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Table of Contents

1.      Overview

...

Name

Occurrence

XPath

EnhancedDefinition

Class

Codes

Pattern

OBInternationalPaymentInitiation

 

OBInternationalPaymentInitiation

The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single international payment.

OBInternationalPaymentInitiation

 

 

InstructionIdentification

1..1

 OBInternationalPaymentInitiation/InstructionIdentification

Unique identification as assigned by an instructing party for an instructed party to unambiguously identify the instruction. Usage: the instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction.

String

 

 

EndToEndIdentification

1..1

 OBInternationalPaymentInitiation/EndToEndIdentification

Unique identification assigned by the initiating party to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. OB: The Faster Payments Scheme can only access 31 characters for the EndToEndIdentification field.

String

Enum:

  • Yes

  • No

 

LocalInstrument

0..1

 OBInternationalPaymentInitiation/LocalInstrument

User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level.

String

Enum:

  • BH.OBF.INTERNAL

  • BH.OBF.EFTS-CSCT-NRT

  • BH.OBF.EFTS-CSCT-DNS

To be determined

 

 

InstructionPriority

0..1

 OBInternationalPaymentInitiation/InstructionPriority

Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction.

String

Enum:

  • Normal

  • Urgent

 

Purpose

0..1

 OBInternationalPaymentInitiation/Purpose

Specifies the external purpose code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. External code sets can be downloaded from www.iso20022.org.

String

 

 

ExtendedPurpose

0..1

 OBInternationalPaymentInitiation/ExtendedPurpose

Specifies the purpose of an international payment, when there is no corresponding 4 character code available in the ISO20022 list of Purpose Codes.

String

 

 

ChargeBearer

0..1

 OBInternationalPaymentInitiation/ChargeBearer

Specifies which party/parties will bear the charges associated with the processing of the payment transaction.

String

Enum:

  • BorneByCreditor

  • BorneByDebtor

  • FollowingServiceLevel

  • Shared

 

CurrencyOfTransfer

1..1

 OBInternationalPaymentInitiation/CurrencyOfTransfer

Specifies the currency of the to be transferred amount, which is different from the currency of the debtor's account.

String

 

^[A-Z]{3,3}$

DestinationCountryCode

0..1

 OBInternationalPaymentInitiation/DestinationCountryCode

Country in which Credit Account is domiciled. Nation with its own government.

String

 

^[A-Z]{2,2}$

InstructedAmount

1..1

 OBInternationalPaymentInitiation/InstructedAmount

Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. Usage: This amount has to be transported unchanged through the transaction chain.

 OBInternationalPaymentInitiation/InstructedAmount

 

 

Amount

1..1

 OBInternationalPaymentInitiation/InstructedAmount/Amount

A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.

String

 

^\d{1,13}$|^\d{1,13}.\d{1,5}$

Currency

1..1

 OBInternationalPaymentInitiation/InstructedAmount/Currency

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

String

 

^[A-Z]{3,3}$

ExchangeRateInformation

0..1

 OBInternationalPaymentInitiation/ExchangeRateInformation

Provides details on the currency exchange rate and contract.

 OBInternationalPaymentInitiation/ExchangeRateInformation

 

 

UnitCurrency

1..1

 OBInternationalPaymentInitiation/ExchangeRateInformation/UnitCurrency

Currency in which the rate of exchange is expressed in a currency exchange. In the example 1GBP = xxxCUR, the unit currency is GBP.

String

 

^[A-Z]{3,3}$

ExchangeRate

0..1

 OBInternationalPaymentInitiation/ExchangeRateInformation/ExchangeRate

The factor used for conversion of an amount from one currency to another. This reflects the price at which one currency was bought with another currency.

Number

 

 

RateType

1..1

 OBInternationalPaymentInitiation/ExchangeRateInformation/RateType

Specifies the type used to complete the currency exchange.

String

Enum:

  • Actual

  • Agreed

  • Indicative

 

ContractIdentification

0..1

 OBInternationalPaymentInitiation/ExchangeRateInformation/ContractIdentification

Unique and unambiguous reference to the foreign exchange contract agreed between the initiating party/creditor and the debtor agent.

String

 

 

DebtorAccount

0..1

 OBInternationalPaymentInitiation/DebtorAccount

Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction.

