguous identification of a branch of a financial institution | String |
|
| |||||||||
BenefitsATMServices
| 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/BenefitsATMServices | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/Loans/Benefits |
|
| BonusPackDescribes the type of transaction available for a customer on an ATM. | String |
|
| |||||
Access24HoursIndicator | 0..1 | OBReadSharingProductDetails/Data/LoansOBATM/ Benefits/BonusPack"Free Priority/ Premium/ Easy Banking plan with credit card, 360° reward and welcome offers".Access24HoursIndicator | Indicates that the ATM is available for use by customers 24 hours per day | String |
|
| |||||||||
FreeMortgageValueAssessmentAccessibility | 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/BenefitsATM/ FreeMortgageValueAssessment | "Free assessment of the value of the mortgage". | String |
|
| |||||||||
AutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/AutoPaySetup | "One stop pay". | String |
|
| |||||||||
E-cheque | 0..1Accessibility | Indicates Types of Accessibility | String |
|
| ||||||||||
SupportedLanguages
| 0..n | OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsATM/E-cheque"Option of e cheque clearance".SupportedLanguages | Identification of the language name according to the ISO 639-1 codes. The type is validated by the list of values coded with two alphabetic characters, defined in the standard | String |
|
| |||||||||
EarlyEMIPaymentOptionsSupportedcurrencies
| 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsATM/EarlyEMIPaymentOptionsBenefit of early payment options.Supportedcurrencies | All ISO 4217 defined currency supported by the ATM | String |
|
| |||||||||
OtherBenefitsMinimumPossibleAmount | 0..1 | OBReadSharingProductDetails/Data/LoansOBATM/ BenefitsATM/OtherBenefits | Additional benefits if any. | StringMinimumPossibleAmount | Minimum amount allowed for a transaction in the service | Number |
|
| |||||||
TermsAndConditionsOtherAccessibility | 0..1n | OBReadSharingProductDetails/Data/LoansOBATM/ TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements. | OBReadSharingProductDetails/Data/Loans/TermsAndConditionsOtherAccessibility |
|
|
|
| |||||||
tnc-titleName | 01..1 | OBReadSharingProductDetails/Data/LoansOBATM/ TermsAndConditionsOtherAccessibility/tnc-titleTerms and conditions title.Name | Name of the Accessibility | String |
|
| |||||||||
tnc-summaryDescription | 01..1 | OBReadSharingProductDetails/Data/LoansOBATM/ TermsAndConditionsOtherAccessibility/tnc-summaryAny material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.Description | Description of the specified Accessibility | String |
|
| |||||||||
tnc-urlOtherATMServices | 0..1n | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-url | Terms and conditions URL. | StringOBATM/ OtherATMServices |
|
|
|
| |||||||
SupplementaryDataName | 01..1 | OBReadSharingProductDetails/Data/LoansOBATM/ OtherATMServices/SupplementaryData | Additional information that cannot be captured in the structured fields and/or any other specific block. | OBSupplementaryDataName | Name of the Service | String |
|
| |||||||
CASADescription | 01..n1 | OBReadSharingProductDetails/Data/OBATM/ OtherATMServices/ CASADescription | List of CASA products.Description of the ATM service | String |
|
| |||||||||
Location | 0..1 | OBReadSharingProductDetails/Data/CASA/OBATM/Location |
|
|
| ProductDetails | |||||||||
Location category | 10..1n | OBReadSharingProductDetails/Data/OBATM/CASALocation/ ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/CASA/ProductDetails |
|
| CategoryName | 1..1Location category | Indicates the environment of the ATM. | String |
|
| |||
OtherLocationCategory | 0..n | OBReadSharingProductDetails/Data/CASAOBATM/ ProductDetailsLocation/CategoryName | Product category name used by the ASPSPs. | StringOtherLocationCategory |
|
|
|
| |||||||
CategoryCodeName | 1..1 | OBReadSharingProductDetails/Data/OBATM/ CASALocation/ProductDetailsOtherLocationCategory/CategoryCodeProduct category code used by the ASPSPs.Name | Long name associated with the specified location category | String |
|
| |||||||||
