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  • This is done by making a POST request to the international-payments endpoint.

  • This request is an instruction to the ASPSP (Bank) to begin the international single immediate payment journey. The international payment must be submitted immediately, however, there are some scenarios where the international payment may not be executed immediately (e.g. busy periods at the ASPSP (Bank )).

  • The PISP must ensure that the Initiation and Risk sections of the international-payment match the corresponding Initiation and Risk sections of the international-payment-consent resource. If the two do not match, the ASPSP (Bank) must not process the request and must respond with a 400 (Bad Request).

  • Any operations on the international-payment resource will not result in a Status change for the international-payment resource.

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A PISP can retrieve the Details of the underlying payment transaction via this endpoint. This resource allows ASPSPs (Banks) to return richer list of Payment Statuses, and if available payment scheme related statuses.

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Name

Occurrence

XPath

EnhancedDefinition

Class

Codes

Pattern

OBWriteInternational

OBWriteInternational

 

 OBWriteInternational

 

 

Data

1..1

OBWriteInternational/Data

 

OBWriteInternational/Data

 

 

ConsentId

1..1

OBWriteInternational/Data/ConsentId

OB: Unique identification as assigned by the ASPSP (Bank) to uniquely identify the consent resource.

String

 

 

Initiation

1..1

OBWriteInternational/Data/Initiation

The Initiation payload is sent by the initiating party to the ASPSP (Bank) . It is used to request movement of funds from the debtor account to a creditor for a single international payment.

OBInternationalPaymentInitiation

 

 

Risk

1..1

OBWriteInternational/Risk

The Risk section is sent by the initiating party to the ASPSP (Bank) . It is used to specify additional details for risk scoring for Payments.

OBRisk

 

 

...

  • InternationalPaymentId.

  • ConsentId.

  • CreationDateTime of the international-payment resource.

  • Status and StatusUpdateDateTime of the international-payment resource.

  • ExpectedExecutionDateTime for the international-payment resource.

  • ExpectedSettlementDateTime for the international-payment resource.

  • Refund account details, if requested by PISP as part of the international-payment-consents resource.

  • The Charges and ExchangeRateInformation in the international-payment-consent response from the ASPSP (Bank) .

  • The Initiation object from the international-payment-consent

  • An ASPSP (Bank) should conditionally provide Debtor/Name in the Payment Order Response, even when the Payer did not provide the Debtor Account via PISP

...

Name

Occurrence

XPath

EnhancedDefinition

Class

Codes

Pattern

OBWriteInternationalPaymentResponse

 

OBWriteInternationalPaymentResponse

 

OBWriteInternationalPaymentResponse

 

 

Data

1..1

OBWriteInternationalPaymentResponse/Data

 

OBWriteInternationalPaymentResponse/Data

 

 

InternationalPaymentId

1..1

OBWriteInternationalPaymentResponse/Data/InternationalPaymentId

OB: Unique identification as assigned by the ASPSP (Bank) to uniquely identify the international payment resource.

String

 

 

ConsentId

1..1

OBWriteInternationalPaymentResponse/Data/ConsentId

OB: Unique identification as assigned by the ASPSP (Bank) to uniquely identify the consent resource.

String

 

 

CreationDateTime

1..1

OBWriteInternationalPaymentResponse/Data/CreationDateTime

Date and time at which the message was created.

DateTime

 

 

Status

1..1

OBWriteInternationalPaymentResponse/Data/Status

Specifies the status of the payment information group.

String

Enum:

  • AcceptedCreditSettlementCompleted

  • AcceptedWithoutPosting

  • AcceptedSettlementCompleted

  • AcceptedSettlementInProcess

  • Pending

  • Rejected

 

StatusUpdateDateTime

1..1

OBWriteInternationalPaymentResponse/Data/StatusUpdateDateTime

Date and time at which the resource status was updated.

DateTime

 

 

ExpectedExecutionDateTime

0..1

OBWriteInternationalPaymentResponse/Data/ExpectedExecutionDateTime

Expected execution date and time for the payment resource.

DateTime

 

 

ExpectedSettlementDateTime

0..1

OBWriteInternationalPaymentResponse/Data/ExpectedSettlementDateTime

Expected settlement date and time for the payment resource.

DateTime

 

 

Refund

0..1

OBWriteInternationalPaymentResponse/Data/Refund

Unambiguous identification of the refund account to which a refund will be made as a result of the transaction.

OBInternationalRefundAccount

 

 

Charges

0..n

OBWriteInternationalPaymentResponse/Data/Charges

Set of elements used to provide details of a charge for the payment initiation.

OBCharge

 

 

ExchangeRateInformation

0..1

OBWriteInternationalPaymentResponse/Data/ExchangeRateInformation

Further detailed information on the exchange rate that has been used in the payment transaction.

OBExchangeRateResponse

 

 

Initiation

1..1

OBWriteInternationalPaymentResponse/Data/Initiation

The Initiation payload is sent by the initiating party to the ASPSP (Bank) . It is used to request movement of funds from the debtor account to a creditor for a single international payment.

OBInternationalPaymentInitiation

 

 

Debtor

0..1

OBWriteInternationalPaymentResponse/Data/Debtor

Set of elements used to identify a person or an organisation.

OBWriteInternationalPaymentResponse/Data/Debtor

 

 

Name

1..1

OBWriteInternationalPaymentResponse/Data/Debtor/Name

The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP’s (Bank’s)online channels.

String

 

 

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