 OBInternationalPaymentInitiation/DebtorAccount

 

 

SchemeName

1..1

 OBInternationalPaymentInitiation/DebtorAccount/SchemeName

Name of the identification scheme, in a coded form as published in an external list.

String

Enum:

BH.OBF.BBAN

BH.OBF.IBAN

BH.OBF.PAN

 

Identification

1..1

 OBInternationalPaymentInitiation/DebtorAccount/Identification

Identification assigned by an institution to identify an account. This identification is known by the account owner.

String

 

 

Name

0..1

 OBInternationalPaymentInitiation/DebtorAccount/Name

The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. Note, the account name is not the product name or the nickname of the account.

String

 

 

SecondaryIdentification

0..1

 OBInternationalPaymentInitiation/DebtorAccount/SecondaryIdentification

This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

String

 

 

Creditor

0..1

 OBInternationalPaymentInitiation/Creditor

Party to which an amount of money is due.

 OBInternationalPaymentInitiation/Creditor

 

 

Name

0..1

 OBInternationalPaymentInitiation/Creditor/Name

Name by which a party is known and which is usually used to identify that party.

String

 

 

PostalAddress

0..1

 OBInternationalPaymentInitiation/Creditor/PostalAddress

Information that locates and identifies a specific address, as defined by postal services.

OBInternationalPaymentInitiation/Creditor/PostalAddress

 

 

AddressType

0..1

 OBInternationalPaymentInitiation/Creditor/PostalAddress/AddressType

Identifies the nature of the postal address.

String

Enum:

  • Business

  • Correspondence

  • DeliveryTo

  • MailTo

  • POBox

  • Postal

  • Residential

  • Statement

 

Department

0..1

 OBInternationalPaymentInitiation/Creditor/PostalAddress/Department

Identification of a division of a large organisation or building.

String

 

 

SubDepartment

0..1

 OBInternationalPaymentInitiation/Creditor/PostalAddress/SubDepartment

Identification of a sub-division of a large organisation or building.

String

 

 

StreetNameAddressLine

0..17

 OBInternationalPaymentInitiation/Creditor/PostalAddress/StreetNameName of a street or thoroughfareAddressLine

Information that locates and identifies a specific address, as defined by postal services, presented in free format text.

String

 

 

BuildingNumber

0..1

 OBInternationalPaymentInitiation/Creditor/PostalAddress/BuildingNumber

Number that identifies the position of a building on a street.

String

 

 

PostCodeRoadNumber

0..1

 OBInternationalPaymentInitiationOBInternationalPaymentInitiation/Creditor/PostalAddress/PostCodeRoadNumber

Identifier consisting Number of a group of letters and/or numbers that is added to a postal address to assist the sorting of mailroad or thoroughfare.

String

 

 

TownNameBlockNumber

0..1

 OBInternationalPaymentInitiationOBInternationalPaymentInitiation/Creditor/PostalAddress/TownNameName of a built-up area, with defined boundaries, and a local governmentBlockNumber

Number that identifies the position of a block in a city.

String

 City

 

CountrySubDivision

0..1

 OBInternationalPaymentInitiationOBInternationalPaymentInitiation/Creditor/PostalAddress/CountrySubDivisionCity

Identifies a subdivision of a country such as state, region, county.

String

 

 Name of the city

String

Country

0..1

 OBInternationalPaymentInitiation/Creditor/PostalAddress/Country

Nation with its own government.

String

 

^[A-Z]{2,2}$

AddressLineCreditorAgent

0..71

CreditorAgent

0..1

 OBInternationalPaymentInitiation/CreditorAgent

 OBInternationalPaymentInitiation/Creditor/PostalAddress/AddressLine

Information that locates and identifies a specific address, as defined by postal services, presented in free format text.

String

 

 

Financial CreditorAgent

Financial institution servicing an account for the creditor.

 OBInternationalPaymentInitiation/CreditorAgent

 

 

SchemeName

0..1

 OBInternationalPaymentInitiation/CreditorAgent/SchemeName

Name of the identification scheme, in a coded form as published in an external list.

String

Enum:

  • BH.OBF.BICFI   

 

 

Identification

0..1

 OBInternationalPaymentInitiation/CreditorAgent/Identification

Unique and unambiguous identification of a financial institution or a branch of a financial institution.

String

 

 

Name

0..1

 OBInternationalPaymentInitiation/CreditorAgent/Name

Name by which an agent is known and which is usually used to identify that agent.

