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Name | Occurrence | Xpath | Enhanced Definition | Class | Codes | Pattern |
OBRisk |
| OBRisk | The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments | OBRisk |
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PaymentContextCode | 0..1 | OBRisk/PaymentContextCode | Specifies the payment context | String | Enum:·
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MerchantCategoryCode | 0..1 | OBRisk/MerchantCategoryCode | Category code conform to ISO 18245, related to the type of services or goods the merchant provides for the transaction | String |
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MerchantCustomerIdentification | 0..1 | OBRisk/MerchantCustomerIdentification | The unique customer identifier of the user/customer with the merchant | String |
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DeliveryAddress | 0..1 | OBRisk/DeliveryAddress | Information that locates and identifies a specific address, as defined by postal services or in free format text | OBRisk/DeliveryAddress |
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AddressLine | 0..7 | OBRisk/DeliveryAddress/AddressLine | Information that locates and identifies a specific address, as defined by postal services, presented in free format text | String |
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StreetName | 0..1 | OBRisk/DeliveryAddress/StreetName | Name of a street or thoroughfare | String |
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BuildingNumber | 0..1 | OBRisk/DeliveryAddress/BuildingNumber |
| String |
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PostCode | 0..1 | OBRisk/DeliveryAddress/PostCode | Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail | String |
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TownName | 0..1 | OBRisk/DeliveryAddress/TownName | Name of a built-up area, with defined boundaries, and a local government | String |
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CountrySubDivision | 0..1 | OBRisk/DeliveryAddress/CountrySubDivision |
| String |
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Country | 0..1 |
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| String |
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Name | Occurrence | Xpath | Enhanced Definition | Class | Codes | Pattern |
OBCharge |
| OBCharge | Set of elements used to provide details of a charge for the payment initiation | OBCharge |
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ChargeBearer | 1..1 | OBCharge/ChargeBearer | Specifies which party/parties will bear the charges associated with the processing of the payment transaction | String | Enum:·
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Type | 1..1 | OBCharge/Type | Charge type, in a coded form | String | Enum:·
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Amount | 1..1 | OBCharge/Amount | Amount of money associated with the charge type | OBActiveOrHistoricCurrencyAndAmount |
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Amount | 1..1 | OBCharge/Amount/Amount | A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217 | String |
| ^\d{1,13}$\|^\d{1,13}\.\d{1,5}$ |
Currency | 1..1 | OBCharge/Amount/Currency | A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds" | String |
| ^[A-Z]{3,3}$ |
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Name | Occurrence | Xpath | Enhanced Definition | Class | Codes | Pattern |
OBDomesticRefundAccount | 1..1 | OBDomesticRefundAccount | Unambiguous identification of the refund account to which a refund will be made as a result of the transaction | OBDomesticRefundAccount |
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Account | 1..1 | OBDomesticRefundAccount/Account | Provides the details to identify an account | OBDomesticRefundAccount/Account |
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SchemeName | 1..1 | OBDomesticRefundAccount/Account/SchemeName | Name of the identification scheme, in a coded form as published in an external list | String | Enum: ·
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Identification | 1..1 | OBDomesticRefundAccount/Account/Identification | Identification assigned by an institution to identify an account. This identification is known by the account owner | String |
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Name | 0..1 | OBDomesticRefundAccount/Account/Name | Name of the account, as assigned by the account servicing institution. Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account | String |
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Name | Occurrence | Xpath | Enhanced Definition | Class | Codes | Pattern |
OBWritePaymentDetails | 1..1 | OBWritePaymentDetails | Payment status details | OBWritePaymentDetails |
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PaymentTransactionId | 1..1 | OBWritePaymentDetails/PaymentTransactionId | Unique identifier for the transaction within a servicing institution. This identifier is both unique and immutable | String |
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Status | 1..1 | OBWritePaymentDetails/Status | Status of a transfer, as assigned by the transaction administrator | String | Enum:·
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StatusUpdateDateTime | 1..1 |
| Date and time at which the status was assigned to the transfer | DateTime |
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StatusDetail | 0..1 | OBWritePaymentDetails/StatusDetail | Payment status details as per underlying Payment Rail | OBWritePaymentDetails/StatusDetail |
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LocalInstrument | 1..1 |
| User community specific instrument Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level | String | Enum:·
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Status | 1..1 | OBWritePaymentDetails/StatusDetail/Status | Status of a transfer, as assigned by the transaction administrator | String |
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StatusReason | 0..1 | OBWritePaymentDetails/StatusDetail/StatusReason |
| String | Enum:·
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StatusReasonDescription | 0..1 | OBWritePaymentDetails/StatusDetail/StatusReasonDescription | Reason provided for the status of a transfer | String |
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Name | Occurrence | Xpath | Enhanced Definition | Class | Codes | Pattern | |
OBSCASupportData |
| SCASupportData | Supporting Data provided by PISP, when requesting SCA Exemption | OBSCASupportData |
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RequestedSCAExemptionType | 0..1 | SCASupportData/RequestedSCAExemptionType | This field allows a PISP to request specific SCA Exemption for a Payment Initiation | String |
| Enum:
This field is under discussion with the CBB, will be finalised in the next version |
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AppliedAuthenticationApproach | 0..1 | SCASupportData/AppliedAuthenticationApproach | Specifies a character string with a maximum length of 40 characters Usage: This field indicates whether the user/customer was subject to SCA performed by the PISP | String | Enum:·
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ReferencePaymentOrderId | 0..1 | SCASupportData/ReferencePaymentOrderId | Specifies a character string with a maximum length of 140 characters Usage: If the payment is recurring, then the transaction identifier of the previous payment occurrence so that the ASPSP can verify that the PISP, amount and the payee are the same as the previous occurrence | String |
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Generated | Identifier | Business Description |
Merchant/PISP Sent in API Payload | EndToEndIdentification | The EndToEndIdentification reference is a reference that can be populated by the debtor (or merchant in the ecommerce space). This reference is important to the debtor (could be an internal reference Id against the transaction), it Is NOT the reference information that will be primarily populated on the statement of the creditor (beneficiary) |
Merchant/PISP Sent in API Payload | InstructionIdentification | The PISP generates the InstructionIdentification which is a unique transaction Id and passes it to the ASPSP (this is mandatory), but this does not have to go any further in the payment flow. The flow of this identifier needs to align with payment scheme rules The expectation is that this is unique indefinitely across all time periods. The PISP can ensure this is indefinitely unique by including a date or date time element to the field, or by inserting a unique Id |
Merchant/PISP Sent in API Payload | RemittanceInformation | The RemittanceInformation is the reference information that the creditor (or beneficiary) will need to reconcile (e.g. Invoice 123) |
ASPSP / API System | ConsentId | A unique identification as assigned by the ASPSP to uniquely identify the payment-order consent resource |
ASPSP / API System | Payment Order Id | A unique identification as assigned by the ASPSP to uniquely identify the payment-order resource.·
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ASPSP / Payment Scheme | Scheme Payment ID | This is generated by the ASPSP to uniquely identify a payment through a processing scheme |
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