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The fields mentioned in the UML diagram are basic product details and features for banks to incorporate in the APIs. Based on the specific cases and applicability, banks may choose to increase the fields for sharing with the AISPs. Also, banks that are not offering any products/services might choose not to build them in the APIs.

Name

Occurrence

XPath

Enhanced Definition

Class/ Datatype

Codes

Pattern

OBReadSharingProductDetails

 

OBReadSharingProductDetails

 

OBReadSharingProductDetails

 

 

Data

1..1

OBReadSharingProductDetails/Data

 

OBReadSharingProductDetails/Data

 

 

CreditCards

0..n

OBReadSharingProductDetails/Data/CreditCards

List of Credit card products

OBReadSharingProductDetails/Data/CreditCards

 

 

ProductDetails

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/CreditCards/ProductDetails

 

 

CategoryName

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryName

Product category name used by ASPSPs

String

 

 

CategoryCode

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryCode

Product category code used by ASPSPs

String

 

 

ProductDescription

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductDescription

A brief description of the product

String

 

 

ProductCode

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductCode

Product Code for ASPSPs operational purpose

String

 

 

SubProductCode

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/SubProductCode

Sub-Product Code for ASPSPs operational purpose

String

 

 

ProductURL

0..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductURL

Product URL

String

 

 

Segment

1..1

OBReadSharingProductDetails/Data/CreditCards/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

 

 

Features

0..1

OBReadSharingProductDetails/Data/CreditCards/Features

List of product features

OBReadSharingProductDetails/Data/CreditCards/Features

 

 

Currency

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/Currency

Payment and transaction currency as applicable on the selected card

String

 

 

OnetimeFee

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/OnetimeFee

First time membership or fee payable on getting a card in BHD excluding taxes

Number

 

 

AnnualFeeAndCharges

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/AnnualFeeAndCharges

Recurring fees and charges payable periodically in BHD excluding taxes

Number

 

 

FeeWaiver

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/FeeWaiver

This includes the conditions for fee waiver if any applicable on the selected card

String

 

 

AddOnCards

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/AddOnCards

This includes the conditions and limit for add on cards where a card holder can apply for add-on cards for his/her family under the same account

String

 

 

CardLimit

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/CardLimit

Transaction limit offered by banks for the customer. This also includes the limits for sub transaction such as ATM withdrawal limit, merchant transaction limit, etc.

String

 

 

InterestRates

0..1

OBReadSharingProductDetails/Data/CreditCards/Features/InterestRates

Interest rate payable on repayment post due date

String

 

 

Eligibility

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/CreditCards/Eligibility

 

 

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/DocumentsRequired

List of documents required for getting a credit card

String

 

 

Age

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/Age

Age

Number

 

 

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/EmploymentStatus

Employment status

String

 

 

Income

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/Income

Income

String

 

 

CreditScore

0..1

OBReadSharingProductDetails/Data/CreditCards/Eligibility/CreditScore

Credit score

String

 

 

Benefits

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/CreditCards/Benefits

 

 

OffersOnTheCard

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/OffersOnTheCard

Some cards have great offers and discounts if used with a particular vendor, website or company. Also banks have tie ups with offices, educational institutions etc. and offer them special rates

String

 

 

RewardType

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardType

Some cards are specifically made to suit customers spending habits. For e.g. travel, aviation, lifestyle, shopping, cashback etc.

String

 

 

RewardsProgram

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardsProgram

Rewards program offered by Banks including cashback and redeemable options. Fuel charge waivers and airport lounge access will also be covered here

String

 

 

JoiningGiftsOrBonus

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/JoiningGiftsOrBonus

To get customers to apply for their card, banks offer welcome gifts and bonuses. This could be some latest gadget or bonus points and miles

String

 

 

OtherBenefits

0..1

OBReadSharingProductDetails/Data/CreditCards/Benefits/OtherBenefits

Additional benefits if any

String

 

 

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank-specific requirements

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions

 

 

tnc-title

0..1

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-title

Terms and conditions title

String

 

 

tnc-summary

0..1

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

 

 

tnc-url

0..1

OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-url

Terms and conditions URL.