String

 

 

PostalAddress

0..1

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress

Information that locates and identifies a specific address, as defined by postal services.

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress

 

 

AddressType

0..1

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/AddressType

Identifies the nature of the postal address.

String

Enum:

  • Business

  • Correspondence

  • DeliveryTo

  • MailTo

  • POBox

  • Postal

  • Residential

  • Statement

 

Department

0..1

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/Department

Identification of a division of a large organisation or building.

String

 

 

SubDepartment

0..1

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/SubDepartment

Identification of a sub-division of a large organisation or building.

String

 

 

StreetNameAddressLine

0..17

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/StreetNameName of a street or thoroughfareAddressLine

Information that locates and identifies a specific address, as defined by postal services, presented in free format text.

String

 

 

BuildingNumber

0..1

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/BuildingNumber

Number that identifies the position of a building on a street.

String

 

 

PostCodeRoadNumber

0..1

 OBInternationalPaymentInitiationOBInternationalPaymentInitiation/CreditorAgent/PostalAddress/PostCodeRoadNumber

Identifier consisting Number of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.

String

 

 

TownName

road or thoroughfare.

String

BlockNumber

0..1

 OBInternationalPaymentInitiationOBInternationalPaymentInitiation/CreditorAgent/PostalAddress/TownNameName of a built-up area, with defined boundaries, and a local governmentBlockNumber

Number that identifies the position of a block in a city.

String

 

 

CountrySubDivisionCity

0..1

 OBInternationalPaymentInitiationOBInternationalPaymentInitiation/CreditorAgent/PostalAddress/CountrySubDivisionCity

Identifies a subdivision of a country such as state, region, county.

String

 

 Name of the city

String

Country

0..1

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/Country

Nation with its own government.

String

 

^[A-Z]{2,2}$

AddressLine

0..7

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/AddressLine

Information that locates and identifies a specific address, as defined by postal services, presented in free format text

 OBInternationalPaymentInitiation/CreditorAgent/PostalAddress/Country

Nation with its own government.

String

  

^[A-Z]{2,2}$

CreditorAccount

1..1

 OBInternationalPaymentInitiation/CreditorAccount

Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.

OBInternationalPaymentInitiation/CreditorAccount

 

 

SchemeName

1..1

 OBInternationalPaymentInitiation/CreditorAccount/SchemeName

Name of the identification scheme, in a coded form as published in an external list.

String

Enum:

  • BH.OBF.BBAN

  • BH.OBF.IBAN

  • BH.OBF.PAN

 

 

Identification

1..1

 OBInternationalPaymentInitiation/CreditorAccount/Identification

Identification assigned by an institution to identify an account. This identification is known by the account owner.

String

 

 

Name

1..1

 OBInternationalPaymentInitiation/CreditorAccount/Name

The account name is the name or names of the account owner(s) represented at an account level. Note, the account name is not the product name or the nickname of the account. OB: ASPSPs may carry out name validation for Confirmation of Payee, but it is not mandatory.

String

 

 

SecondaryIdentification

0..1

 OBInternationalPaymentInitiation/CreditorAccount/SecondaryIdentification

This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

String

 

 

RemittanceInformation

0..1

 OBInternationalPaymentInitiation/RemittanceInformation

Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system.

 OBInternationalPaymentInitiation/RemittanceInformation

 

 

RemittanceDescription

0..1

 OBInternationalPaymentInitiation/RemittanceInformation/Unstructured

Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form.

String

 

 

Reference

0..1

 OBInternationalPaymentInitiation/RemittanceInformation/Reference

Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification. OB: The Faster Payments Scheme can only accept 18 characters for the ReferenceInformation field - which is where this ISO field will be mapped.

String

 

 

SupplementaryData

0..1

 OBInternationalPaymentInitiation/SupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block.

OBSupplementaryData

 

 

...

Name

Occurrence

XPath

EnhancedDefinition

Class

Codes

Pattern

OBWriteInternationalConsentResponse

 

OBWriteInternationalConsentResponse

 

OBWriteInternationalConsentResponse

 

 

Data

1..1

OBWriteInternationalConsentResponse/Data

 

OBWriteInternationalConsentResponse/Data

 

 

ConsentId

1..1

OBWriteInternationalConsentResponse/Data/ConsentId

OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource.