ProductDescriptionDescription | 1..1 | OBReadSharingProductDetails/Data/OBATM/ CASALocation/ProductDetailsOtherLocationCategory/ ProductDescriptionA brief description of the product.Description | Description to describe the purpose of the location category | String |
|
| |||||||||
ProductCodePostalAddress | 10..1 | OBReadSharingProductDetails/Data/CASAOBATM/ ProductDetailsLocation/ ProductCode | Product Code for ASPSPs operational purpose. | StringPostalAddress |
|
|
|
| |||||||
SubProductCodeAddressLine | 10..17 | OBReadSharingProductDetails/Data/CASAOBATM/ Location/ ProductDetailsPostalAddress /SubProductCodeSub-Product Code for ASPSPs operational purposeAddressLine | Information that locates and identifies a specific address, as defined by postal services, that is presented in free format text. | String |
|
| |||||||||
ProductURLStreetName | 0..1 | OBReadSharingProductDetails/Data/CASAOBATM/ Location/ ProductDetailsPostalAddress /ProductURLProduct URLStreetName | Name of a street or thoroughfare. | String |
|
| |||||||||
SegmentBuildingNumber | 10..1 | OBReadSharingProductDetails/Data/OBATM/ CASALocation/ ProductDetailsPostalAddress /SegmentProduct segment such as lifestyle, travel, reward points, etcBuildingNumber | Name or Number that identifies the position of a building on a street. | String |
|
| |||||||||
FeaturesPostCode | 0..1 | OBReadSharingProductDetails/Data/OBATM/ Location/ CASAPostalAddress /Features | List of product features. | OBReadSharingProductDetails/Data/CASA/FeaturesPostCode | Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. | String |
|
| |||||||
CurrencyTownName | 0..1 | OBReadSharingProductDetails/Data/OBATM/ CASALocation/ FeaturesPostalAddress /CurrencyPayment and transaction currency as applicable on the selected CASA typeTownName | Name of a built-up area, with defined boundaries, and a local government. | String |
|
| |||||||||
MinBalanceMaintenanceCountrySubDivision | 0..1 | OBReadSharingProductDetails/Data/DataOBATM/ CASALocation/ FeaturesPostalAddress /MinBalanceMaintenanceMinimum balance to be maintained by the account holder in BHDCountrySubDivision | Identifies a subdivision of a country, for instance state, region, county. | String |
|
| |||||||||
HandlingFees/SupplementaryCountry | 0..1 | OBReadSharingProductDetails/Data/CASAOBATM/ FeaturesLocation/ HandlingFeesPostalAddress /SupplementaryAccount handling fees applicable for products in BHD excluding taxes per annumCountry | Nation with its own government, occupying a particular territory. | String |
|
| |||||||||
OverdraftLimitGeoLocation | 0..1 | OBReadSharingProductDetails/Data/CASAOBATM/ Location/ FeaturesPostalAddress / OverdraftLimit | Limit offered by banks for the customer based on turnover and spending levels in BHD per month. | StringGeoLocation | Geographic location of the ATM specified by geographic coordinates or UTM coordinates. |
|
|
| |||||||
InterestRatesLatitude | 01..1 | OBReadSharingProductDetails/Data/CASA/Features/InterestRates | Interest payable on repayment of the loan amount. | StringOBATM/ Location/ PostalAddress / GeoLocation/ Latitude | Latitude measured in decimal degrees | Number |
|
| |||||||
DepositRateLongitude | 01..1 | OBReadSharingProductDetails/Data/OBATM/ Location/ CASAPostalAddress / Features/DepositRate | Interest rate applicable for deposits only. | StringGeoLocation/ Longitude | Angular measurement of the distance of a location on the earth east or west of the Greenwich observatory. | Number |
|
| |||||||
MinDepositAmountOBBranch | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/MinDepositAmount | Minimum one time deposit amount in BHD. | StringOBBranch |
|
|
|
| |||||||
Branch Eligibility | 01..1n | OBReadSharingProductDetails/Data/CASA/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/CASA/EligibilityOBBranch/Branch | Environment of the Branch
| String |
|
| |||||||
Identification DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/CASAOBBranch/EligibilityBranch/ DocumentsRequiredList of documents required for opening a current account.Identification
| Unique and unambiguous identification of a branch of a financial institution
| String |
|
| |||||||||
Name Age | 0..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Eligibility/Age | Age of the applicant. | NumberBranch/ Name | Name by which a branch is known and which is usually used to identify that branch
