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The data dictionary section gives the detail on the payload content for the Sharing Product Details API flows.
3.1 Sharing Product Details – Response
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The fields mentioned in the UML diagram are basic product details and features for banks to incorporate in the APIs. Based on the specific cases and applicability, banks may choose to increase the fields for sharing with the AISPs. Also, banks that are not offering any products/services might choose not to build them in the APIs.
Name | Occurrence | XPath | EnhancedDefinition | Class | Codes | Pattern |
OBReadSharingProductDetails |
| OBReadSharingProductDetails |
| OBReadSharingProductDetails |
|
|
Data | 1..1 | OBReadSharingProductDetails/Data |
| OBReadSharingProductDetails/Data |
|
|
CreditCards | 0..n | OBReadSharingProductDetails/Data/CreditCards | List of Credit card products. | OBReadSharingProductDetails/Data/CreditCards |
|
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ProductDetails | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/CreditCards/ProductDetails |
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CategoryName | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryName | Product category name used by ASPSPs. | String |
|
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CategoryCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/CategoryCode | Product category code used by ASPSPs. | String |
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ProductDescription | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductDescription | A brief description of the product. | String |
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ProductCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductCode | Product Code for Banks ASPSPs operational purpose. | String |
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SubProductCode | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/SubProductCode | Sub-Product Code for Banks ASPSPs operational purpose. | String |
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ProductURL | 0..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/ProductURL | Product URL. | String |
|
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Segment | 1..1 | OBReadSharingProductDetails/Data/CreditCards/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
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Features | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features | List of product features. | OBReadSharingProductDetails/Data/CreditCards/Features |
|
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Currency | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/Currency | Payment and transaction currency as applicable on the selected card. | String |
|
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OnetimeFee | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/OnetimeFee | First time membership or fee payable on getting a card in BHD excluding taxes. | Number |
|
|
AnnualFeeAndCharges | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/AnnualFeeAndCharges | Recurring fees and charges payable periodically in BHD excluding taxes. | Number |
|
|
FeeWaiver | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/FeeWaiver | This includes the conditions for fee waiver if any applicable on the selected card. | String |
|
|
AddOnCards | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/AddOnCards | This includes the conditions and limit for add on cards where a card holder can apply for add-on cards for his/her family under the same account. | String |
|
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CardLimit | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/CardLimit | Transaction limit offered by banks for the customer. This also includes the limits for sub transaction such as ATM withdrawal limit, merchant transaction limit, etc. | String |
|
|
InterestRates | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Features/InterestRates | Interest rate payable on repayment post due date. | String |
|
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Eligibility | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/CreditCards/Eligibility |
|
|
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/DocumentsRequired | List of documents required for getting a credit card. | String |
|
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Age | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/Age | Age. | Number |
|
|
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/EmploymentStatus | Employment status. | String |
|
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Income | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/Income | Income. | String |
|
|
CreditScore | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Eligibility/CreditScore | Credit score. | String |
|
|
Benefits | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/CreditCards/Benefits |
|
|
OffersOnTheCard | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/OffersOnTheCard | Some cards have great offers and discounts if used with a particular vendor, website or company. Also banks have tie ups with offices, educational institutions etc. and offer them special rates. | String |
|
|
RewardType | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardType | Some cards are specifically made to suit customers spending habits. For e.g. travel, aviation, lifestyle, shopping, cashback etc. | String |
|
|
RewardsProgram | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/RewardsProgram | Rewards program offered by Banks including cashback and redeemable options. Fuel charge waivers and airport lounge access will also be covered here. | String |
|
|
JoiningGiftsOrBonus | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/JoiningGiftsOrBonus | To get customers to apply for their card, banks offer welcome gifts and bonuses. This could be some latest gadget or bonus points and miles. | String |
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OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/CreditCards/Benefits/OtherBenefits | Additional benefits if any. | String |
|
|
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements. | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions |
|
|
tnc-title | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-title | Terms and conditions title. | String |
|
|
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
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tnc-url | 0..1 | OBReadSharingProductDetails/Data/CreditCards/TermsAndConditions/tnc-url | Terms and conditions URL. | String |
|
|
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CreditCards/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block. | OBSupplementaryData |
|
|
Loans | 0..n | OBReadSharingProductDetails/Data/Loans | List of Loans products. | OBReadSharingProductDetails/Data/Loans |
|
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ProductDetails | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/Loans/ProductDetails |
|
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CategoryName | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryName | Product category name used by ASPSPs. | String |
|
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CategoryCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/CategoryCode | Product category code used by the ASPSPs. | String |
|
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ProductDescription | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductDescription | A brief description of the product | String |
|
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ProductCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductCode | Product Code for Banks operational purpose. | String |