String

 

 

CreationDateTime

1..1

OBWriteInternationalConsentResponse/Data/CreationDateTime

Date and time at which the resource was created.

DateTime

 

 

Status

1..1

OBWriteInternationalConsentResponse/Data/Status

Specifies the status of consent resource in code form.

String

Enum:

  • Authorised

  • AwaitingAuthorisation

  • Consumed

  • Rejected

 

StatusUpdateDateTime

1..1

OBWriteInternationalConsentResponse/Data/StatusUpdateDateTime

Date and time at which the resource status was updated.

DateTime

 

 

ReadRefundAccount

0..1

OBWriteInternationalConsent/Data/ReadRefundAccount

Specifies to share the refund account details with PISP

String

Enum:

  • Yes

  • No

 

CutOffDateTime

0..1

OBWriteInternationalConsentResponse/Data/CutOffDateTime

Specified cut-off date and time for the payment consent.

DateTime

 

 

ExpectedExecutionDateTime

0..1

OBWriteInternationalConsentResponse/Data/ExpectedExecutionDateTime

Expected execution date and time for the payment resource.

DateTime

 

 

ExpectedSettlementDateTime

0..1

OBWriteInternationalConsentResponse/Data/ExpectedSettlementDateTime

Expected settlement date and time for the payment resource.

DateTime

 

 

Charges

0..n

OBWriteInternationalConsentResponse/Data/Charges

Set of elements used to provide details of a charge for the payment initiation.

OBWriteInternationalConsentResponse/Data/Charges

 

 

ChargeBearer

0..n

OBWriteInternationalConsentResponse/Data/Charges/ChargeBearer

Specifies which party/parties will bear the charges associated with the         processing of the payment transaction.

String

Enum:

  • BorneByCreditor

  • BorneByDebtor

  • FollowingServiceLevel

  • Shared 

 

Type

0..n

OBWriteInternationalConsentResponse/Data/Charges/ Type

Charge type, in a coded form.

String

Enum:
TBD

 

Amount

0..n

OBWriteInternationalConsentResponse/Data/Charges/Amount

Amount of money associated with the charge type.

OBWriteInternationalConsentResponse/Data/Charges/Amount

 

 

Amount

0..n

OBWriteInternationalConsentResponse/Data/Charges/Amount/Amount

A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.

String

 

^\d{1,13}$|^\d{1,13}.\d{1,5}$

Currency

0..n

OBWriteInternationalConsentResponse/Data/Charges/Amount/Currency

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition  of the international standard ISO 4217 "Codes for the representation of currencies and funds

String

 

^[A-Z]{3,3}$

ExchangeRateInformation

0..1

OBWriteInternationalConsentResponse/Data/ExchangeRateInformation

Further detailed information on the exchange rate that has been used in the payment transaction.

OBExchangeRateResponse

 

 

Initiation

1..1

OBWriteInternationalConsentResponse/Data/Initiation

The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single international payment.

OBInternationalPaymentInitiation

 

 

Authorisation

0..1

OBWriteInternationalConsentResponse/Data/Authorisation

The authorisation type request from the TPP.

OBAuthorisation

 

 

SCASupportData

0..1

OBWriteInternationalConsentResponse/Data/SCASupportData

Supporting Data provided by TPP, when requesting SCA Exemption.

OBSCASupportData

 

 

Debtor

0..1

OBWriteInternationalConsentResponse/Data/Debtor

Set of elements used to identify a person or an organisation.

OBWriteInternationalConsentResponse/Data/Debtor

 

 

Name

1..1

OBWriteInternationalConsentResponse/Data/Debtor/Name

The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels.

 

Note: The account name is not the product name or the nickname of the account.

String

 

 

Risk

1..1

OBWriteInternationalConsentResponse/Risk

The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments.

OBRisk

 

 

...

