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This is done by making a POST request to the domestic-payments endpoint
This request is an instruction to the ASPSP (Bank) to begin the domestic single immediate payment journey. The domestic payment must be submitted immediately, however, there are some scenarios where the domestic payment may not be executed immediately (e.g., busy periods at the ASPSP)
The PISP must ensure that the Initiation and Risk sections of the domestic-payments match the corresponding Initiation and Risk sections of the domestic-payment-consents resource. If the two do not match, the ASPSP (Bank) must not process the request and must respond with a 400 (Bad Request)
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Name | Occurrence | XPath | Definition | Class/ Datatype | Codes | Pattern |
OBWriteDomesticPaymentRequest |
| OBWriteDomesticPaymentRequest |
| OBWriteDomesticPaymentRequest |
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Data | 1..1 | OBWriteDomesticPaymentRequest/Data |
| OBWriteDomesticPaymentRequest/Data |
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ConsentId | 1..1 | OBWriteDomesticPaymentRequest/Data/ConsentId | Unique identification as assigned by the ASPSP (Bank) to uniquely identify the consent resource. | String |
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Initiation | 1..1 | OBWriteDomesticPaymentRequest/Data/Initiation | The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a Single Domestic Payment. | OBDomesticPaymentInitiation |
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Risk | 1..1 | OBWriteDomesticPaymentRequest/Risk | The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments. | OBRisk |
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PaymentContextCode | 0..1 | OBWriteDomesticPaymentRequest/Risk/PaymentContextCode | This field specifies the payment context. | String | Enum:
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MerchantCategoryCode | 0..1 | OBWriteDomesticPaymentRequest/Risk/MerchantCategoryCode | Category code conform to ISO 18245, related to the type of services or goods the merchant provides for the transaction. | String |
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MerchantCustomerIdentification | 0..1 | OBWriteDomesticPaymentRequest/Risk/MerchantCustomerIdentification | The unique customer identifier of the user/customer with the merchant.
| String |
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DeliveryAddress | 0..1 | OBWriteDomesticPaymentRequest/Risk/DeliveryAddress | Information that locates and identifies a specific address, as defined by postal services or in free format text It will contain AddressLine, StreetName, BuildingNumber, PostCode, TownName, CountrySubDivision and Country. | OBWriteDomesticPaymentRequest/Risk/DeliveryAddress |
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DomesticPaymentId
ConsentId
CreationDateTime the domestic-payments resource was created
Status and StatusUpdateDateTime of the domestic-payments resource
ExpectedExecutionDateTime for the domestic-payments resource
ExpectedSettlementDateTime for the domestic-payments resource
Refund account details, if requested by PISP as part of the domestic-payment-consents resource
Charges array for the breakdown of applicable ASPSP (Bank) charges
The Initiation object from the domestic-payment-consents
An ASPSP (Bank) should conditionally provide Debtor/Name in the Payment Order Response, even when the Payer did not provide the Debtor Account via PISP
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Name | Occurrence | XPath | Definition | Class/ Datatype | Codes | Pattern |
OBWriteDomesticPaymentResponse |
| OBWriteDomesticPaymentResponse |
| OBWriteDomesticPaymentResponse |
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Data | 1..1 | OBWriteDomesticPaymentResponse/Data |
| OBWriteDomesticPaymentResponse/Data |
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DomesticPaymentId | 1..1 | OBWriteDomesticPaymentResponse/Data/DomesticPaymentId | Unique identification as assigned by the ASPSP (Bank) to uniquely identify the domestic payment resource. | String |
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ConsentId | 1..1 | OBWriteDomesticPaymentResponse/Data/ConsentId | Unique identification as assigned by the ASPSP (Bank) to uniquely identify the consent resource. | String |
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CreationDateTime | 1..1 | OBWriteDomesticPaymentResponse/Data/CreationDateTime | Date and time at which the message was created. | DateTime |
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Status | 1..1 | OBWriteDomesticPaymentResponse/Data/Status | Specifies the status of the payment information group. | String | Enum:
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StatusUpdateDateTime | 1..1 | OBWriteDomesticPaymentResponse/Data/StatusUpdateDateTime | Date and time at which the resource status was updated. | DateTime |
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ExpectedExecutionDateTime | 0..1 | OBWriteDomesticPaymentResponse/Data/ExpectedExecutionDateTime | Expected execution date and time for the payment resource. | DateTime |
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ExpectedSettlementDateTime | 0..1 | OBWriteDomesticPaymentResponse/Data/ExpectedSettlementDateTime | Expected settlement date and time for the payment resource. | DateTime |
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Refund | 0..1 | OBWriteDomesticPaymentResponse/Data/Refund | Unambiguous identification of the refund account to which a refund will be made as a result of the transaction. | OBWriteDomesticPaymentResponse/Data/Refund |
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Account | 1..1 | OBWriteDomesticPaymentResponse/Data/Refund/Account | Provides the details to identify an account.
| OBWriteDomesticPaymentResponse/Data/Refund/Account |
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SchemeName | 1..1 | OBWriteDomesticPaymentResponse/Data/Refund/Account/SchemeName | Name of the identification scheme, in a coded form as published in an external list. | String | Enum:
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Identification | 1..1 | OBWriteDomesticPaymentResponse/Data/Refund/Account//Identification | Identification assigned by an institution to identify an account. This identification is known by the account owner. | String |
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Name | 0..1 | OBWriteDomesticPaymentResponse/Data/Refund/Account/Name | The account name is the name or names of the account owner(s) represented at an account level.
Note: The account name is not the product name or the nickname of the account.
| String |
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Charges | 0..n | OBWriteDomesticPaymentResponse/Data/Charges | Set of elements used to provide details of a charge for the payment initiation. | OBWriteDomesticPaymentResponse/Data/Charges |
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ChargeBearer | 0..n | OBWriteDomesticPaymentResponse/Data/Charges/ChargeBearer | It specifies which party/parties will bear the charges associated with the processing of the payment transaction. | String | Enum:
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Type | 0..n | OBWriteDomesticPaymentResponse/Data/Charges/Type | This denotes the charge type in a coded form. | String |
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Amount | 1..1 | OBWriteDomesticPaymentResponse/Data/Charges/Amount | Amount of money associated with the charge type.
| OBActiveOrHistoricCurrencyAndAmount
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Amount | 1..1 | OBWriteDomesticPaymentResponse/Data/Charges/Amount/Amount | A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. | String |
| ^\d{1,13}$|^\d{1,13}.\d{1,5}$ |
Currency | 1..1 | OBWriteDomesticPaymentResponse/Data/Charges/Amount/Currency | A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". | String |
| ^[A-Z]{3,3}$ |
Initiation | 1..1 | OBWriteDomesticPaymentResponse/Data/Initiation | The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a Single Domestic Payment. | OBDomesticPaymentInitiation |
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Debtor | 0..1 | OBWriteDomesticPaymentResponse/Data/Debtor | Set of elements used to identify a person or an organization. | OBWriteDomesticPaymentResponse/Data/Debtor |
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Name | 1..1 | OBWriteDomesticPaymentResponse/Data/Debtor/Name | The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. | String |
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