_Name

_Occurrence

_XPath

_{EnhancedDefinition}

_Class

_Codes

_Pattern

_{OBInternationalPaymentInitiation}

_{OBInternationalPaymentInitiation}

_{The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single international payment.}

_{OBInternationalPaymentInitiation}

_{InstructionIdentification}

_1..1

 _{OBInternationalPaymentInitiation/InstructionIdentification}

_{Unique identification as assigned by an instructing party for an instructed party to unambiguously identify the instruction. Usage: the instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction.}

_String

_{EndToEndIdentification}

_10..1

 _{OBInternationalPaymentInitiation/EndToEndIdentification}

_{Unique identification assigned by the initiating party to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. OB: The Faster Payments Scheme can only access 31 characters for the EndToEndIdentification field.}

_String

_Enum:

• _Yes

• _No

_{LocalInstrument}

_0..1

 _{OBInternationalPaymentInitiation/LocalInstrument}

_{User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level.}

_String

_{Enum:To be determined}

• _BH.OBF.DNS

• _BH.OBF.NRT

• _BH.OBF.BIL

_{InstructionPriority}

_0..1

 _{OBInternationalPaymentInitiation/InstructionPriority}

_{Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction.}

_String

_Enum:

• _Normal

• _Urgent

_Purpose

_0..1

 _{OBInternationalPaymentInitiation/Purpose}

_{Specifies the external purpose code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. External code sets can be downloaded from www.iso20022.org.}

_String

_{ExtendedPurpose}

_0..1

 _{OBInternationalPaymentInitiation/ExtendedPurpose}

_{Specifies the purpose of an international payment, when there is no corresponding 4 character code available in the ISO20022 list of Purpose Codes.}

_String

_ChargeBearer

_0..1

 _{OBInternationalPaymentInitiation/ChargeBearer}

_{Specifies which party/parties will bear the charges associated with the processing of the payment transaction.}

_String

_Enum:

• _{BorneByCreditor}

• _{BorneByDebtor}

• _{FollowingServiceLevel}

• _Shared

_{CurrencyOfTransfer}

_1..1

 _{OBInternationalPaymentInitiation/CurrencyOfTransfer}

_{Specifies the currency of the to be transferred amount, which is different from the currency of the debtor's account.}

_String

_^[A-Z]{3,3}$

_{DestinationCountryCode}

_0..1

 _{OBInternationalPaymentInitiation/DestinationCountryCode}

_{Country in which Credit Account is domiciled. Nation with its own government.}

_String

_^[A-Z]{2,2}$

_{InstructedAmount}

_1..1

 _{OBInternationalPaymentInitiation/InstructedAmount}

_{Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. Usage: This amount has to be transported unchanged through the transaction chain.}

 _{OBInternationalPaymentInitiation/InstructedAmount}

_Amount

_1..1

 _{OBInternationalPaymentInitiation/InstructedAmount/Amount}

_{A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.}

_String

_{^\d{1,13}$|^\d{1,13}.\d{1,5}$}

_Currency

_1..1

 _{OBInternationalPaymentInitiation/InstructedAmount/Currency}

_{A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".}

_String

_^[A-Z]{3,3}$

_{ExchangeRateInformation}

_0..1

 _{OBInternationalPaymentInitiation/ExchangeRateInformation}

_{Provides details on the currency exchange rate and contract.}

 _{OBInternationalPaymentInitiation/ExchangeRateInformation}

_UnitCurrency

_1..1

 _{OBInternationalPaymentInitiation/ExchangeRateInformation/UnitCurrency}

_{Currency in which the rate of exchange is expressed in a currency exchange. In the example 1GBP = xxxCUR, the unit currency is GBP.}

_String

_^[A-Z]{3,3}$

_ExchangeRate

_0..1

 _{OBInternationalPaymentInitiation/ExchangeRateInformation/ExchangeRate}

_{The factor used for conversion of an amount from one currency to another. This reflects the price at which one currency was bought with another currency.}

_Number

_RateType

_1..1

 _{OBInternationalPaymentInitiation/ExchangeRateInformation/RateType}

_{Specifies the type used to complete the currency exchange.}

_String

_Enum:

• _Actual

• _Agreed

• _Indicative

_{ContractIdentification}

_0..1

 _{OBInternationalPaymentInitiation/ExchangeRateInformation/ContractIdentification}

_{Unique and unambiguous reference to the foreign exchange contract agreed between the initiating party/creditor and the debtor agent.}

_String

_{DebtorAccount}

_0..1

 _{OBInternationalPaymentInitiation/DebtorAccount}

_{Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction.}

 _{OBInternationalPaymentInitiation/DebtorAccount}

_SchemeName

_1..1

 _{OBInternationalPaymentInitiation/DebtorAccount/SchemeName}

_{Name of the identification scheme, in a coded form as published in an external list.}

_String

_Enum:

• _BH.OBF.

