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  • The ReadTransactionsBasic or ReadTransactionsDetail (in addition to the appropriate ReadTransactionsCredits and/or ReadTransactionsDebits ) permission codes will be required. The ASPSP must apply the same access to GET /accounts/{AccountId}/statements/{StatementId}/transactions as GET /accounts/{AccountId}/transactions

  • If the ReadPAN permission is granted by the user/customer - the ASPSP may choose to populate the unmasked PAN - if the PAN is being populated in the response for these fields

    • OBReadTransaction/Data/Transaction/CreditorAgent/Identification

    • OBReadTransaction/Data/Transaction/DebtorAccount/Identification

    • OBReadTransaction /Data/Transaction/CardInstrument/Identification

4.1.6 Data Dictionary

Name

Occurrence

XPath

Enhanced Definition

Class/ Datatype

Codes

Pattern

OBReadStatement

 

OBReadStatement

 

OBReadStatement

 

 

Data

1..1

OBReadStatement/Data

 

OBReadStatement/Data

 

 

Statement

0..n

OBReadStatement/Data/Statement

Provides further details on a statement resource

OBReadStatement/Data/Statement

 

 

AccountId

1..1

OBReadStatement/Data/Statement/AccountId

A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner

String

 

 

StatementId

0..1

OBReadStatement/Data/Statement/StatementId

Unique identifier for the statement resource within a servicing institution. This identifier is both unique and immutable

String

 

 

StatementReference

0..1

OBReadStatement/Data/Statement/StatementReference

Unique reference for the statement. This reference may be optionally populated if available

String

 

 

Type

1..1

OBReadStatement/Data/Statement/Type

Statement type, in a coded form

String

Enum:

  • AccountClosure

  • AccountOpening

  • Annual

  • Interim

  • RegularPeriodic

 

StartDateTime

1..1

OBReadStatement/Data/Statement/StartDateTime

Date and time at which the statement period starts

DateTime

 

 

EndDateTime

1..1

OBReadStatement/Data/Statement/EndDateTime

Date and time at which the statement period ends

DateTime

 

 

CreationDateTime

1..1

OBReadStatement/Data/Statement/CreationDateTime

Date and time at which the resource was created

DateTime

 

 

StatementDescription

0..n

OBReadStatement/Data/Statement/StatementDescription

Other descriptions that may be available for the statement resource

String

 

 

StatementBenefit

0..n

OBReadStatement/Data/Statement/StatementBenefit

Set of elements used to provide details of a benefit or reward amount for the statement resource

OBReadStatement/Data/Statement/StatementBenefit

 

 

Type

1..1

OBReadStatement/Data/Statement/StatementBenefit/Type

Benefit type, in a coded form

String

 

 

Amount

1..1

OBReadStatement/Data/Statement/StatementBenefit/Amount

Amount of money associated with the statement benefit type

OBReadStatement/Data/Statement/StatementBenefit/Amount

 

 

Amount

1..1

OBReadStatement/Data/Statement/StatementBenefit/Amount/Amount

A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217

String

 

^\d{1,13}$\|^\d{1,13}\.\d{1,5}$

Currency

1..1

OBReadStatement/Data/Statement/StatementBenefit/Amount/Currency

A  code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds"

String

 

^[A-Z]{3,3}$

StatementFee

0..n

OBReadStatement/Data/Statement/StatementFee

Set of elements used to provide details of a fee for the statement resource

OBReadStatement/Data/Statement/StatementFee

 

 

Description

0..1

OBReadStatement/Data/Statement/StatementFee/Description

Description that may be available for the statement fee

String

 

 

CreditDebitIndicator

1..1

OBReadStatement/Data/Statement/StatementFee/CreditDebitIndicator1

Indicates whether the amount is a credit or a debit. Usage: A zero amount is considered to be a credit amount

String

Enum:

  • Credit

  • Debit

 

Type

1..1

OBReadStatement/Data/Statement/StatementFee/Type

Fee type, in a coded form

String

Enum: (Indicative)

  • BH.OBF.Annual

  • BH.OBF.BalanceTransfer

  • BH.OBF.CashAdvance

  • BH.OBF.CashTransaction

  • BH.OBF.ForeignCashTransaction

  • BH.OBF.ForeignTransaction

  • BH.OBF.Gambling

  • BH.OBF.LatePayment

  • BH.OBF.MoneyTransfer

  • BH.OBF.Monthly

  • BH.OBF.Overlimit

  • BH.OBF.PostalOrder

  • BH.OBF.PrizeEntry

  • BH.OBF.StatementCopy

  • BH.OBF.Total 

 

