Page Comparison

S. No.

Theme

Use Cases

Description

1

Payment Initiation Services

Single Domestic Payment

• Account selection @ PISP

• Account selection @ ASPSP

• Account selection @ PISP/ASPSP with Supplementary information

Single Domestic Payment allows the user/customer, post his/her consent to the PISP to make a one-time payment for a specific amount to a specific payee immediately, wherein the PISP provides this instruction to the customer’s ASPSP.

2

Payment Initiation Services

Single Future Dated Domestic Payment

• Single Future Dated Domestic Payment

• Cancellation of Single Future Dated Domestic Payment @ PISP

Single Future Dated Domestic Payment allows the user/customer, post his/her consent to the PISP to make a one-time payment for a specific amount to a specific payee on a specific future date, wherein the PISP provides this instruction to the customer’s ASPSP.

3

Payment Initiation Services

Single International Payment

Single International Payment allows the user/customer, post his/her consent to the PISP to make an international payment for a specific amount to a specific payee, wherein the PISP provides this instruction to the customer’s ASPSP.

4

Payment Initiation Services

Bulk/Batch Payment

Bulk/Batch Payment allows the user/customer, post his/her consent to the PISPs to initiate multiple payments to one or more beneficiaries in a single transaction, wherein the PISP provides this instruction to the customer’s ASPSP.

5

Account Information Services

Sharing Transaction History/ Account Information

AccountInformationSharing allows the user/customer, post his/her consent to the AISPto instruct his/her ASPSP to share the users'/customers’ data. The AISP can access the user/customer data to provide recommendations/ innovative financial products and services as per his/ her needs.

6

Account Information Services

Sharing Product Details

Sharing Product Details allows third party developers (such as AISPs) to request for the ASPSPs products and services details. The ASPSPs accordingly share the requested information through standard APIs.

7

Essentials Services

Consent Management

• Consent Dashboard and Revocation

• Access Dashboard and Revocation

• Consent Dashboard allows the user/customer to view, refresh and revoke consent that they have given to the AISP to access the users'/ customers’ data.

• Access Dashboard allows the user/customer to view, refresh and revoke access that they have given to that AISP through the ASPSP portal.

8

Essentials Services

Notification

• Event Subscription

• Real Time Notification

• Aggregated Polling

• Event Subscription allows an AISP and (or) PISP to register with an ASPSP to subscribe to real time and (or) aggregated polling event notifications, specify a list of event types to be notified on and optionally read, update or delete a registered event subscription.

• The Real Time Notification allows the ASPSP to notify an AISP and (or) PISP in real time, that an event has occurred.

• Aggregated Polling allows the AISP and(or) PISP to request the ASPSP for an aggregated set of notifications related to multiple user/customer accounts during a specific period, enabling them to update their records and contact the user/customer.