String

 

 

SupplementaryData

0..1

OBReadSharingProductDetails/Data/CreditCards/SupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block

OBSupplementaryData

 

 

Loans

0..n

OBReadSharingProductDetails/Data/Loans

List of Loans products

OBReadSharingProductDetails/Data/Loans

 

 

ProductDetails

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/Loans/ProductDetails

 

 

CategoryName

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryName

Product category name used by ASPSPs

String

 

 

CategoryCode

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryCode

Product category code used by the ASPSPs

String

 

 

ProductDescription

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductDescription

A brief description of the product

String

 

 

ProductCode

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductCode

Product Code for Banks operational purpose

String

 

 

SubProductCode

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/SubProductCode

Sub-Product Code for Banks operational purpose

String

 

 

ProductURL

0..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductURL

Product URL

String

 

 

Segment

1..1

OBReadSharingProductDetails/Data/Loans/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

 

 

Features

0..1

OBReadSharingProductDetails/Data/Loans/Features

List of product features

OBReadSharingProductDetails/Data/Loans/Features

 

 

Currency

0..1

OBReadSharingProductDetails/Data/Loans/Features/Currency

Payment and transaction currency as applicable on the selected loan type

String

 

 

InitialDeposit

0..1

OBReadSharingProductDetails/Data/Loans/Features/InitialDeposit

Initial amount payable by the customer in BHD excluding taxes

String

 

 

HandlingFees/Supplementary

0..1

OBReadSharingProductDetails/Data/Loans/Features/HandlingFees/Supplementary

Loan handling fees applicable for products in BHD excluding taxes

String

 

 

MinTenure

0..1

OBReadSharingProductDetails/Data/Loans/Features/MinTenure

Minimum duration of loan period in months

String

 

 

MaxTenure

0..1

OBReadSharingProductDetails/Data/Loans/Features/MaxTenure

Maximum duration of loan period in months

String

 

 

InterestRates

0..1

OBReadSharingProductDetails/Data/Loans/Features/InterestRates

Interest payable on repayment of the loan amount

String

 

 

Eligibility

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/Loans/Eligibility

 

 

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/DocumentsRequired

List of documents required for getting a loan

String

 

 

Age

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/Age

Age of the loan applicant

Number

 

 

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/EmploymentStatus

Employment status of the loan applicant

String

 

 

Income

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/Income

Income of the loan applicant

String

 

 

CreditScore

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/CreditScore

Credit score of the loan applicant

String

 

 

Collateral

0..1

OBReadSharingProductDetails/Data/Loans/Eligibility/Collateral

List of collateral accepted against loan if applicable

String

 

 

Benefits

0..1

OBReadSharingProductDetails/Data/Loans/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/Loans/Benefits

 

 

BonusPack

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/BonusPack

"Free Priority/ Premium/ Easy Banking plan with credit card, 360° reward and welcome offers"

String

 

 

FreeMortgageValueAssessment

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/FreeMortgageValueAssessment

"Free assessment of the value of the mortgage"

String

 

 

AutoPaySetup

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/AutoPaySetup

"One stop pay"

String

 

 

E-cheque

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/E-cheque

"Option of e cheque clearance"

String

 

 

EarlyEMIPaymentOptions

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/EarlyEMIPaymentOptions

Benefit of early payment options

String

 

 

OtherBenefits

0..1

OBReadSharingProductDetails/Data/Loans/Benefits/OtherBenefits

Additional benefits if any

String

 

 

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements

OBReadSharingProductDetails/Data/Loans/TermsAndConditions

 

 

tnc-title

0..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-title

Terms and conditions title

String

 

 

tnc-summary

0..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

 

 

tnc-url

0..1

OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-url

Terms and conditions URL

String

 

 

SupplementaryData

0..1

OBReadSharingProductDetails/Data/Loans/SupplementaryData

Additional information that cannot be captured in the structured fields and/or any other specific block

OBSupplementaryData

 

 

CASA

0..n

OBReadSharingProductDetails/Data/CASA

List of CASA products

OBReadSharingProductDetails/Data/CASA

 

 

ProductDetails

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/CASA/ProductDetails

 

 

CategoryName

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryName

Product category name used by the ASPSPs

String

 

 

CategoryCode

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryCode

Product category code used by the ASPSPs

String

 

 

ProductDescription

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductDescription

A brief description of the product

String

 

 

ProductCode

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductCode

Product Code for ASPSPs operational purpose

String

 

 

SubProductCode

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/SubProductCode

Sub-Product Code for ASPSPs operational purpose

String

 

 

ProductURL

0..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductURL

Product URL

String

 

 

Segment

1..1

OBReadSharingProductDetails/Data/CASA/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

 

 

Features

0..1

OBReadSharingProductDetails/Data/CASA/Features

List of product features

OBReadSharingProductDetails/Data/CASA/Features

 

 

Currency

0..1

OBReadSharingProductDetails/Data/CASA/Features/Currency

Payment and transaction currency as applicable on the selected CASA type

String

 

 

MinBalanceMaintenance

0..1

OBReadSharingProductDetails/Data/CASA/Features/MinBalanceMaintenance

Minimum balance to be maintained by the account holder in BHD

String

 

 

HandlingFees/Supplementary

0..1

OBReadSharingProductDetails/Data/CASA/Features/HandlingFees/Supplementary

Account handling fees applicable for products in BHD excluding taxes per annum

String

 