• _IBAN

_{Identification}

_1..1

 _{OBInternationalPaymentInitiation/DebtorAccount/Identification}

_{Identification assigned by an institution to identify an account. This identification is known by the account owner.}

_String

_Name

_0..1

 _{OBInternationalPaymentInitiation/DebtorAccount/Name}

_{The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. Note, the account name is not the product name or the nickname of the account.}

_String

_{SecondaryIdentificationCreditor}

_0..1

 _{OBInternationalPaymentInitiation/DebtorAccount/SecondaryIdentification}

_{This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).}

_String

_Creditor

_0..1

 _{OBInternationalPaymentInitiation/Creditor}

_{Party to which an amount of money is due.}

 _{OBInternationalPaymentInitiation/Creditor}

_Creditor

_{Party to which an amount of money is due.}

 _{OBInternationalPaymentInitiation/Creditor}

_Name

_0..1

 _{OBInternationalPaymentInitiation/Creditor/Name}

_{Name by which a party is known and which is usually used to identify that party.}

_String

_{PostalAddress}

_0..1

 _{OBInternationalPaymentInitiation/Creditor/PostalAddress}

_{Information that locates and identifies a specific address, as defined by postal services.}

_{OBInternationalPaymentInitiation/Creditor/PostalAddress}

_AddressType

_0..1

 _{OBInternationalPaymentInitiation/Creditor/PostalAddress/AddressType}

_{Identifies the nature of the postal address.}

_String

_Enum:

• _Business

• _{Correspondence}

• _DeliveryTo

• _MailTo

• _POBox

• _Postal

• _Residential

• _Statement

_Department

_0..1

 _{OBInternationalPaymentInitiation/Creditor/PostalAddress/Department}

_{Identification of a division of a large organisation or building.}

_String

_{SubDepartment}

_0..1

 _{OBInternationalPaymentInitiation/Creditor/PostalAddress/SubDepartment}

_{Identification of a sub-division of a large organisation or building.}

_String

_AddressLine

_0..7

 _{OBInternationalPaymentInitiation/Creditor/PostalAddress/AddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, presented in free format text.}

_String

_StreetName

_0..1

 _{OBInternationalPaymentInitiation/Creditor/PostalAddress/StreetName}

_{Name of a street or thoroughfare}

_String

_{BuildingNumber}

_0..1

 _{OBInternationalPaymentInitiation/Creditor/PostalAddress/BuildingNumber}

_{Number that identifies the position of a building on a street.}

_String

_{RoadNumberPostCode}

_0..1

_{OBInternationalPaymentInitiation OBInternationalPaymentInitiation/Creditor/PostalAddress/RoadNumberPostCode}

_{Number of a road or thoroughfare.}

_String

_{BlockNumberIdentifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail}

_String

_TownName

_0..1

_{OBInternationalPaymentInitiation OBInternationalPaymentInitiation/Creditor/PostalAddress/BlockNumber}

_{Number that identifies the position of a block in a city.}

_String

_CityTownName

_{Name of a built-up area, with defined boundaries, and a local government}

_String

_{CountrySubDivision}

_0..1

_{OBInternationalPaymentInitiation OBInternationalPaymentInitiation/Creditor/PostalAddress/CityCountrySubDivision}

_{Name of the city}

_{StringIdentifies a subdivision of a country such as state, region, country}

_String

_Country

_0..1

 _{OBInternationalPaymentInitiation/Creditor/PostalAddress/Country}

_{Nation with its own government.}

_String

_^[A-Z]{2,2}$

_{CreditorAgent}

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent}

_{Financial institution servicing an account for the creditor.}

 _{OBInternationalPaymentInitiation/CreditorAgent}

_SchemeName

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/SchemeName}

_{Name of the identification scheme, in a coded form as published in an external list.}

_String

_Enum:

