Page Comparison

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_OBRisk

_OBRisk

_{The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments.}

_OBRisk

_{PaymentContextCode} 

_0..1

_{OBRisk/PaymentContextCode}

_{Specifies the payment context}

_Stirng

_Enum:

• _BillPayment

• _{EcommerceGoods}

• _{EcommerceServices}

• _Other

• _PartyToParty

_{MerchantCategoryCode}

_0..1

_{OBRisk/MerchantCategoryCode}

_{Category code conform to ISO 18245, related to the type of services or goods the merchant provides for the transaction.}

_String

_{MerchantCustomerIdentification}

_0..1

_{OBRisk/MerchantCustomerIdentification}

_{The unique customer identifier of the PSU with the merchant}

_String

_{DeliveryAddress}

_0..1

_{OBRisk/DeliveryAddress}

_{Information that locates and identifies a specific address, as defined by postal services or in free format text.}

_{OBRisk/DeliveryAddress}

_AddressLine

_0..2

_{OBRisk/DeliveryAddress/AddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, which is presented in free format text.}

_String

_StreetName

_0..1

_{OBRisk/DeliveryAddress/StreetName}

_{Name of a street or thoroughfare.}

_String

_{BuildingNumber}

_0..1

_{OBRisk/DeliveryAddress/BuildingNumber}

_{Number that identifies the position of a building on a street.}

_String

_PostCode

_0..1

_{OBRisk/DeliveryAddress/PostCode}

_{Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.}

_String

_TownName

_1..1

_{OBRisk/DeliveryAddress/TownName}

_{Name of a built-up area, with defined boundaries, and a local government.}

_String

_{CountrySubDivision}

_0..2

_{OBRisk/DeliveryAddress/CountrySubDivision}

_{Identifies a subdivision of a country, for instance state, region, county.}

_String

_Country

_1..1

_{OBRisk/DeliveryAddress/Country}

_{Nation with its own government, occupying a particular territory.}

_String

_^[A-Z]{2,2}$

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_{OBAuthorisation}

_{OBAuthorisation}

_{The authorisation type request from the TPP.}

_{OBAuthorisation}

_{AuthorisationType}

_1..1

_{OBAuthorisation/AuthorisationType}

_{Type of authorisation flow requested.}

_String

_Enum:

• _Single

_{CompletionDateTime}

_0..1

_{OBAuthorisation/CompletionDateTime}

_{Date and time at which the requested authorisation flow must be completed.}

_DateTime

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_{OBDomesticRefundAccount}

_{OBDomesticRefundAccount}

_{Unambiguous identification of the refund account to which a refund will be made as a result of the transaction.}

_{OBDomesticRefundAccount}

_Account

_1..1

_{OBDomesticRefundAccount/Account}

_{Provides the details to identify an account.}

_{OBDomesticRefundAccount/Account}

_SchemeName

_1..1

_{OBDomesticRefundAccount/Account/SchemeName}

_{Name of the identification scheme, in a coded form as published in an external list.}

_String

_Enum:

• _BH.OBF.BBAN

• _BH.OBF.IBAN

• _BH.OBF.PAN

_{Identification}

_1..1

_{OBDomesticRefundAccount/Account/Identification}

_{Identification assigned by an institution to identify an account. This identification is known by the account owner.}

_String

_Name

_0..1

_{OBDomesticRefundAccount/Account/Name}

_{Name of the account, as assigned by the account servicing institution. Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account. OB: ASPSPs may carry out name validation for Confirmation of Payee, but it is not mandatory.}

_String

_{SecondaryIdentification}

_0..1

_{OBDomesticRefundAccount/Account/SecondaryIdentification}

_{This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).}

_String

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_{OBInternationalRefundAccount}

_{OBInternationalRefundAccount}

_{Unambiguous identification of the refund account to which a refund will be made as a result of the transaction.}

_{OBInternationalRefundAccount}

_Creditor

_0..1

_{OBInternationalRefundAccount/Creditor}

_{Party to which an amount of money is due.}

_{OBInternationalRefundAccount/Creditor}

_Name

_0..1

_{OBInternationalRefundAccount/Creditor/Name}

_{Name by which a party is known and which is usually used to identify that party.}