Rate

0..1

OBReadStatement/Data/Statement/StatementFee/Rate

Rate charged for Statement Fee (where it is charged in terms of a rate rather than an amount)

Number

 

 

RateType

0..1

OBReadStatement/Data/Statement/StatementFee/RateType

Description that may be available for the statement fee rate type

String

Enum:

  • BH.OBF.AER

  • BH.OBF.EAR

 

Frequency

0..1

OBReadStatement/Data/Statement/StatementFee/Frequency

How frequently the fee is applied to the Account

String

Enum:

  • BH.OBF.ChargingPeriod

  • BH.OBF.PerTransactionAmount

  • BH.OBF.PerTransactionPercentage

  • BH.OBF.Quarterly

  • BH.OBF.StatementMonthl

  • BH.OBF.Weekly

 

Amount

1..1

OBReadStatement/Data/Statement/StatementFee/Amount

Amount of money associated with the statement fee type

OBReadStatement/Data/Statement/StatementFee/Amount

 

 

Amount

1..1

OBReadStatement/Data/Statement/StatementFee/Amount/Amount

A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217

String

 

^\d{1,13}$\|^\d{1,13}\.\d{1,5}$

Currency

1..1

OBReadStatement/Data/Statement/StatementFee/Amount/Currency

A  code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds"

String

 

^[A-Z]{3,3}$

StatementInterest

0..n

OBReadStatement/Data/Statement/StatementInterest

Set of elements used to provide details of a generic interest amount related to the statement resource

OBReadStatement/Data/Statement/StatementInterest

 

 

Description

0..1

OBReadStatement/Data/Statement/StatementInterest/Description

Description that may be available for the statement interest

String

 

 

CreditDebitIndicator

1..1


OBReadStatement/Data/Statement/StatementInterest/CreditDebitIndicator

Indicates whether the amount is a credit or a debit. Usage: A zero amount is considered to be a credit amount

String

Enum:

  • Credit

  • Debit

 

Type

1..1

OBReadStatement/Data/Statement/StatementInterest/Type

Interest amount type, in a coded form

String

Enum: (Indicative)

  • BH.OBF.BalanceTransfer

  • BH.OBF.Cash

  • BH.OBF.EstimatedNext

  • BH.OBF.Purchase

  • BH.OBF.Total

 

Rate

0..1

OBReadStatement/Data/Statement/StatementInterest/Rate

Rate for Statement Interest (where it is applicable in terms of a rate rather than an amount)

Number

 

 

RateType

0..1

OBReadStatement/Data/Statement/StatementInterest/RateType

Description that may be available for the statement Interest rate type

String

Enum:

  • BH.OBF.FixedRate

  • BH.OBF.Gross

  • BH.OBF.LoanProviderBaseRate

  • BH.OBF.Net

 

Frequency

0..1

OBReadStatement/Data/Statement/StatementInterest/Frequency

How frequently the Interest Rate is applied to the Account

String

Enum:

  • BH.OBF.Daily BH.OBF.HalfYearly

  • BH.OBF.Monthly

  • BH.OBF.PerStatementDate

  • BH.OBF.Quarterly

  • BH.OBF.Weekly

  • BH.OBF.Yearly

 

Amount

1..1

OBReadStatement/Data/Statement/StatementInterest/Amount

Amount of money associated with the statement interest amount type

OBReadStatement/Data/Statement/StatementInterest/Amount

 

 

Amount

1..1

OBReadStatement/Data/Statement/StatementInterest/Amount/Amount

A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217

String

 

^\d{1,13}$\|^\d{1,13}\.\d{1,5}$

Currency

1..1

OBReadStatement/Data/Statement/StatementInterest/Amount/Currency

A  code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds"

String

 

^[A-Z]{3,3}$

StatementAmount

0..n

OBReadStatement/Data/Statement/StatementAmount

Set of elements used to provide details of a generic amount for the statement resource

OBReadStatement/Data/Statement/StatementAmount

 

 

CreditDebitIndicator

1..1

OBReadStatement/Data/Statement/StatementAmount/CreditDebitIndicator

Indicates whether the amount is a credit or a debit. Usage: A zero amount is considered to be a credit amount

String

Enum

  • Credit

  • Debit

 

Type

1..1

OBReadStatement/Data/Statement/StatementAmount/Type

Amount type, in a coded form

String

Enum: (Indicative)

