Page Comparison

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_OBRisk

_OBRisk

_{The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments.}

_OBRisk

_{PaymentContextCode} 

_0..1

_{OBRisk/PaymentContextCode}

_{Specifies the payment context}

_Stirng

_Enum:

• _BillPayment

• _{EcommerceGoods}

• _{EcommerceServices}

• _Other

• _PartyToParty

_{MerchantCategoryCode}

_0..1

_{OBRisk/MerchantCategoryCode}

_{Category code conform to ISO 18245, related to the type of services or goods the merchant provides for the transaction.}

_String

_{MerchantCustomerIdentification}

_0..1

_{OBRisk/MerchantCustomerIdentification}

_{The unique customer identifier of the PSU with the merchant}

_String

_{DeliveryAddress}

_0..1

_{OBRisk/DeliveryAddress}

_{Information that locates and identifies a specific address, as defined by postal services or in free format text.}

_{OBRisk/DeliveryAddress}

_AddressLine

_0..27

_{OBRisk/DeliveryAddress/AddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, which is presented in free format text.}

_String

_{StreetNameBuildingNumber}

_0..1

_{OBRisk/DeliveryAddress/StreetNameName BuildingNumber}

_{Number that identifies the position of a building on a street.}

_String

_RoadNumber

_0..1

_{OBRisk/DeliveryAddress/RoadNumber}

_{Number of a road or thoroughfare.}

_String

_{BuildingNumberBlockNumber}

_0..1

_{OBRisk/DeliveryAddress/BuildingNumberBlockNumber}

_{Number that identifies the position of a building on block in a streetcity.}

_String

_PostCodeCity

_0..1

_{OBRisk/DeliveryAddress/PostCodeCity}

_{Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.Name of the city}

_String

_{TownNameCountry}

_10..1

_{OBRisk/DeliveryAddress/TownName}

_{Name of a built-up area, with defined boundaries, and a local government.}

_String

_{CountrySubDivision}

_0..2

_{OBRisk/DeliveryAddress/CountrySubDivision}

_String

_Country

_1..1

_{OBRisk/DeliveryAddress/CountryNation Country}

_{Nation with its own government, occupying a particular territory.}

_String

_^[A-Z]{2,2}$

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_OBCharge

_OBCharge

_{Set of elements used to provide details of a charge for the payment initiation.}

_OBCharge

_ChargeBearer

_1..1

_{OBCharge/ChargeBearer}

_{Specifies which party/parties will bear the charges associated with the processing of the payment transaction.}

_String

_Enum:

• _{BorneByCreditor}

• _{BorneByDebtor}

• _{FollowingServiceLevel}

• _Shared

_Type

_1..1

_{OBCharge/Type}

_{Charge type, in a coded form.}

_String

_Enum:

_{·  To be determined}

_Amount

_1..1

_{OBCharge/Amount}

_{Amount of money associated with the charge type.}

_{OBActiveOrHistoricCurrencyAndAmount}

_Amount

_1..1

_{OBCharge/Amount/Amount}

_{A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.}

_String

_{^\d{1,13}.\d{1,5}$}

_Currency

_1..1

_{OBCharge/Amount/Currency}

_{A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".}

_String

_^[A-Z]{3,3}$

_Name

_Occurrence

_Xpath

_{Enhanced Definition}

_Class

_Codes

_Pattern

_{OBInternationalRefundAccount}

_{OBInternationalRefundAccount}

_{Unambiguous identification of the refund account to which a refund will be made as a result of the transaction.}

_{OBInternationalRefundAccount}

_Creditor

_0..1

_{OBInternationalRefundAccount/Creditor}

_{Party to which an amount of money is due.}

_{OBInternationalRefundAccount/Creditor}

_Name

_0..1

_{OBInternationalRefundAccount/Creditor/Name}

_{Name by which a party is known and which is usually used to identify that party.}

_String

_{PostalAddress}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress}

_{Information that locates and identifies a specific address, as defined by postal services.}

_{OBPostalAddress}

_AddressType

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/AddressType}

_{Identifies the nature of the postal address.}

_String

_Enum:

• _Business

• _{Correspondence}

• _DeliveryTo 

• _MailTo 

• _POBox 

• _Postal 

• _Residential

• _Statement

_Department

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/Department}

_{Identification of a division of a large organisation or building.}

_String

_{SubDepartment}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/SubDepartment}

_{Identification of a sub-division of a large organisation or building.}

_String

_{StreetNameAddressLine}

_0..17

_{OBInternationalRefundAccount/Creditor/PostalAddress/StreetName}

_{Name of a street or thoroughfare.}

_String

 _AddressLine

_{Information that locates and identifies a specific address, as defined by postal services, presented in free format text.}

_String

_{BuildingNumber}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/BuildingNumber}

_{Number that identifies the position of a building on a streetNumber that identifies the position of a building on a street.}

_String

_{PostCodeRoadNumber}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/PostCodeIdentifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mailRoadNumber}

_{Number of a road or thoroughfare.}

_String

_{TownNameBlockNumber}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/TownNameName of a built-up area, with defined boundaries, and a local governmentBlockNumber}

_{Number that identifies the position of a block in a city.}

_String

_{CountrySubDivisionCity}

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/CountrySubDivisionIdentifies a subdivision of a country such as state, region, county.City}