{
  "Data": {
    "ReadRefundAccount": "No",
    "Initiation": {
    "InstructionIdentification": "0616I029",
      "EndToEndIdentification": "20190616B002",
      "LocalInstrument": " EFT-CSCT-DNS TO_BE_DETERMINED",
      "InstructionPriority": "Normal",
      "Purpose": " ",
      "ExtendedPurpose": " ",
      "ChargeBearer": "BorneByCreditor",
      "CurrencyOfTransfer": "BHD",
      "DestinationCountryCode": "BH",
      "InstructedAmount": {
        "Amount": "5.60",
        "Currency": "BHD"
      },
      "ExchangeRateInformation": {
        "UnitCurrency": "USD",
        "ExchangeRate": 2.65,
        "RateType": "Actual",
        "ContractIdentification": "FEC"
      },
      "DebtorAccount": {
        "SchemeName": "IBAN",
        "Identification": "BH10CBBU00100000008876",
        "Name": "Albert John",
        "SecondaryIdentification": "00023"
      },
      "Creditor": {
        "Name": "Daniel d’souza",
        "PostalAddress": {
          "AddressType": "Business",
          "Department": " ",
          "SubDepartment": " ",
          "StreetName": "19A",
          "BuildingNumber": "301",
          "PostCodeDepartment": "80822TO_BE_CONFIRMED",
          "TownNameSubDepartment": "ColaradoTO_BE_CONFIRMED",
          "CountrySubDivisionAddressLine": "Colarado"ABC Bank, Diplomatic Area”
          "CountryBuildingNumber": "USABuilding 152",
          "AddressLine": [
    “RoadNumber”: “Road 1703”,
        “BlockNumber”: “Block 317”,
        "Block 3, Building 301" "City": "Manama",
          ] "Country": "Bahrain",
        }
      },
      "CreditorAgent": {
        "SchemeName": "IBAN",
        "Identification": "USU00100000008984736",
        "Name": "Joseph Niel",
        "PostalAddress": {
          "AddressType": "Business",
          "Department": "TO_BE_CONFIRMED",
          "SubDepartment": " ",
          "StreetName": "6TO_BE_CONFIRMED",
          "BuildingNumberAddressLine": "54",Batelco Headquarters”
          "PostCodeBuildingNumber": "80822Building 10952",
          "TownName": "Colarado" “RoadNumber”: “Road 1423”,
          "CountrySubDivision": "Colarado" “BlockNumber”: “Block 365”,
          "CountryCity": "USAHamala",
          "AddressLineCountry": [
            "Block 3A, Building 54"
    "Bahrain",
      ]
        }
      },
      "CreditorAccount": {
        "SchemeName": "IBAN",
        "Identification": " USU0010000000667346",
        "Name": "Daniel d’souza ",
      },
      "RemittanceInformation": {
        "RemittanceDescription": "External Ops Code 34251",
        "Reference": "XYZ-101"
      },

"Authorisation": {
      "AuthorisationType": "Single",
      "CompletionDateTime": "2020-03-19T06:17:39.597Z"
    },
    "SCASupportData": {
      "RequestedSCAExemptionType": "BillPayment",

         "AppliedAuthenticationApproach": "CA",
      "ReferencePaymentOrderId": "936427-2"
    }

 

  },
 "Risk": {
},

    "PaymentContextCode": "BillPayment",
    "MerchantCategoryCode": "002345",
    "MerchantCustomerIdentification": "0023456789",
    "DeliveryAddress": {
         "AddressLine": "Block 317, Road 1702, Building 96”,
      "SubDepartment": " ",
     "StreetName": "Route 1888",
ABC Bank, Diplomatic Area”
        "BuildingNumber": "27Building 152",
      "PostCode": "317"  “RoadNumber”: “Road 1703”,
        "TownName": "Manama"“BlockNumber”: “Block 317”,
        "CountySubDivisionCity": "Manama"Manama”   ,
    
      "Country": "BHBahrain",    }

             }
    }

4.1.2      Response

...

{
  "Data": {
    "ConsentId": "723852",
    "CreationDateTime": "2020-03-19T06:17:39.598Z",
    "Status": "Authorised",
    "StatusUpdateDateTime": "2020-03-19T06:17:39.598Z",
    "ReadRefundAccount": "No",
    "CutOffDateTime": "2020-03-19T06:17:39.598Z",
    "ExpectedExecutionDateTime": "2020-03-19T06:17:39.598Z",
    "ExpectedSettlementDateTime": "2020-03-19T06:17:39.598Z",
    "Charges": [
      {
        "ChargeBearer": "BorneByCreditor",
        "Type": "TO_BE_CONFIRMED",
        "Amount": {
          "Amount": "string",
          "Currency": "string"
        }
      }
    ],
    
