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In case of redirection based authentication: Redirection based authentication has a range of possible experiences for a user/customer based on whether the user/customer has an ASPSP app or not, and the device on which the user/customer is consuming the AISP/PISP service.
In case of decoupled authentication: In decoupled authentication, the user/customer uses a separate, secondary device to authenticate with the ASPSP. This model allows for a number of innovative solutions and has the added benefit of allowing the user/customer to use their mobile phone to authenticate, taking advantage of biometrics for SCA, where they are engaging with an AISP/ PISP through a separate terminal such as a point of sale (POS) device.
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4. Post Authentication and Authorisation
Once consent has been granted to the AISP/PISP, measures must be put in place to ensure the customer is informed.
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