| String |
|
| |||||||
Type EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Eligibility/EmploymentStatus | Employment status of the applicant. | String |
|
| IncomeBranch/ Type
| Codeset to indicate if a branch is physically in 1 location or is mobile
| String |
|
| ||||
Accessibility
| 0..1n | OBReadSharingProductDetails/Data/CASAOBBranch/EligibilityBranch/ Income | Income of the applicant. | String |
|
| |||||||||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/CreditScore | Credit score of the applicant. | String |
|
| |||||||||
Benefits | 0..1Accessibility
| Accessibility is the ability and ease a customer can access a service, good, associate, or facility. Features which make the Bank accessible to disabled people
| String |
|
| ||||||||||
CustomerSegment | 0..n | OBReadSharingProductDetails/Data/CASAOBBranch/Branch/ Benefits | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/CASA/Benefits |
|
| RelationshipManager | 0..1CustomerSegment | The marketing segment which the branch is able to address in terms of customer type. Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another | String |
|
| |||
ServiceandFacility | 0..n | OBReadSharingProductDetails/Data/CASAOBBranch/BenefitsBranch/ RelationshipManager | This covers the benefits of availing RM under few conditions. | String |
|
| ODprotection | 0..1ServiceandFacility | Service/Facilities offered at a branch | String |
|
| |||
SupportedLanguages
| 0..n | OBReadSharingProductDetails/Data/OBBranch/CASA/Benefits/ODprotectionEnjoy Current Account Overdraft Protection for clearing cheques.Branch/ SupportedLanguages
| Identification of the language name according to the ISO 639-1 codes. The type is validated by the list of values coded with two alphabetic characters, defined in the standard
| String |
|
| |||||||||
Supportedcurrencies MinBalance | 0..1n | OBReadSharingProductDetails/Data/CASAOBBranch/BenefitsBranch/ MinBalanceThis describes the minimum balance required to keep the account active.Supportedcurrencies
| All ISO 4217 defined currency supported by the ATM
| String |
|
| |||||||||
AutoPaySetupOtherServiceandFacility | 0..1n | OBReadSharingProductDetails/Data/CASAOBBranch/BenefitsBranch/ AutoPaySetup | One stop pay. | StringOtherServiceandFacility |
|
|
|
| |||||||
Name MultipleDebitCards | 01..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Branch/BenefitsOtherServiceandFacility/MultipleDebitCardsThis includes details of add on debit cards where a account holder can apply for add-on cards for his/her employees under the same account.Name | Name of the Service and Facility
| String |
|
| |||||||||
Description E-cheque | 01..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Branch/BenefitsOtherServiceandFacility/ E-chequeDescription | Option of e cheque clearance.Description of the Service and Facility
| String |
|
| |||||||||
OtherAccessibility OtherBenefits | 0..1n | OBReadSharingProductDetails/Data/CASAOBBranch/BenefitsBranch/OtherBenefits | Additional benefits if any. | StringOtherAccessibility |
|
|
|
| |||||||
Name TermsAndConditions | 01..1 | OBReadSharingProductDetails/Data/OBBranch/CASA/TermsAndConditionsThis includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements.Branch/OtherAccessibility/Name
| Name of the Accessibility
| String |
|
| |||||||||
Description
| 1..1 | OBReadSharingProductDetails/Data/OBBranch/Branch/CASA/TermsAndConditionsOtherAccessibility/ Description | Description of the specified Accessibility
| String |
|
| |||||||||
ContactInfo tnc-title | 0..1n | OBReadSharingProductDetails/Data/CASAOBBranch/TermsAndConditionsBranch/tnc-title | Terms and conditions title. | StringContactInfo | Communication device number or electronic address used for communication.
|
|
|
| |||||||
ContactType tnc-summary | 01..1 | OBReadSharingProductDetails/Data/CASAOBBranch/Branch/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| tnc-url | 0ContactInfo/ ContactType
| Contact type such Phone, Fax and email
| String |
|
| |||
ContactContent
| 1..1 | OBReadSharingProductDetails/Data/OBBranch/CASABranch/TermsAndConditions/tnc-urlTerms and conditions URL.ContactInfo/ ContactContent
| Collection of information that identifies a phone/Fax number/ email, as defined by telecom services.