  •  BH.OBF.ArrearsClosingBalance

  • BH.OBF.AvailableBalance

  • BH.OBF.AverageBalanceWhenInCredit

  • BH.OBF.AverageBalanceWhenInDebit

  • BH.OBF.AverageDailyBalance

  • BH.OBF.BalanceTransferClosingBalance

  • BH.OBF.CashClosingBalance

  • BH.OBF.ClosingBalance

  • BH.OBF.CreditLimit

  • BH.OBF.CurrentPayment

  • BH.OBF.DirectDebitPaymentDue

  • BH.OBF.MinimumPaymentDue

  • BH.OBF.PendingTransactionsBalance

  • BH.OBF.PreviousClosingBalance

  • BH.OBF.PreviousPayment

  • BH.OBF.PurchaseClosingBalance

  • BH.OBF.StartingBalance

  • BH.OBF.TotalAdjustments

  • BH.OBF.TotalCashAdvances

  • BH.OBF.TotalCharges

  • BH.OBF.TotalCredits

  • BH.OBF.TotalDebits

  • BH.OBF.TotalPurchases   

 

Amount

1..1

OBReadStatement/Data/Statement/StatementAmount/Amount

Amount of money associated with the amount type

OBReadStatement/Data/Statement/StatementAmount/Amount

 

 

Amount

1..1

OBReadStatement/Data/Statement/StatementAmount/Amount/Amount

A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217

String

 

^\d{1,13}$\|^\d{1,13}\.\d{1,5}$

Currency

1..1

OBReadStatement/Data/Statement/StatementAmount/Amount/Currency

A code allocated to currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds"

String

 

^[A-Z]{3,3}$

StatementDateTime

0..n

OBReadStatement/Data/Statement/StatementDateTime

Set of elements used to provide details of a generic date time for the statement resource

OBReadStatement/Data/Statement/StatementDateTime

 

 

DateTime

1..1

OBReadStatement/Data/Statement/StatementDateTime/DateTim

Date and time associated with the date time type

DateTime

 

 

Type

1..1

OBReadStatement/Data/Statement/StatementDateTime/Type

 

Date time type, in a coded form

String

Enum: (Indicative)

  • BH.OBF.BalanceTransferPromoEnd

  • BH.OBF.DirectDebitDue

  • BH.OBF.LastPayment

  • BH.OBF.LastStatement

  • BH.OBF.NextStatement

  • BH.OBF.PaymentDue

  • BH.OBF.PurchasePromoEnd

  • BH.OBF.StatementAvailable

 

StatementRate

0..n

OBReadStatement/Data/Statement/StatementRate


Set of elements used to provide details of a generic rate related to the statement resource

 

OBReadStatement/Data/Statement/StatementRate

 

 

Rate

1..1

OBReadStatement/Data/Statement/StatementRate/Rate

 

Rate associated with the statement rate type

String

 

^(-?\d{1,3}){1}(.\d{1,4}){0,1}$

Type

1..1

OBReadStatement/Data/Statement/StatementRate/Type

Statement rate type, in a coded form

String

Enum: (Indicative)

  • BH.OBF.AnnualBalanceTransfer

  • BH.OBF.AnnualBalanceTransferAfterPromo

  • BH.OBF.AnnualBalanceTransferPromo

  • BH.OBF.AnnualCash

  • BH.OBF.AnnualPurchase

  • BH.OBF.AnnualPurchaseAfterPromo

  • BH.OBF.AnnualPurchasePromo

  • BH.OBF.MonthlyBalanceTransfer

  • BH.OBF.MonthlyCash

  • BH.OBF.MonthlyPurchase

 

StatementValue

0..n

OBReadStatement/Data/Statement/StatementValue

Set of elements used to provide details of a generic number value related to the statement resource

OBReadStatement/Data/Statement/StatementValue

 

 

Value

1..1

OBReadStatement/Data/Statement/StatementValue/Value

Value associated with the statement value type

String

 

 

Type

1..1

OBReadStatement/Data/Statement/StatementValue/Type

Statement value type, in a coded form

String

Enum: (Indicative)

  • BH.OBF.AirMilesPoints

  • BH.OBF.AirMilesPointsBalance

  • BH.OBF.Credits

  • BH.OBF.Debits

  • BH.OBF.HotelPoints

  • BH.OBF.HotelPointsBalance

  • BH.OBF.RetailShoppingPoints

  • BH.OBF.RetailShoppingPointsBalance

 

...