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SubProductCode | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/SubProductCode | Sub-Product Code for Banks operational purpose. | String |
|
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ProductURL | 0..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/ProductURL | Product URL. | String |
|
|
Segment | 1..1 | OBReadSharingProductDetails/Data/Loans/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
|
Features | 0..1 | OBReadSharingProductDetails/Data/Loans/Features | List of product features. | OBReadSharingProductDetails/Data/Loans/Features |
|
|
Currency | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/Currency | Payment and transaction currency as applicable on the selected loan type. | String |
|
|
InitialDeposit | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/InitialDeposit | Initial amount payable by the customer in BHD excluding taxes. | String |
|
|
HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/HandlingFees/Supplementary | Loan handling fees applicable for products in BHD excluding taxes. | String |
|
|
MinTenure | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/MinTenure | Minimum duration of loan period in months. | String |
|
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MaxTenure | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/MaxTenure | Maximum duration of loan period in months. | String |
|
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InterestRates | 0..1 | OBReadSharingProductDetails/Data/Loans/Features/InterestRates | Interest payable on repayment of the loan amount. | String |
|
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Eligibility | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/Loans/Eligibility |
|
|
DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/DocumentsRequired | List of documents required for getting a loan. | String |
|
|
Age | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Age | Age of the loan applicant. | Number |
|
|
EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/EmploymentStatus | Employment status of the loan applicant. | String |
|
|
Income | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Income | Income of the loan applicant. | String |
|
|
CreditScore | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/CreditScore | Credit score of the loan applicant. | String |
|
|
Collateral | 0..1 | OBReadSharingProductDetails/Data/Loans/Eligibility/Collateral | list List of collateral accepted against loan if applicable. | String |
|
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Benefits | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/Loans/Benefits |
|
|
BonusPack | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/BonusPack | "Free Priority/ Premium/ Easy Banking plan with credit card, 360° reward and welcome offers". | String |
|
|
FreeMortgageValueAssessment | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/FreeMortgageValueAssessment | "Free assessment of the value of the mortgage". | String |
|
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AutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/AutoPaySetup | "One stop pay". | String |
|
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E-cheque | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/E-cheque | "option Option of e cheque clearance". | String |
|
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EarlyEMIPaymentOptions | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/EarlyEMIPaymentOptions | Benefit of early payment options. | String |
|
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OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/Loans/Benefits/OtherBenefits | Additional benefits if any. | String |
|
|
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements. | OBReadSharingProductDetails/Data/Loans/TermsAndConditions |
|
|
tnc-title | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-title | Terms and conditions title. | String |
|
|
tnc-summary | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
|
tnc-url | 0..1 | OBReadSharingProductDetails/Data/Loans/TermsAndConditions/tnc-url | Terms and conditions URL. | String |
|
|
SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/Loans/SupplementaryData | Additional information that can not cannot be captured in the structured fields and/or any other specific block. | OBSupplementaryData |
|
|
CASA | 0..n | OBReadSharingProductDetails/Data/CASA | List of CASA products'. | OBReadSharingProductDetails/Data/CASA |
|
|
ProductDetails | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/CASA/ProductDetails |
|
|
CategoryName | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryName | product Product category name used by the ASPSPs. | String |
|
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CategoryCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/CategoryCode | Product category code used by the ASPSPs. | String |
|
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ProductDescription | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductDescription | A brief description of the product. | String |
|
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ProductCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductCode | Product Code for Banks ASPSPs operational purpose. | String |
|
|
SubProductCode | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/SubProductCode | Sub-Product Code for Banks ASPSPs operational purpose. | String |
|
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ProductURL | 0..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/ProductURL | Product URL. | String |
|
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Segment | 1..1 | OBReadSharingProductDetails/Data/CASA/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
|
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Features | 0..1 | OBReadSharingProductDetails/Data/CASA/Features | List of product features. | OBReadSharingProductDetails/Data/CASA/Features |
|
|
Currency | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/Currency | Payment and transaction currency as applicable on the selected CASA type. | String |
|
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MinBalanceMaintenance | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/MinBalanceMaintenance | Minimum balance to be maintained by the account holder in BHD. | String |
|
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HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum. | String |
|
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OverdraftLimit | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/OverdraftLimit | Limit offered by banks for the customer based on turnover and spending levels in BHD per month. | String |
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InterestRates | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/InterestRates | Interest payable on repayment of the loan amount. | String |
|
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DepositRate | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/DepositRate | Interest rate applicable for deposits only. | String |
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MinDepositAmount | 0..1 | OBReadSharingProductDetails/Data/CASA/Features/MinDepositAmount | Minimum one time deposit amount in BHD. | String |
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Eligibility | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/CASA/Eligibility |
|
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DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/DocumentsRequired | List of documents required for opening a current account. | String |
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Age | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/Age | Age of the applicant. | Number |