| String |
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ContactDescription SupplementaryData | 01..1 | OBReadSharingProductDetails/Data/CASA/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block. | OBSupplementaryDataOBBranch/Branch/ContactInfo/ ContactDescription
| Description of contact such as main phone number, alternate phone number, Fax number, alternate fax number, email and alternate email
| String |
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InvestmentOtherContactType
| 0..n1 | OBReadSharingProductDetails/Data/Investment | List of Investment products. | OBReadSharingProductDetails/Data/Investment/OBBranch/Branch/ContactInfo/OtherContactType | Other contact type which is not in the standard list
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ProductDetailsName
| 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/Investment/ProductDetailsOBBranch/Branch/ContactInfo/OtherContactType/ Name
| Long name associated with the code
| String |
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Description CategoryName | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryNameProduct category name used by the ASPSPs.OBBranch/Branch/ContactInfo/OtherContactType/ Description
| Description to describe the purpose of the code
| String |
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PostalAddress CategoryCode | 10..1 | OBReadSharingProductDetails/Data/InvestmentOBBranch/ProductDetailsBranch/CategoryCode | Product category code used by the ASPSPs. | StringPostalAddress |
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ProductDescriptionAddressLine
| 10..17 | OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetailsPostalAddress/ ProductDescriptionA brief description of the product.AddressLine
| Information that locates and identifies a specific address, as defined by postal services, that is presented in free format text.
| String |
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StreetName ProductCode | 10..1 | OBReadSharingProductDetails/Data/InvestmentOBBranch/Branch/ProductDetailsPostalAddress/ ProductCode | Product Code for Banks operational purpose. | StreetName
| Name of a street or thoroughfare.
| String |
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SubProductCodeBuildingNumber
| 10..1 | OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetailsPostalAddress/ SubProductCode | Sub-Product Code for Banks operational purpose. | BuildingNumber
| Name or Number that identifies the position of a building on a street.
| String |
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ProductURLPostCode
| 0..1 | OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/ProductDetailsPostalAddress/ ProductURL | Product URL. | String |
|
| Segment | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc.PostCode
| Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
| String |
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| |
TownName Features | 0..1 | OBReadSharingProductDetails/Data/Investment/Features | List of product features. | OBReadSharingProductDetails/Data/Investment/FeaturesOBBranch/Branch/PostalAddress/ TownName
| Name of a built-up area, with defined boundaries, and a local government.
| String |
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| |||||||
CurrencyCountrySubDivision
| 0..1 | OBReadSharingProductDetails/Data/InvestmentOBBranch/Branch/FeaturesPostalAddress/ Currency | Payment and transaction currency as applicable on the selected Investment type. | CountrySubDivision
| Identifies a subdivision of a country, for instance state, region, county.
| String |
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MinInvestmentRequirementCountry
| 0..1 | OBReadSharingProductDetails/Data/OBBranch/InvestmentBranch/FeaturesPostalAddress/ MinInvestmentRequirementMinimum investment required for opening the investment account in BHD.Country
| Nation with its own government, occupying a particular territory.
| String |
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GeoLocation HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/InvestmentOBBranch/FeaturesBranch/HandlingFeesPostalAddress/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum. | StringGeoLocation
| Geographic location of the ATM specified by geographic coordinates or UTM coordinates.
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AnnualFeesLatitude
| 01..1 | OBReadSharingProductDetails/Data/OBBranch/Branch/InvestmentPostalAddress/Features/AnnualFees | Recurring fees and charges payable periodically in BHD excluding of taxes. | StringGeoLocation/ Latitude
| Latitude measured in decimal degrees
| Number |
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| |||||||
InvestmentTenureLongitude
| 01..1 | OBReadSharingProductDetails/Data/OBBranch/Branch/InvestmentPostalAddress/FeaturesGeoLocation/ InvestmentTenure | Duration of investment period in months. | StringLongitude
| Angular measurement of the distance of a location on the earth east or west of the Greenwich observatory.
| Number |
|
| DepositRate | 0..1
4.1.4 Static Enumerations
This section provides the definitions of the enumerations used across the Sharinig product details use cases.