• _{BH.OBF.BICFI   IBAN}

_{Identification}

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/Identification}

_{Unique and unambiguous identification of a financial institution or a branch of a financial institution.}

_String

_Name

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/Name}

_{Name by which an agent is known and which is usually used to identify that agent.}

_String

_{PostalAddress}

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress}

_{Information that locates and identifies a specific address, as defined by postal services.}

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress}

_AddressType

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/AddressType}

_{Identifies the nature of the postal address.}

_String

_Enum:

• _Business

• _{Correspondence}

• _DeliveryTo

• _MailTo

• _POBox

• _Postal

• _Residential

• _Statement

_Department

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/Department}

_{Identification of a division of a large organisation or building.}

_String

_{SubDepartment}

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/SubDepartment}

_{Identification of a sub-division of a large organisation or building.}

_String

_AddressLine

_0..7

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/AddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, presented in free format text.}

_String

_{BuildingNumberStreetName}

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/BuildingNumberNumber that identifies the position of a building on a street.StreetName}

_{Name of a street or thoroughfare}

_String

_{BuildingNumber}

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/BuildingNumber}

_{Number that identifies the position of a building on a street}

_String

_{RoadNumberPostCode}

_0..1

_{OBInternationalPaymentInitiation OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/RoadNumberPostCode}

_{Number Identifier consisting of a road or thoroughfare.}

_String

_{BlockNumbergroup of letters and/or numbers that is added to a postal address to assist the sorting of mail}

_String

_TownName

_0..1

_{OBInternationalPaymentInitiation OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/BlockNumber}

_{Number that identifies the position of a block in a city.}

_String

_CityTownName

_{Name of a built-up area, with defined boundaries, and a local government}

_String

_{CountrySubDivision}

_0..1

_{OBInternationalPaymentInitiation OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/CityCountrySubDivision}

_{Name of the cityIdentifies a subdivision of a country such as state, region, country}

_String

_Country

_0..1

 _{OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/Country}

_{Nation with its own government.}

_String

_^[A-Z]{2,2}$

_{CreditorAccount}

_1..1

 _{OBInternationalPaymentInitiation/CreditorAccount}

_{Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.}

_{OBInternationalPaymentInitiation/CreditorAccount}

_SchemeName

_1..1

 _{OBInternationalPaymentInitiation/CreditorAccount/SchemeName}

_{Name of the identification scheme, in a coded form as published in an external list.}

_String

_Enum:

_:

• _{BH.OBF.PANIBAN}

_{Identification}

_1..1

 _{OBInternationalPaymentInitiation/CreditorAccount/Identification}

_{Identification assigned by an institution to identify an account. This identification is known by the account owner.}

_String

_Name

_1..1

 _{OBInternationalPaymentInitiation/CreditorAccount/Name}

_{The account name is the name or names of the account owner(s) represented at an account level. Note, the account name is not the product name or the nickname of the account. OB: ASPSPs may carry out name validation for Confirmation of Payee, but it is not mandatory.}

_String

_{SecondaryIdentification}

_0..1

 _{OBInternationalPaymentInitiation/CreditorAccount/SecondaryIdentification}

_{This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).}

_String

_{RemittanceInformation}

_0..1

 _{OBInternationalPaymentInitiation/RemittanceInformation}

_{Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system.}

 _{OBInternationalPaymentInitiation/RemittanceInformation}

_{RemittanceDescription}

_0..1

 _{OBInternationalPaymentInitiation/RemittanceInformation/Unstructured}

_{Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form.}

_String

_Reference

_0..1

 _{OBInternationalPaymentInitiation/RemittanceInformation/Reference}

_{Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification. OB: The Faster Payments Scheme can only accept 18 characters for the ReferenceInformation field - which is where this ISO field will be mapped.}

_String

_{SupplementaryData}

_0..1

 _{OBInternationalPaymentInitiation/SupplementaryData}

_{Additional information that can not be captured in the structured fields and/or any other specific block.}