|
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EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/EmploymentStatus | Employment status of the applicant. | String |
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Income | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/Income | Income of the applicant. | String |
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CreditScore | 0..1 | OBReadSharingProductDetails/Data/CASA/Eligibility/CreditScore | Credit score of the applicant. | String |
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Benefits | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/CASA/Benefits |
|
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RelationshipManager | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/RelationshipManager | This covers the benefits of availing RM under few conditions. | String |
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ODprotection | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/ODprotection | Enjoy Current Account Overdraft Protection for clearing cheques. | String |
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MinBalance | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/MinBalance | This describes the minimum balance required to keep the account active. | String |
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AutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/AutoPaySetup | One stop pay. | String |
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MultipleDebitCards | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/MultipleDebitCards | This includes details of add on debit cards where a account holder can apply for add-on cards for his/her employees under the same account. | String |
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E-cheque | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/E-cheque | Option of e cheque clearance. | String |
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OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/CASA/Benefits/OtherBenefits | Additional benefits if any. | String |
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|
TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements. | OBReadSharingProductDetails/Data/CASA/TermsAndConditions |
|
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tnc-title | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-title | Terms and conditions title. | String |
|
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tnc-summary | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
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tnc-url | 0..1 | OBReadSharingProductDetails/Data/CASA/TermsAndConditions/tnc-url | Terms and conditions URL. | String |
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SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/CASA/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block. | OBSupplementaryData |
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Investment | 0..n | OBReadSharingProductDetails/Data/Investment | List of Investment products. | OBReadSharingProductDetails/Data/Investment |
|
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ProductDetails | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/Investment/ProductDetails |
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CategoryName | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryName | product Product category name used by the ASPSPs. | String |
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CategoryCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/CategoryCode | Product category code used by the ASPSPs. | String |
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ProductDescription | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductDescription | A brief description of the product. | String |
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ProductCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductCode | Product Code for Banks operational purpose. | String |
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SubProductCode | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/SubProductCode | Sub-Product Code for Banks operational purpose. | String |
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ProductURL | 0..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/ProductURL | Product URL. | String |
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Segment | 1..1 | OBReadSharingProductDetails/Data/Investment/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
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Features | 0..1 | OBReadSharingProductDetails/Data/Investment/Features | List of product features. | OBReadSharingProductDetails/Data/Investment/Features |
|
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Currency | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/Currency | Payment and transaction currency as applicable on the selected Investment type. | String |
|
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MinInvestmentRequirement | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/MinInvestmentRequirement | Minimum investment required for opening the investment account in BHD. | String |
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HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum. | String |
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AnnualFees | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/AnnualFees | Recurring fees and charges payable periodically in BHD excluding of taxes. | String |
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InvestmentTenure | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/InvestmentTenure | Duration of investment period in months. | String |
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DepositRate | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/DepositRate | Interest rate applicable for deposits only. | String |
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HistoricInvestmentRate | 0..1 | OBReadSharingProductDetails/Data/Investment/Features/HistoricInvestmentRate | This covers the historic rates that are gained by the investors in the selected fund. | String |
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Eligibility | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/Investment/Eligibility |
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DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/DocumentsRequired | List of documents required. | String |
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Age | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/Age | Age of the applicant. | Number |
|
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EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/EmploymentStatus | Employment status of the applicant. | String |
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Income | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/Income | Income of the applicant. | String |
|
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CreditScore | 0..1 | OBReadSharingProductDetails/Data/Investment/Eligibility/CreditScore | Credit score of the applicant. | String |
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Benefits | 0..1 | OBReadSharingProductDetails/Data/Investment/Benefits | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/Investment/Benefits |
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SIPOptions | 0..1 | OBReadSharingProductDetails/Data/Investment/Benefits/SIPOptions | This covers the broader systematic investment plan option that a customer can opt for. | String |
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QuickerInvestmentWithdrawal | 0..1 | OBReadSharingProductDetails/Data/Investment/Benefits/QuickerInvestmentWithdrawal | Customer can withdraw the investments within 24 hours of the request submitted. | String |