Code Class | Name | Definition | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/Features/DepositRate | Interest rate applicable for deposits only. | String |
|
| HistoricInvestmentRate | 0..1ATMServices | Balance | Balance inquiry | |
OBReadSharingProductDetails/Data/OBATM/ATMServices | BillPayments | Funds transfer to pay a third party | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/Features/HistoricInvestmentRate | This covers the historic rates that are gained by the investors in the selected fund. | String |
|
| Eligibility | 0..1ATMServices | CashDeposits | Deposit of cash | |
OBReadSharingProductDetails/Data/InvestmentOBATM/EligibilityThis covers nationality, age, employment status, income and credit score.ATMServices | CharityDonation | Funds transfer to make a charity donation | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/EligibilityATMServices |
|
| DocumentsRequired | 0..1 | ChequeDeposits | Deposit of cheques | |||
OBReadSharingProductDetails/Data/Investment/Eligibility/DocumentsRequired | List of documents required. | String |
|
| Age | 0..1OBATM/ATMServices | CashWithdrawal | Standard withdrawal of cash | |
OBReadSharingProductDetails/Data/OBATM/ATMServices | EnvelopeDeposit | Deposit of media items unverified by the ATM, for instance in an envelope | |||||||
OBReadSharingProductDetails/Data/Investment/Eligibility/Age | Age of the applicant. | Number |
|
| EmploymentStatus | 0..1OBATM/ATMServices | FastCash | Deposit of media items verified by the ATM | |
OBReadSharingProductDetails/Data/OBATM/ATMServices | MobileBankingRegistration | The ATM is capable of registering the user for mobile banking | |||||||
OBReadSharingProductDetails/Data/Investment/Eligibility/EmploymentStatus | Employment status of the applicant. | String |
|
| Income | 0..1OBATM/ATMServices | MobilePaymentRegistration | The ATM is capable of registering the user for Mobile Payment Services | |
OBReadSharingProductDetails/Data/Investment/Eligibility/Income | Income of the applicant. | String |
|
| CreditScore | 0..1OBATM/ATMServices | MobilePhoneTopUp | The ATM is capable performing a mobile phone top up from the users bank account | |
OBReadSharingProductDetails/Data/InvestmentOBATM/Eligibility/CreditScore | Credit score of the applicant. | String |
|
| Benefits | 0..1 | ATMServices | OrderStatement | The ATM is capable of ordering a bank statement |
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsList of Benefits offered by this product.ATMServices | Other | Fillout OtherATMService fields with code name and description of an ATM service which is not in the standard code list | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATMServices |
|
| SIPOptions | 0..1PINActivation | The ATM is capable of activating a debit card using a PIN | ||||
OBReadSharingProductDetails/Data/Investment/Benefits/SIPOptions | This covers the broader systematic investment plan option that a customer can opt for. | String |
|
| QuickerInvestmentWithdrawal | 0..1OBATM/ATMServices | PINChange | Modification of the card PIN value | |
OBReadSharingProductDetails/Data/Investment/Benefits/QuickerInvestmentWithdrawal | Customer can withdraw the investments within 24 hours of the request submitted. | String |
|
| MinimumInvestment | 0..1OBATM/ATMServices | PINUnblock | Unblock the PIN | |
OBReadSharingProductDetails/Data/Investment/Benefits/MinimumInvestment | This describes the minimum annual investment required to keep the account active. | String |
|
| AutoPaySetup | 0..1OBATM/ATMServices | MiniStatement | Ask for account mini statement information to a related customer account | |
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ AutoPaySetup | One stop pay. | String |
|
| OtherBenefits | 0..1Accessibility | AudioCashMachine | The ATM has a headphone jack | |
OBReadSharingProductDetails/Data/InvestmentOBATM/BenefitsATM/ OtherBenefits | Additional benefits if any. | String |
|
| TermsAndConditions | 0..1Accessibility | AutomaticDoors | Access to the ATM is provided by automatic doors | |
OBReadSharingProductDetails/Data/OBATM/InvestmentATM/ TermsAndConditionsThis includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements.Accessibility | ExternalRamp | Access to the ATM is provided by means of an external ramp | |||||||
OBReadSharingProductDetails/Data/OBATM/InvestmentATM/ TermsAndConditionsAccessibility |
|
| tnc-title | 0..1InductionLoop | The ATM has a hearing aid induction loop | ||||
OBReadSharingProductDetails/Data/InvestmentOBATM/TermsAndConditionsATM/ tnc-title | Terms and conditions title. | String |
|
| tnc-summary | 0..1 | Accessibility | InternalRamp | Access to the ATM is provided by means of an internal ramp |
OBReadSharingProductDetails/Data/OBATM/ATM/ Accessibility | LevelAccess | Level access to the ATM not impeded by any step or ramp | |||||||
OBReadSharingProductDetails/Data/InvestmentOBATM/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| tnc-url | 0..1ATM/ Accessibility | LowerLevelCounter | Access to the ATM is at a low level suitable for wheelchair users | |
