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Data Cluster Language

API End Points

Permissions

Description of the field

Information Available

 

 

1

Your Account Details

Accounts

Accounts Basic

Any other name by which you refer to this account and/or the currency of the account

Currency of the account, Nickname of account (E.g. ‘John’s ‘Abdulla's Household account’)

Accounts Detail

Your account name and account number

Account Name, Account Number (IBAN) (plus all data provided in Accounts Basic)

Balances

Balances

Your account balance

Amount, Currency, Credit/Debit, Type of Balance, Date/Time

All where PAN is available

PAN

Your card number

PAN in masked or unmasked form as currently  displayed on the ASPSP’s online channel

Note: Masking of PAN must be as per existing regulations in Bahrain

2

Your Regular Payments

Beneficiaries

Beneficiaries Basic

Payee agreements you have set up

List of Beneficiaries

Beneficiaries Detail

Details of Payee agreements you have set up

Details of Beneficiaries account information (Name, Sort Code, Account) (plus all data provided in Beneficiaries Basic)

Standing Orders

Standing Order Basic

Your Standing Orders

Standing Order Info, Frequency, Creditor Reference Info, First/Next/Final Payment info

Standing Order Detail

Details of your Standing Orders

Details of Creditor Account Information (Name, Sort Code, Account) (plus all data provided in Standing Order Basic)

Direct Debits

Direct Debits

Your Direct Debits

Mandate info, Status, Name, Previous payment information

Future dated Payments

Future Dated Payments Basic

Recurring and future dated payments

Scheduled dates, amount, reference. Does not include information about the beneficiary

Future Dated Payments Detail

Details of recurring and future dated payments

Scheduled dates, amount, reference. Includes information about the beneficiary

3

Your Account Transactions

Transactions

Transactions Basic Credits

Your incoming transactions

Transaction Information on payments made into the user/customer’s account (Reference, Amount, Status, Booking Data Info, Value Date info, Transaction Code). Does not include information about the entity that made the payment

Transactions Basic Debits

Your outgoing transactions

Same as above, but for debits

Transactions Detail Credits

Details of your incoming transactions

Transaction Information on payments made into the user/customer’s account (Reference, Amount, Status, Booking Data Info, Value Date info, Transaction Code). Includes information about the entity that made the payment such as merchant code, merchant address, etc.

Transactions Detailed Debits

Details of your outgoing transactions

Same as above but for debits

Transactions Basic

Your transactions

Transaction Information on payments for both credits in and debits out of the user/customer’s account (Reference, Amount, Status, Booking Data Info, Value Date info, Transaction Code). Does not include information about the payer/payee

Transactions Detail

Details of your transactions

Transaction Information on payments made both credits in and debits out of the user/customer’s account (Reference, Amount, Status, Booking Data Info, Value Date info, Transaction Code). Includes information about the payer/payee such as code/ID, address, etc.

4

Your Statements

Statements

Statements Basic

Information contained in your statement

All statement information excluding specific amounts related to various balance types, payments due etc.

Statements Detail

Details of information contained in your statement

All statement information including specific amounts related to various balance types, payments due etc.

5

Your Account Features and Benefits

Supplementary Account Information

Supplementary Account Info

Product details – fees, charges, interest

Refers to Section supplementary Info below (the fees, charges, interest)

Offers

Offers available on your account

Balance transfer, promotional rates, limit increases, start & end dates

6

Contact and party details

Account specific:

·    Parties

·    Party

Party

The full legal name(s) of account holder(s)

Address(es), telephone number(s) and email address(es)

The name of the account. Full Legal Name(s), Account Role(s), Beneficial Ownership, Legal Structure, Address or addresses, telephone numbers and email address as held by the bank/card issuer and party type (sole/joint etc.)

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