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MinimumInvestment | 0..1 | OBReadSharingProductDetails/Data/Investment/Benefits/MinimumInvestment | This describes the minimum annual investment required to keep the account active. | String |
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AutoPaySetup | 0..1 | OBReadSharingProductDetails/Data/Investment/Benefits/AutoPaySetup | One stop pay. | String |
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OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/Investment/Benefits/OtherBenefits | Additional benefits if any. | String |
|
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TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/Investment/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements. | OBReadSharingProductDetails/Data/Investment/TermsAndConditions |
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tnc-title | 0..1 | OBReadSharingProductDetails/Data/Investment/TermsAndConditions/tnc-title | Terms and conditions title. | StringString |
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tnc-summary | 0..1 | OBReadSharingProductDetails/Data/Investment/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
|
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tnc-url | 0..1 | OBReadSharingProductDetails/Data/Investment/TermsAndConditions/tnc-url | Terms and conditions URL. | String |
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SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/Investment/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block. | OBSupplementaryData |
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FundTransferServices | 0..n | OBReadSharingProductDetails/Data/FundTransferServices | List of Fund Transfer Services products. | OBReadSharingProductDetails/Data/FundTransferServices |
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ProductDetails | 1..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails | This Section covers basic product description. | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails |
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CategoryName | 1..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/CategoryName | product Product category name used by the ASPSPs. | String |
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CategoryCode | 1..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/CategoryCode | Product category code used by the ASPSPs. | String |
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ProductDescription | 1..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/ProductDescription | A brief description of the product. | String |
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ProductCode | 1..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/ProductCode | Product Code for Banks operational purpose. | String |
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SubProductCode | 1..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/SubProductCode | Sub-Product Code for Banks operational purpose. | String |
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ProductURL | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/ProductURL | Product URL. | String |
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Segment | 1..1 | OBReadSharingProductDetails/Data/FundTransferServices/ProductDetails/Segment | Product segment such as lifestyle, travel, reward points, etc. | String |
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Features | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features | List of product features. | OBReadSharingProductDetails/Data/FundTransferServices/Features |
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Currency | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features/Currency | Payment and transaction currency as applicable on the selected service type. | String |
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MinFundTransfer | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features/MinFundTransfer | Minimum fund transfer applicable for the type of service selected in BHD. | String |
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HandlingFees/Supplementary | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features/HandlingFees/Supplementary | Account handling fees applicable for products in BHD excluding taxes per annum. | String |
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TypesOfFundTransfer | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Features/TypesOfFundTransfer | This covers different type of fund transfer that banks offer to the customers. | String |
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Eligibility | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility | This covers nationality, age, employment status, income and credit score. | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility |
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DocumentsRequired | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/DocumentsRequired | List of documents required. | String |
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Age | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/Age | Age of the applicant. | Number |
|
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EmploymentStatus | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/EmploymentStatus | Employment status of the applicant. | String |
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Income | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/Income | Income of the applicant. | String |
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CreditScore | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Eligibility/CreditScore | Credit score of the applicant. | String |
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Benefits | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Benefits | List of Benefits offered by this product. | OBReadSharingProductDetails/Data/FundTransferServices/Benefits |
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InternationalPayment | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Benefits/InternationalPayment | International payment with other currency pay-outs. | String |
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OtherBenefits | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/Benefits/OtherBenefits | Additional benefits if any. | String |
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TermsAndConditions | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions | This includes a summary of the terms and conditions such as hidden charges, compliance requirements and other bank specific requirements. | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions |
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tnc-title | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-title | Terms and conditions title. | String |
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tnc-summary | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-summary | Any material conditions and specific features such as salary transfer, minimum equity for mortgage facility, loan to value ratio etc. | String |
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tnc-url | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/TermsAndConditions/tnc-url | Terms and conditions URL. | String |
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SupplementaryData | 0..1 | OBReadSharingProductDetails/Data/FundTransferServices/SupplementaryData | Additional information that can not be captured in the structured fields and/or any other specific block. | OBSupplementaryData |
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4. Usage Examples
4.1 GET /sharing-product-details
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