OBReadSharingProductDetails/Data/InvestmentOBATM/TermsAndConditionsATM/ tnc-url | Terms and conditions URL. | String |
|
| SupplementaryData | 0..1Accessibility | Other | Used to indicate that the code is not in this standard accessibility list. Note: OtherAccessibility can be used to supply the code, name and description | |
OBReadSharingProductDetails/Data/Investment/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block. | OBSupplementaryData |
|
| FundTransferServices | 0..nOBATM/ATM/ Accessibility | WheelchairAccess | The ATM is accessible by wheelchair users | |
OBReadSharingProductDetails/Data/FundTransferServicesList of Fund Transfer Services products.OBATM/Location/ Location category | BranchExternal | ATM is located on a bank branch external wall | |||||||
OBReadSharingProductDetails/Data/FundTransferServices |
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ProductDetails | 1..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails |
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CategoryName | 1..1OBATM/Location/ Location category | BranchInternal | ATM is located inside a bank branch and is only available during opening hours | ||||||
OBReadSharingProductDetails/Data/OBATM/Location/ Location category | BranchLobby | ATM is located in a lobby which is accessible by the banks customers | |||||||
OBReadSharingProductDetails/Data/OBATM/Location/ Location category | Other | Other environments, for instance a mall or an airport | |||||||
OBReadSharingProductDetails/Data/FundTransferServicesOBATM/ProductDetailsLocation/ CategoryName | Product category name used by the ASPSPs. | String |
|
| CategoryCode | 1..1 | Location category | RetailerOutlet | ATM is located at a retailer outlet |
OBReadSharingProductDetails/Data/FundTransferServicesOBATM/ProductDetailsLocation/ CategoryCode | Product category code used by the ASPSPs. | String |
|
| ProductDescription | 1..1 | Location category | RemoteUnit | ATM is a part of a mobile banking facility |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ ProductDescription | A brief description of the product. | String |
|
| ProductCode | 1..1Accessibility | AutomaticDoors | Access to the branch is provided by automatic doors | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ ProductCode | Product Code for Banks operational purpose. | String |
|
| SubProductCode | 1..1 | Accessibility | AudioCashMachine | The branch has ATM(s) that have a headphone jack |
OBReadSharingProductDetails/Data/OBBranch/Branch/ Accessibility | ExternalRamp | Access to the branch is provided by means of an external ramp | |||||||
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ SubProductCode | Sub-Product Code for Banks operational purpose. | String |
|
| ProductURL | 0..1Accessibility | HelpingHandUnit | Branches with Helping Hand units that contain items to assist customers who have a disability to transact with us in the branch. This may include items such as: magnifiers, pen grips, cheque, templates, banknote gauges, clipboards and lap-pads | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ ProductURLAccessibility | Product URL. | String |
|
| Segment | 1..1 | InductionLoop | The branch has a hearing aid induction loop | |
OBReadSharingProductDetails/Data/FundTransferServicesOBBranch/ProductDetailsBranch/ Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
| |||||
Features | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features | List of product features. | OBReadSharingProductDetails/Data/FundTransferServices/Features |
|
| |||
Currency | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features/Currency | Payment and transaction currency as applicable on the selected service type. | String |
|
| |||
MinFundTransfer | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features/MinFundTransfer | Minimum fund transfer applicable for the type of service selected in BHD. | String |
|
| |||
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum. | String |
|
| |||
TypesOfFundTransfer | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features/TypesOfFundTransfer | This covers different type of fund transfer that banks offer to the customers. | String |
|
| |||
Eligibility | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility |
|
| |||
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/DocumentsRequired | List of documents required. | String |
|
| |||
Age | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/Age | Age of the applicant. | Number |
|
| |||
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/EmploymentStatus | Employment status of the applicant. | String |
|
| |||
Income | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/Income | Income of the applicant. | String |
|
| |||
CreditScore | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/CreditScore | Credit score of the applicant. | String |
|
| |||
Benefits | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Benefits | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/FundTransferServices/Benefits |