_String

_{PostalAddress}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress}

_{Information that locates and identifies a specific address, as defined by postal services.}

_{OBPostalAddress}

_AddressType

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/AddressType}

_{Identifies the nature of the postal address.}

_String

_Enum:

• _Business

• _{Correspondence}

• _DeliveryTo 

• _MailTo 

• _POBox 

• _Postal 

• _Residential

• _Statement

_Department

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/Department}

_{Identification of a division of a large organisation or building.}

_String

_{SubDepartment}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/SubDepartment}

_{Identification of a sub-division of a large organisation or building.}

_String

_StreetName

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/StreetName}

_{Name of a street or thoroughfare.}

_String

_{BuildingNumber}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/BuildingNumber}

_{Number that identifies the position of a building on a street.}

_String

_PostCode

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/PostCode}

_{Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.}

_String

_TownName

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/TownName}

_{Name of a built-up area, with defined boundaries, and a local government.}

_String

_{CountrySubDivision}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/CountrySubDivision}

_{Identifies a subdivision of a country such as state, region, county.}

_String

_Country

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/Country}

_{Nation with its own government.}

_String

_^[A-Z]{2,2}$

_AddressLine

_0..7

_{OBInternationalRefundAccount/Creditor/PostalAddress/AddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, presented in free format text.}

_String

_Agent

_0..1

_{OBInternationalRefundAccount/Agent}

_{Financial institution servicing an account for the creditor.}

_{OBInternationalRefundAccount/Agent}

_SchemeName

_0..1

_{OBInternationalRefundAccount/Agent/SchemeName}

_{Name of the identification scheme, in a coded form as published in an external list.}

_String

 _Enum:

• _BH.OBF.BICFI 

_{Identification}

_0..1

_{OBInternationalRefundAccount/Agent/Identification}

_{Unique and unambiguous identification of a financial institution or a branch of a financial institution.}

_String

_Name

_0..1

_{OBInternationalRefundAccount/Agent/Name}

_{Name by which an agent is known and which is usually used to identify that agent.}

_String

_{PostalAddress}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress}

_{Information that locates and identifies a specific address, as defined by postal services.}

_{OBPostalAddress}

_AddressType

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/AddressType}

_{Identifies the nature of the postal address.}

_String

_Enum:

• _Business

• _{Correspondence}

• _DeliveryTo 

• _MailTo 

• _POBox 

• _Postal 

• _Residential

• _Statement

_Department

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/Department}

_{Identification of a division of a large organisation or building.}

_String

_{SubDepartment}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/SubDepartment}

_{Identification of a sub-division of a large organisation or building.}

_String

_StreetName

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/StreetName}

_{Name of a street or thoroughfare.}

_String

_{BuildingNumber}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/BuildingNumber}

_{Number that identifies the position of a building on a street.}

_String

_PostCode

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/PostCode}

_{Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.}

_String

_TownName

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/TownName}

_{Name of a built-up area, with defined boundaries, and a local government.}

_String

_{CountrySubDivision}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/CountrySubDivision}

_{Identifies a subdivision of a country such as state, region, county.}

_String

_Country

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/Country}

_{Nation with its own government.}

_String

_^[A-Z]{2,2}$

_AddressLine

_0..7

_{OBInternationalRefundAccount/Agent/PostalAddress/AddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, presented in free format text.}

_String

_Account

_1..1

_{OBInternationalRefundAccount/Account}

_{Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.}

_{OBInternationalRefundAccount/Account}

_SchemeName

_1..1

_{OBInternationalRefundAccount/Account/SchemeName}

_{Name of the identification scheme, in a coded form as published in an external list.}

_String

 _Enum:

• _BH.OBF.BBAN

• _BH.OBF.IBAN

• _BH.OBF.PAN

_{Identification}

_1..1

_{OBInternationalRefundAccount/Account/Identification}

_{Identification assigned by an institution to identify an account. This identification is known by the account owner.}

_String

_Name

_1..1

_{OBInternationalRefundAccount/Account/Name}

_{The account name is the name or names of the account owner(s) represented at an account level. Note, the account name is not the product name or the nickname of the account. OB: ASPSPs may carry out name validation for Confirmation of Payee, but it is not mandatory.}