 

OverdraftLimit

0..1

OBReadSharingProductDetails/Data/CASA/Features/OverdraftLimit

Limit offered by banks for the customer based on turnover and spending levels in BHD per month

String

 

 

InterestRates

0..1

OBReadSharingProductDetails/Data/CASA/Features/InterestRates

Interest payable on repayment of the loan amount

String

 

 

DepositRate

0..1

OBReadSharingProductDetails/Data/CASA/Features/DepositRate

Interest rate applicable for deposits only

String

 

 

MinDepositAmount

0..1

OBReadSharingProductDetails/Data/CASA/Features/MinDepositAmount

Minimum one time deposit amount in BHD

String

 

 

Eligibility

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/CASA/Eligibility

 

 

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/DocumentsRequired

List of documents required for opening a current account

String

 

 

Age

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/Age

Age of the applicant

Number

 

 

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/EmploymentStatus

Employment status of the applicant

String

 

 

Income

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/Income

Income of the applicant

String

 

 

CreditScore

0..1

OBReadSharingProductDetails/Data/CASA/Eligibility/CreditScore

Credit score of the applicant

String

 

 

Benefits

0..1

OBReadSharingProductDetails/Data/CASA/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/CASA/Benefits

 

 

RelationshipManager

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/RelationshipManager

This covers the benefits of availing RM under few conditions

String

 

 

ODprotection

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/ODprotection

Enjoy Current Account Overdraft Protection for clearing cheques

String

 

 

MinBalance

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/MinBalance

This describes the minimum balance required to keep the account active

String

 

 

AutoPaySetup

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/AutoPaySetup

One-stop pay

String

 

 

MultipleDebitCards

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/MultipleDebitCards

This includes details of add on debit cards where a account holder can apply for add-on cards for his/her employees under the same account

String

 

 

E-cheque

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/E-cheque

Option of E-cheque clearance

String

 

 

OtherBenefits

0..1

OBReadSharingProductDetails/Data/CASA/Benefits/OtherBenefits

Additional benefits if any

String

 

 

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements

OBReadSharingProductDetails/Data/CASA/TermsAndConditions

 

 

tnc-title

0..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-title

Terms and conditions title

String

 

 

tnc-summary

0..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

 

 

tnc-url

0..1

OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-url

Terms and conditions URL

String

 

 

SupplementaryData

0..1

OBReadSharingProductDetails/Data/CASA/SupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block

OBSupplementaryData

 

 

Investment

0..n

OBReadSharingProductDetails/Data/Investment

List of Investment products

OBReadSharingProductDetails/Data/Investment

 

 

ProductDetails

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/Investment/ProductDetails

 

 

CategoryName

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryName

Product category name used by the ASPSPs

String

 

 

CategoryCode

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryCode

Product category code used by the ASPSPs

String

 

 

ProductDescription

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductDescription

A brief description of the product

String

 

 

ProductCode

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductCode

Product Code for ASPSPs operational purpose

String

 

 

SubProductCode

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/SubProductCode

Sub-Product Code for ASPSPs operational purpose

String

 

 

ProductURL

0..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductURL

Product URL

String

 

 

Segment

1..1

OBReadSharingProductDetails/Data/Investment/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

 

 

Features

0..1

OBReadSharingProductDetails/Data/Investment/Features

List of product features

OBReadSharingProductDetails/Data/Investment/Features

 

 

Currency

0..1

OBReadSharingProductDetails/Data/Investment/Features/Currency

Payment and transaction currency as applicable on the selected Investment type

String

 

 

MinInvestmentRequirement

0..1

OBReadSharingProductDetails/Data/Investment/Features/MinInvestmentRequirement

Minimum investment required for opening the investment account in BHD

String

 

 

HandlingFees/Supplementary

0..1

OBReadSharingProductDetails/Data/Investment/Features/HandlingFees/Supplementary

Account handling fees applicable for products in BHD excluding taxes per annum

String

 

 

AnnualFees

0..1

OBReadSharingProductDetails/Data/Investment/Features/AnnualFees

Recurring fees and charges payable periodically in BHD excluding of taxes

String

 

 

InvestmentTenure

0..1

OBReadSharingProductDetails/Data/Investment/Features/InvestmentTenure

Duration of investment period in months

String

 

 

DepositRate

0..1

OBReadSharingProductDetails/Data/Investment/Features/DepositRate

Interest rate applicable for deposits only

String

 

 

HistoricInvestmentRate

0..1

OBReadSharingProductDetails/Data/Investment/Features/HistoricInvestmentRate

This covers the historic rates that are gained by the investors in the selected fund

String

 

 

Eligibility

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/Investment/Eligibility

 

 