    "ExchangeRateInformation": {
      "UnitCurrency": "USD",
      "ExchangeRate": 2.65,
      "RateType": "Actual",
      "ContractIdentification": "FEC",
      "ExpirationDateTime": "2020-03-19T06:17:39.598Z"
    },

    "Initiation": {
      "InstructionIdentification": "0616I029",
      "EndToEndIdentification": "20190616B002",
      "LocalInstrument": " EFT-CSCT-DNS TO_BE_DETERMINED",
      "InstructionPriority": "Normal",
      "Purpose": " ",
      "ExtendedPurpose": " ",
      "ChargeBearer": "BorneByCreditor",
      "CurrencyOfTransfer": "BHD",
      "DestinationCountryCode": "BH",
      "InstructedAmount": {
        "Amount": "5.60",
        "Currency": "BHD"
      },

  "ExchangeRateInformation": {
        "UnitCurrency": "USD",
        "ExchangeRate": 2.65,
        "RateType": "Actual",
        "ContractIdentification": "FEC"
      },

"DebtorAccount": {
        "SchemeName": "IBAN",
        "Identification": "BH10CBBU00100000008876",
        "Name": "Albert John",
        "SecondaryIdentification": "00023"
      },
      "Creditor": {
        "Name": "Daniel d’souza",
        "PostalAddress": {
          "AddressType": "Business",
          "Department": "TO_BE_CONFIRMED",
          "SubDepartment": "TO_BE_CONFIRMED",
          "StreetNameAddressLine": "19A"ABC Bank, Diplomatic Area”
          "BuildingNumber": "301Building 152",
          "PostCode": "80822",
          "TownName": "Colarado"“RoadNumber”: “Road 1703”,
          "CountrySubDivision": "Colarado" “BlockNumber”: “Block 317”,
          "CountryCity": "USAManama",
          "AddressLineCountry": [
            "Block 3, Building 301"
          ]"Bahrain",
        }
      },

  "CreditorAgent": {
        "SchemeName": "IBAN",
        "Identification": "USU00100000008984736",
        "Name": "Joseph Niel",
        "PostalAddress": {
          "AddressType": "Business",
          "Department": "TO_BE_CONFIRMED",
          "SubDepartment": "TO_BE_CONFIRMED",
          "StreetNameAddressLine": "6",Batelco Headquarters”
          "BuildingNumber": "54Building 10952",
          "PostCode": "80822" “RoadNumber”: “Road 1423”,
          "TownName": "Colarado",
          "CountrySubDivision": "Colarado",
  “BlockNumber”: “Block 365”,
        "CountryCity": "USAHamala",
          "AddressLineCountry": [
            "Block 3A, Building 54""Bahrain",
          ]
        }
      },

"CreditorAccount": {
        "SchemeName": "IBAN",
        "Identification": " USU0010000000667346",
        "Name": "Daniel d’souza ",
      },
      "RemittanceInformation": {
        "RemittanceDescription": "External Ops Code 34251",
        "Reference": "XYZ-101"
      },
    },
    "Authorisation": {
      "AuthorisationType": "Single",
      "CompletionDateTime": "2020-03-19T06:17:39.598Z"
    },
    "SCASupportData": {
      "RequestedSCAExemptionType": "BillPayment",
      "AppliedAuthenticationApproach": "CA",
      "ReferencePaymentOrderId": "936427-2"
    }

  },
  "Risk": {
    "PaymentContextCode": "BillPayment",
    "MerchantCategoryCode": "002345",
    "MerchantCustomerIdentification": "0023456789",
    "DeliveryAddress": {
        "AddressLine": "Block 317, Road 1702, Building 96”,
ABC Bank, Diplomatic Area”
        "SubDepartmentBuildingNumber": "Building 152",
        "StreetName": "Route 1888" “RoadNumber”: “Road 1703”,
      "BuildingNumber": "27"  “BlockNumber”: “Block 317”,
      "PostCode": "317",
      "TownNameCity": "Manama",
      "CountySubDivision": "Manama”       
      "Country": "BHBahrain",   }
       },
  "Links": {
    "Self": "www.TBC.com"
  },
  "Meta": {
    "TotalPages": 01,
    "FirstAvailableDateTime": "2020-03-19T09:10:17.596Z",
    "LastAvailableDateTime": "2020-03-19T09:10:17.596Z"
  }
}

...