_String

_{SecondaryIdentification}

_0..1

_{OBInternationalRefundAccount/Account/SecondaryIdentification}

_{This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).}

_String

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_{OBWritePaymentDetails}

_{OBWritePaymentDetails}

_{Payment status details.}

_{OBWritePaymentDetails}

_{PaymentTransactionId}

_1..1

_{OBWritePaymentDetails/PaymentTransactionId}

_{Unique identifier for the transaction within an servicing institution. This identifier is both unique and immutable}

_String

_Status

_1..1

_{OBWritePaymentDetails/Status}

_{Status of a transfer, as assigned by the transaction administrator.}

_String

_Enum:

• _Accepted

• _{AcceptedCancellationRequest}

• _{AcceptedCreditSettlementCompleted}

• _{AcceptedCustomerProfile}

• _{AcceptedFundsChecked}

• _{AcceptedSettlementCompleted}

• _{AcceptedSettlementInProcess}

• _{AcceptedTechnicalValidation}

• _{AcceptedWithChange}

• _{AcceptedWithoutPosting}

• _Cancelled

• _{NoCancellationProcess}

• _{PartiallyAcceptedCancellationRequest}

• _{PartiallyAcceptedTechnicalCorrect}

• _{PaymentCancelled}

• _Pending

• _{PendingCancellationRequest}

• _Received

• _Rejected

• _{RejectedCancellationRequest}

_{StatusUpdateDateTime}

_1..1

_{OBWritePaymentDetails/StatusUpdateDateTime}

_{Date and time at which the status was assigned to the transfer.}

_DateTime

_StatusDetail

_0..1

_{OBWritePaymentDetails/StatusDetail}

_{Payment status details as per underlying Payment Rail.}

_{OBWritePaymentDetails/StatusDetail}

_{LocalInstrument}

_0..1

_{OBWritePaymentDetails/StatusDetail/LocalInstrument}

_{User community specific instrument.}

_{Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level.}

_String

_Enum:

• _{BH.OBF. INTERNAL} 

• _{BH.OBF. EFTS-CSCT-NRT}

• _{BH.OBF. EFTS-CSCT-DNS}

_Status

_1..1

_{OBWritePaymentDetails/StatusDetail/Status}

_{Status of a transfer, as assigned by the transaction administrator.}

_String

_StatusReason

_0..1

_{OBWritePaymentDetails/StatusDetail/StatusReason}

_{Reason Code provided for the status of a transfer.}

_String

_Enum:

• _Cancelled

• _{PendingFailingSettlement}

• _{PendingSettlement}

• _Proprietary

• _{ProprietaryRejection}

• _Suspended

• _Unmatched

_{StatusReasonDescription}

_0..1

_{OBWritePaymentDetails/StatusDetail/StatusReasonDescription}

_{Reason provided for the status of a transfer.}

_String

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_{OBSCASupportData}

_{SCASupportData}

_{Supporting Data provided by TPP, when requesting SCA Exemption.}

_{OBSCASupportData}

_{RequestedSCAExemptionType}

_0..1

_{SCASupportData/RequestedSCAExemptionType}

_{This field allows a PISP to request specific SCA Exemption for a Payment Initiation}

_String

_Enum:

• _BillPayment

• _{ContactlessTravel}

• _{EcommerceGoods}

• _{EcommerceServices}

• _Kiosk

• _Parking

• _PartyToParty

_{AppliedAuthenticationApproach}

_0..1

_{SCASupportData/AppliedAuthenticationApproach}

_{Specifies a character string with a maximum length of 40 characters.}

_{Usage: This field indicates whether the PSU was subject to SCA performed by the TPP}

_String

_Enum:

• _CA

• _SCA

_{ReferencePaymentOrderId}

_0..1

_{SCASupportData/ReferencePaymentOrderId}

_{Specifies a character string with a maximum length of 140 characters.}

_{Usage: If the payment is recurring, then the transaction identifier of the previous payment occurrence so that the ASPSP can verify that the PISP, amount and the payee are the same as the previous occurrence.}

_String