_{Name of the city}

_String

_Country

_0..1

_{OBInternationalRefundAccount/Creditor/PostalAddress/Country}

_{Nation with its own government.}

_String

_^[A-Z]{2,2}$

_{AddressLineAgent}

_0..71

_Agent

_0..1

_{OBInternationalRefundAccount/Agent}

_{Financial institution servicing an account for the creditor.}

_{OBInternationalRefundAccount/Creditor/PostalAddress/AddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, presented in free format text.}

_String

_Agent

_{Financial institution servicing an account for the creditor.}

_{OBInternationalRefundAccount/Agent}

_SchemeName

_0..1

_{OBInternationalRefundAccount/Agent/SchemeName}

_{Name of the identification scheme, in a coded form as published in an external list.}

_String

 _Enum:

• _BH.OBF.BICFI 

_{Identification}

_0..1

_{OBInternationalRefundAccount/Agent/Identification}

_{Unique and unambiguous identification of a financial institution or a branch of a financial institution.}

_String

_Name

_0..1

_{OBInternationalRefundAccount/Agent/Name}

_{Name by which an agent is known and which is usually used to identify that agent.}

_String

_{PostalAddress}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress}

_{Information that locates and identifies a specific address, as defined by postal services.}

_{OBPostalAddress}

_AddressType

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/AddressType}

_{Identifies the nature of the postal address.}

_String

_Enum:

• _Business

• _{Correspondence}

• _DeliveryTo 

• _MailTo 

• _POBox 

• _Postal 

• _Residential

• _Statement

_Department

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/Department}

_{Identification of a division of a large organisation or building.}

_String

_{SubDepartment}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/SubDepartment}

_{Identification of a sub-division of a large organisation or building.}

_String

_{StreetNameAddressLine}

_0..17

_{OBInternationalRefundAccount/Agent/PostalAddress/StreetNameName of a street or thoroughfareAddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, presented in free format text.}

_String

_{BuildingNumber}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/BuildingNumber}

_{Number that identifies the position of a building on a streetNumber that identifies the position of a building on a street.}

_String

_{PostCodeRoadNumber}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/PostCodeIdentifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mailRoadNumber}

_{Number of a road or thoroughfare.}

_String

_{TownNameBlockNumber}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/TownNameName of a built-up area, with defined boundaries, and a local governmentBlockNumber}

_{Number that identifies the position of a block in a city.}

_String

_{CountrySubDivisionCity}

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/CountrySubDivisionIdentifies a subdivision of a country such as state, region, county.City}

_{Name of the city}

_String

_Country

_0..1

_{OBInternationalRefundAccount/Agent/PostalAddress/Country}

_{Nation with its own government.}

_String

_^[A-Z]{2,2}$

_AddressLine

_0..7

_{OBInternationalRefundAccount/Agent/PostalAddress/AddressLine}

_{Information that locates and identifies a specific address, as defined by postal services, presented in free format text.}

_String

_Account

_1..1

_{OBInternationalRefundAccount/Account}

_{Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.}

_{OBInternationalRefundAccount/Account}

_SchemeName

_1..1

_{OBInternationalRefundAccount/Account/SchemeName}

_{Name of the identification scheme, in a coded form as published in an external list.}

_String

 _Enum:

• _BH.OBF.BBAN

• _BH.OBF.IBAN

• _BH.OBF.PAN

_{Identification}

_1..1

_{OBInternationalRefundAccount/Account/Identification}

_{Identification assigned by an institution to identify an account. This identification is known by the account owner.}

_String

_Name

_1..1

_{OBInternationalRefundAccount/Account/Name}

_{The account name is the name or names of the account owner(s) represented at an account level. Note, the account name is not the product name or the nickname of the account. OB: ASPSPs may carry out name validation for Confirmation of Payee, but it is not mandatory.}

_String

_{SecondaryIdentification}

_0..1

_{OBInternationalRefundAccount/Account/SecondaryIdentification}

_{This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).}

_String

_Generated

_Identifier

_{Business Description}

_{Merchant/PISP Sent in API Payload}

_{EndToEndIdentification}

_{The EndToEndIdentification reference is a reference that can be populated by the debtor (or merchant in the ecommerce space). This reference is important to the debtor (could be an internal reference Id against the transaction), it Is NOT the reference information that will be primarily populated on the statement of the creditor (beneficiary).}

_{Merchant/PISP Sent in API Payload}

_{InstructionIdentification}

_{The PISP generates the InstructionIdentification which is a unique transaction Id and passes it to the ASPSP (this is mandatory), but this does not have to go any further in the payment flow. The flow of this identifier needs to align with payment scheme rules.}

_{The expectation is that this is unique indefinitely across all time periods. The PISP can ensure this is indefinitely unique by including a date or date time element to the field, or by inserting a unique Id.}

_{Merchant/PISP Sent in API Payload}

_{RemittanceInformation}

_{The RemittanceInformation is the reference information that the creditor (or beneficiary) will need to reconcile (e.g. Invoice 123).}

_{ASPSP / API System}

_ConsentId

_{A unique identification as assigned by the ASPSP to uniquely identify the payment-order consent resource.}

_{ASPSP / API System}

_{Payment Order Id}

_{A unique identification as assigned by the ASPSP to uniquely identify the payment-order resource.}

• _{DomesticPaymentId}

• _{DomesticFutureDatedPaymentId}

• _{DomesticStandingOrderId}

• _{InternationalPaymentId}

• _{InternationalFutureDatedPaymentId}

_{ASPSP / Payment Scheme}

_{Scheme Payment ID}

_{This is generated by the ASPSP to uniquely identify a payment through a processing scheme.}