"BonusPack": "Free card issuance fee for the first year, Bank representative can provide the service at your doorsteps",
"FreeMortgageValueAssessment": " ",
"AutoPaySetup": " Auto pay option available for repayment",
"E-cheque": " Access e-Cheque services anywhere in the world through the Internet",
"EarlyEMIPaymentOptions": " Three month grace period option",
"OtherBenefits": "Free Home Protect cover from XYZ for the Ijara option"
},
"TermsAndConditions": {,
"tnc-url": "http//xyz.com/loans/tnc/"
}
}
],
"CASA": [
{
"ProductDetails": {
"CategoryName": "Current account Saving account",
"CategoryCode": "CASA",
"ProductDescription": "XYZ Current account",
"ProductCode": "XYZ-CASA",
"SubProductCode": "XYZ-CASA-101",
"ProductURL": "http//xyz.com/casa/",
"Segment": "Retail"
},
"Features": {
"Currency": "BHD",
"MinBalanceMaintenance": "25",
"HandlingFees/Supplementary": "50",
"OverdraftLimit": "10000",
"InterestRates": "8% inclusive of taxes",
"DepositRate": "4% inclusive of taxes",
"MinDepositAmount": "10"
},
"Eligibility": {
"DocumentsRequired": "1. Address proof 2. Business documents 3. bank statement, etc.",
"Age": 26,
"EmploymentStatus": "Employed",
"Income": ">10,000 BHD per annum",
"CreditScore": "700"
},
"Benefits": {
"RelationshipManager": "A dedicated relationship manager, as well as an exclusive debit card with additional privileges",
"ODprotection": "We offer protection to make sure you are temporarily covered when withdrawing funds in excess of your account balance",
"MinBalance": "Minimum Initial deposit of BD 20 or USD 50":"A minimum balance charge of BD 1 if the average monthly balance is less than BD 20 or equivalent. This may be updated as per the Bank’s Schedule of Fees and Service Charges",
"AutoPaySetup": "Standing instruction facility",
"MultipleDebitCards": " Free Debit card at the time of account opening for individuals, Joint Personal, Sole Proprietorship",
"E-cheque": "Free access to eBanking channels and Phone Banking",
"OtherBenefits": "Can be opened in Bahraini Dinars and US Dollars, Easy money transfer options between your own accounts or to other beneficiaries within Bahrain or overseas"
},
"TermsAndConditions": {,
"tnc-url": "http//xyz.com/casa/tnc/"
}
}
],
"Investment": [
{
"ProductDetails": {
"CategoryName": "Investment account",
"CategoryCode": "IA",
"ProductDescription": "XYZ Investment service",
"ProductCode": "XYZ-IA",
"SubProductCode": "XYZ-IA-101",
"ProductURL": "http//xyz.com/investment/",
"Segment": "Retail"
},
"Features": {
"Currency": "BHD",
"MinInvestmentRequirement": "1000",
"HandlingFees/Supplementary": "50",
"AnnualFees": "50",
"InvestmentTenure": "48",
"DepositRate": "4% inclusive of taxes",
"HistoricInvestmentRate": "year wise % return
2008-15%
2009-20%
……
2019-17%"
},
"Eligibility": {
"DocumentsRequired": "1. Address proof 2. Business documents 3. bank statement, etc.",
"Age": 26,
"EmploymentStatus": "Employed",
"Income": ">10,000 BHD per annum",
"CreditScore": "700"
},
"Benefits": {
"SIPOptions": "Minimum SIP amount of 50 BHD per month",
"QuickerInvestmentWithdrawal": "All transmission costs, service charges and any other charges and expenses whatsoever of any kind relating to withdrawals from an Account will be paid by the Customer in full without deduction or set-off immediately upon demand or by debiting the relevant Account(s)",
"MinimumInvestment": "Minimum deposit of BHD 1,000 for BHD currency deposits",
"AutoPaySetup": "Standing instruction facility",
"OtherBenefits": "Flexible profit distribution on a monthly basis, or at maturity"
},
"TermsAndConditions": {,
"tnc-url": "http//xyz.com/investment/tnc/"
}
}
],
"FundTransferServices": [
{
"ProductDetails": {
"CategoryName": "Fund transfer",
"CategoryCode": "FT",
"ProductDescription": "XYZ Fund transfer service",
"DocumentsRequired": "1. Address proof 2. Business documents 3. bank statement, etc.",
"Age": 26,
"EmploymentStatus": "Employed",
"Income": ">10,000 BHD per annum",
"CreditScore": "700"
},
"Benefits": {
"InternationalPayment": "Facility of international payments is conveniently available through mobile and internet banking, as well as through any branch",
"OtherBenefits": "The Bank offers speedy money transfer services to most countries in the world in major currencies"