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/DocumentsRequired

List of documents required

String

 

 

Age

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/Age

Age of the applicant

Number

 

 

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/EmploymentStatus

Employment status of the applicant

String

 

 

Income

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/Income

Income of the applicant

String

 

 

CreditScore

0..1

OBReadSharingProductDetails/Data/Investment/Eligibility/CreditScore

Credit score of the applicant

String

 

 

Benefits

0..1

OBReadSharingProductDetails/Data/Investment/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/Investment/Benefits

 

 

SIPOptions

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/SIPOptions

This covers the broader systematic investment plan option that a customer can opt for

String

 

 

QuickerInvestmentWithdrawal

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/QuickerInvestmentWithdrawal

Customers can withdraw the investments within 24 hours of the request submitted

String

 

 

MinimumInvestment

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/MinimumInvestment

This describes the minimum annual investment required to keep the account active

String

 

 

AutoPaySetup

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/AutoPaySetup

One-stop pay

String

 

 

OtherBenefits

0..1

OBReadSharingProductDetails/Data/Investment/Benefits/OtherBenefits

Additional benefits if any

String

 

 

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/Investment/TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other ASPSP specific requirements

OBReadSharingProductDetails/Data/Investment/TermsAndConditions

 

 

tnc-title

0..1

OBReadSharingProductDetails/Data/Investment/TermsAndConditions/tnc-title

Terms and conditions title

String

 

 

tnc-summary

0..1

OBReadSharingProductDetails/Data/Investment/TermsAndConditions/tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

 

 

tnc-url

0..1

OBReadSharingProductDetails/Data/Investment/TermsAndConditions/tnc-url

Terms and conditions URL

String

 

 

SupplementaryData

0..1

OBReadSharingProductDetails/Data/Investment/SupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block

OBSupplementaryData

 

 

FundTransferServices

0..n

OBReadSharingProductDetails/Data/FundTransferServices

List of Fund Transfer Services products

OBReadSharingProductDetails/Data/FundTransferServices

 

 

ProductDetails

1..1

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails

This Section covers basic product description

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails

 

 

CategoryName

1..1

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/CategoryName

Product category name used by the ASPSPs

String

 

 

CategoryCode

1..1

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/CategoryCode

Product category code used by the ASPSPs

String

 

 

ProductDescription

1..1

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/ProductDescription

A brief description of the product

String

 

 

ProductCode

1..1

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/ProductCode

Product Code for ASPSPs operational purpose

String

 

 

SubProductCode

1..1

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/SubProductCode

Sub-Product Code for ASPSPs operational purpose

String

 

 

ProductURL

0..1

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/ProductURL

Product URL

String

 

 

Segment

1..1

OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/Segment

Product segment such as lifestyle, travel, reward points, etc.

String

 

 

Features

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Features

List of product features

OBReadSharingProductDetails/Data/FundTransferServices/Features

 

 

Currency

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Features/Currency

Payment and transaction currency as applicable on the selected service type

String

 

 

MinFundTransfer

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Features/MinFundTransfer

Minimum fund transfer applicable for the type of service selected in BHD

String

 

 

HandlingFees/Supplementary

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Features/HandlingFees/Supplementary

Account handling fees applicable for products in BHD excluding taxes per annum

String

 

 

TypesOfFundTransfer

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Features/TypesOfFundTransfer

This covers different type of fund transfer that banks offer to the customers

String

 

 

Eligibility

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility

This covers nationality, age, employment status, income and credit score

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility

 

 

DocumentsRequired

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/DocumentsRequired

List of documents required

String

 

 

Age

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/Age

Age of the applicant

Number

 

 

EmploymentStatus

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/EmploymentStatus

Employment status of the applicant

String

 

 

Income

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/Income

Income of the applicant

String

 

 

CreditScore

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/CreditScore

Credit score of the applicant

String

 

 

Benefits

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Benefits

List of Benefits offered by this product

OBReadSharingProductDetails/Data/FundTransferServices/Benefits

 

 

InternationalPayment

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Benefits/InternationalPayment

International payment with other currency pay-outs

String

 

 

OtherBenefits

0..1

OBReadSharingProductDetails/Data/FundTransferServices/Benefits/OtherBenefits

Additional benefits if any

String

 

 

TermsAndConditions

0..1

OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions

This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements

OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions

 

 

tnc-title

0..1

OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-title

Terms and conditions title

String

 

 

tnc-summary

0..1

OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-summary

Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc.

String

 

 

tnc-url

0..1

OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-url

Terms and conditions URL

String

 

 

SupplementaryData

0..1

OBReadSharingProductDetails/Data/FundTransferServices/SupplementaryData

Additional information that can not be captured in the structured fields and/or any other specific block

OBSupplementaryData

 

 

...