|
| |||
InternationalPayment | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Benefits/InternationalPayment | International payment with other currency pay-outs. | String |
|
| |||
OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Benefits/OtherBenefits | Additional benefits if any. | String |
|
| |||
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements. | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions |
|
| |||
tnc-title | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-title | Terms and conditions title. | String |
|
| |||
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
| |||
tnc-url | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-url | Terms and conditions URL. | String |
|
| |||
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block. | OBSupplementaryData |
|
|
4. Usage Examples
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Accessibility | InternalRamp | Access to the branch is provided by means of an internal ramp |
OBReadSharingProductDetails/Data/OBBranch/Branch/ Accessibility | LevelAccess | Level access to the branch not impeded by any step or ramp |
OBReadSharingProductDetails/Data/OBBranch/Branch/ Accessibility | LowerLevelCounter | The branch counter is at a lower level, suitable for wheelchair users |
OBReadSharingProductDetails/Data/OBBranch/Branch/ Accessibility | Other | Used to indicate that the code is not in this standard accessibility list. Note: OtherAccessibility can be used to supply the code, name and description |
OBReadSharingProductDetails/Data/OBBranch/Branch/ Accessibility | WheelchairAccess | The branch is accessible by wheelchair users |
OBReadSharingProductDetails/Data/OBBranch/Branch/ Type | Mobile | Represents a mobile branch/van which travels to different locations |
OBReadSharingProductDetails/Data/OBBranch/Branch/ Type | Physical | Represents a main or sub branch which is a fixed physical location |
OBReadSharingProductDetails/Data/OBBranch/Branch/ CustomerSegment | Corporate | The branch is able to provide services to corporate customers |
OBReadSharingProductDetails/Data/OBBranch/Branch/ CustomerSegment | SME | The branch is able to provide services to SME customers |
OBReadSharingProductDetails/Data/OBBranch/Branch/ CustomerSegment | Personal | The branch is able to provide services to retail customers |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | AssistedServiceCounter | Branch provides assisted service counters which are machines providing a wide range of banking facilities similar to those provided by counter services |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | AccountVerificationService | Branch provides AVS verifying, for instance, Account Holders (Name /Company No), Account (Code, Branch No, Status, Type, Length open and if it accepts debits/credits) |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | BusinessCounter | The branch has a business counter |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | BusinessDepositTerminal | The branch provides automated terminals for taking business deposits |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | CardIssuanceFacility | The branch provides a card issuance facility. Note this is usually an emergency for issuing standard debit cards with personalised magnetic stripe and chip data only |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | CollectionLockers | The branch has Click and Collect Lockers |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | CounterServices | The branch provides counter teller services |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | LodgementDevice | The branch provides lodgement devices which are ATMs which can accept cash and cheque deposits |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | MortgageAdvisor | The branch provides mortgage advisor services |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | OnDemandCurrency | The branch can provide foreign currency on demand |
OBReadSharingProductDetails/Data/OBBranch/Branch/ ServiceandFacility | Other | Used to indicate that the Branch Self Service code does not exist in this standard code list. Use OtherSelfService to supply code, name & description |
OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType | AlternateEmail | Alternate email |
OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType | AlternateFax | Alternate fax number |
OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType | AlternatePhone | Alter phone number |
OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType | ||
OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType | Fax | Contact fax number |
OBReadSharingProductDetails/Data/OBBranch/Branch/ContactInfo/ ContactType | Other | Other contact type |
5. Usage Examples
5.1 GET /sharing-product-details
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5.1.1 Request
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5.1.2 Response
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