_{OBSupplementaryData}

_Name

_Occurrence

_XPath

_{EnhancedDefinition}

_Class

_Codes

_Pattern

_{OBWriteInternationalConsentResponse}

_{OBWriteInternationalConsentResponse}

_{OBWriteInternationalConsentResponse}

_Data

_1..1

_{OBWriteInternationalConsentResponse/Data}

_{OBWriteInternationalConsentResponse/Data}

_ConsentId

_1..1

_{OBWriteInternationalConsentResponse/Data/ConsentId}

_{OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource.}

_String

_{CreationDateTime}

_1..1

_{OBWriteInternationalConsentResponse/Data/CreationDateTime}

_{Date and time at which the resource was created.}

_DateTime

_Status

_1..1

_{OBWriteInternationalConsentResponse/Data/Status}

_{Specifies the status of consent resource in code form.}

_String

_Enum:

• _Authorised

• _{AwaitingAuthorisation}

• _Consumed

• _Rejected

_{StatusUpdateDateTime}

_1..1

_{OBWriteInternationalConsentResponse/Data/StatusUpdateDateTime}

_{Date and time at which the resource status was updated.}

_DateTime

_{ReadRefundAccount}

_0..1

_{OBWriteInternationalConsent/Data/ReadRefundAccount}

_{Specifies to share the refund account details with PISP}

_String

_Enum:

• _Yes

• _No

_{CutOffDateTime}

_0..1

_{OBWriteInternationalConsentResponse/Data/CutOffDateTime}

_{Specified cut-off date and time for the payment consent.}

_DateTime

_{ExpectedExecutionDateTime}

_0..1

_{OBWriteInternationalConsentResponse/Data/ExpectedExecutionDateTime}

_{Expected execution date and time for the payment resource.}

_DateTime

_{ExpectedSettlementDateTime}

_0..1

_{OBWriteInternationalConsentResponse/Data/ExpectedSettlementDateTime}

_{Expected settlement date and time for the payment resource.}

_DateTime

_Charges

_0..n

_{OBWriteInternationalConsentResponse/Data/Charges}

_{Set of elements used to provide details of a charge for the payment initiation.}

_{OBWriteInternationalConsentResponse/Data/Charges}

_ChargeBearer

_0..n

_{OBWriteInternationalConsentResponse/Data/Charges/ChargeBearer}

_{Specifies which party/parties will bear the charges associated with the         processing of the payment transaction.}

_String

_Enum:

• _{BorneByCreditor}

• _{BorneByDebtor}

• _{FollowingServiceLevel}

• _Shared 

_Type

_0..n

_{OBWriteInternationalConsentResponse/Data/Charges/ Type}

_{Charge type, in a coded form.}

_String

_Enum:
TBD

_Amount

_0..n

_{OBWriteInternationalConsentResponse/Data/Charges/Amount}

_{Amount of money associated with the charge type.}

_{OBWriteInternationalConsentResponse/Data/Charges/Amount}

_Amount

_0..n

_{OBWriteInternationalConsentResponse/Data/Charges/Amount/Amount}

_{A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.}

_String

_{^\d{1,13}$|^\d{1,13}.\d{1,5}$}

_Currency

_0..n

_{OBWriteInternationalConsentResponse/Data/Charges/Amount/Currency}

_{A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition  of the international standard ISO 4217 "Codes for the representation of currencies and funds}

_String

_^[A-Z]{3,3}$

_{ExchangeRateInformation}

_0..1

_{OBWriteInternationalConsentResponse/Data/ExchangeRateInformation}

_{Further detailed information on the exchange rate that has been used in the payment transaction.}

_{OBExchangeRateResponse}

_Initiation

_1..1

_{OBWriteInternationalConsentResponse/Data/Initiation}

_{The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single international payment.}

_{OBInternationalPaymentInitiation}

_{Authorisation}

_0..1

_{OBWriteInternationalConsentResponse/Data/Authorisation}

_{The authorisation type request from the TPP.}

_{OBAuthorisation}

_{SCASupportData}

_0..1

_{OBWriteInternationalConsentResponse/Data/SCASupportData}

_{Supporting Data provided by TPP, when requesting SCA Exemption.}

_{OBSCASupportData}

_Debtor

_0..1

_{OBWriteInternationalConsentResponse/Data/Debtor}

_{Set of elements used to identify a person or an organisation.}

_{OBWriteInternationalConsentResponse/Data/Debtor}

_Name

_1..1

_{OBWriteInternationalConsentResponse/Data/Debtor/Name}

_{The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels.} 

_{Note: The account name is not the product name or the nickname of the account.}

_String

_Risk

_1..1

_{OBWriteInternationalConsentResponse/Risk}

_{The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments.}

_OBRisk